Comparison

Debtors list Lite vs SyncOwe

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debtors list Lite

Easily track who owes you money and whom you owe without complex spreadsheets. Record debts, partial payments, and settled amounts with a clean, intuitive interface. Securely lock your financial records with biometric authentication.

Highlights
  • Add debts in seconds
  • Record partial repayments
  • Mark debts as settled
  • Net balance overview
  • Multi-currency support
  • Biometric app lock
Features
Read full description

Debtors list Lite is the simple way to remember who owes you money and whom you owe. No spreadsheets, no sign-up, no clutter. Just your debts, clear totals and optional weekly reminders. ADD A DEBT IN SECONDS • Enter the amount, pick the currency, choose whether you lent or borrowed, and add a name • Record partial repayments: subtract what was paid back and see the new balance instantly • Mark a debt as settled once it's paid SEE THE WHOLE PICTURE • Net balance at the top: what you're owed and what you owe • 10 currencies: USD, EUR, GBP, CHF, PLN, SEK, AUD, JPY, KWD and UAH • Totals converted to US dollars at current exchange rates • Search by name and filter by who owes whom PRIVATE BY DESIGN • No account and no sign-up • Your records are stored only on your iPhone • Lock the app with Face ID or Touch ID A PLEASURE TO USE • Clean, modern design with light and dark themes • Fast, smooth and easy for everyday use PREMIUM: ONE-TIME PURCHASE Debtors list Lite is free with ads. Upgrade once to remove ads and unlock weekly reminders with your current totals. No subscription. Questions or ideas? We'd love to hear from you: vladlytvynets7@gmail.com Privacy Policy: https://docs.google.com/document/d/11BUDsK9Spo-pKMe9JLObqZwTAj3oBscl/edit?usp=share_link&ouid=114599015370342281433&rtpof=true&sd=true Terms of Use: https://docs.google.com/document/d/1JyypEqk0m1lH-Gh65EcjbDYjURJK8RXA/edit?usp=share_link&ouid=114599015370342281433&rtpof=true&sd=true

About

SyncOwe

Easily track shared expenses and debts among friends during trips or shared living situations. The app simplifies complex IOUs into clear reimbursements, ensuring everyone knows who owes whom and when payments are settled.

Highlights
  • Create group trips
  • Add and track transactions
  • Simplify IOUs
  • Submit and confirm reimbursements
  • Track who owes whom
Features
Read full description

SyncOwe allows you to Sync who Owes who when going on trips, or living together. Simply create a Trip with all of your friends, add Transactions as you pay for items for each other and SyncOwe will simplify them down to who owes who in the end. Then submit Reimbursements to let each other know you've paid them. Once the recipient confirms they've received the money, you're done!

Screenshots

Debtors list Lite4 screens
SyncOwe3 screens

Verdict

The call

The clearest difference is rating: SyncOwe at 5.0 against Debtors list Lite's 4.0. SyncOwe also leads on in-app purchases (none vs 1) and ads (none vs shown). On price and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debtors list Lite sells 1 one-off in-app purchase. SyncOwe asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

SyncOwe holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

UpkeepUpdate frequency

Debtors list Lite ships an update every 3 months, SyncOwe every 5 weeks. The most recent releases landed on October 24, 2026 and October 20, 2026 respectively.

Scorecard7 real differences · 3 level
Debtors list Lite versus SyncOwe: the parameters behind the verdict, then further details
ParameterDebtors list LiteSyncOwe
PriceFreeFree
Rating4.0 (1 ratings)5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings11
Update frequencyEvery 3 monthsEvery 5 weeks — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.015.6 — better
Further details — not scored
Size18 MB38 MB
Age rating4+4+
DeveloperVladyslav LytvynetsJeremy Dean

Customer experience

Debtors list Lite

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

SyncOwe

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

Debtors list Lite

One-time1
  • Premium version$9.99
None

SyncOwe

No in-app purchases

Questions

Is Debtors list Lite free?
Debtors list Lite is free to download, with in-app purchases available.
Is SyncOwe free?
SyncOwe is free to download, with no in-app purchases.
Which has better reviews, Debtors list Lite or SyncOwe?
SyncOwe is rated higher. Debtors list Lite averages 4.0 out of 5 from 1 ratings, while SyncOwe averages 5.0 from 1 ratings.
Do Debtors list Lite or SyncOwe have ads?
Debtors list Lite shows ads; SyncOwe does not.
Which is updated more often, Debtors list Lite or SyncOwe?
Debtors list Lite ships an update every 3 months, and SyncOwe every 5 weeks. Most recently, Debtors list Lite was updated on October 24, 2026 and SyncOwe on October 20, 2026.

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