Comparison

Debtors list Lite vs Be WellOff

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debtors list Lite

Easily track who owes you money and whom you owe without complex spreadsheets. Record debts, partial payments, and settled amounts with a clean, intuitive interface. Securely lock your financial records with biometric authentication.

Highlights
  • Add debts in seconds
  • Record partial repayments
  • Mark debts as settled
  • Net balance overview
  • Multi-currency support
  • Biometric app lock
Features
Read full description

Debtors list Lite is the simple way to remember who owes you money and whom you owe. No spreadsheets, no sign-up, no clutter. Just your debts, clear totals and optional weekly reminders. ADD A DEBT IN SECONDS • Enter the amount, pick the currency, choose whether you lent or borrowed, and add a name • Record partial repayments: subtract what was paid back and see the new balance instantly • Mark a debt as settled once it's paid SEE THE WHOLE PICTURE • Net balance at the top: what you're owed and what you owe • 10 currencies: USD, EUR, GBP, CHF, PLN, SEK, AUD, JPY, KWD and UAH • Totals converted to US dollars at current exchange rates • Search by name and filter by who owes whom PRIVATE BY DESIGN • No account and no sign-up • Your records are stored only on your iPhone • Lock the app with Face ID or Touch ID A PLEASURE TO USE • Clean, modern design with light and dark themes • Fast, smooth and easy for everyday use PREMIUM: ONE-TIME PURCHASE Debtors list Lite is free with ads. Upgrade once to remove ads and unlock weekly reminders with your current totals. No subscription. Questions or ideas? We'd love to hear from you: vladlytvynets7@gmail.com Privacy Policy: https://docs.google.com/document/d/11BUDsK9Spo-pKMe9JLObqZwTAj3oBscl/edit?usp=share_link&ouid=114599015370342281433&rtpof=true&sd=true Terms of Use: https://docs.google.com/document/d/1JyypEqk0m1lH-Gh65EcjbDYjURJK8RXA/edit?usp=share_link&ouid=114599015370342281433&rtpof=true&sd=true

About

Be WellOff

This app helps you manage your finances by tracking income, expenses, debts, and savings goals. It provides a clear overview of your net worth and investment portfolio, all managed manually and offline.

Highlights
  • Budgeting income and expenses
  • Debt organization and tracking
  • Emergency fund building
  • Savings goal setting
  • Manual investment portfolio tracking
  • Charitable giving tracking
  • Net worth overview
Features
Read full description

Be WellOff: Financial Wellness Your complete financial life, finally in one place. Be WellOff is not a bank sync app. There is no aggregator, no login to your bank, and no automatic transaction pulling. Everything is entered intentionally. That is the point. Research shows that actively recording your finances builds awareness, reinforces habits, and makes you more likely to follow through on your goals. Be WellOff is built on that principle. You decide what goes in. You stay in control of what comes out. Be WellOff is built around 6 core areas of your financial life: budgeting, debt tracking, savings goals, protection planning, wealth building, and giving back. Most apps stop at transactions. Be WellOff covers the whole journey. Welly AI Your private AI assistant that runs on your phone. Point it at a statement, and insurance policy document and it reads them for you. Then ask what you want to know. What's my net worth? Can I afford a new car or a house? Welly answers, and can add expenses, log debts, and help you plan savings. Everything happens on your device. Your data trains nothing and goes nowhere. Financial Spaces Create separate Spaces for every part of your financial life. Your personal budget, your household, a side hustle, a rental property. Each Space is fully organized, fully isolated, and built for how your life actually works. Personalized Insights and Tips Every Space surfaces guidance based on your specific situation. Not generic tips. Real, contextual advice for where you actually are in your financial journey. Encrypted Cloud Sync + Offline Access Your data syncs securely across all your devices. It exists to serve you and only you. Never sold. Never shared. Works offline too. Multi-Household Sharing Up to 5 Financial Spaces per account, with up to 5 members per Space. As the account owner, you have access to all your Spaces. Collaborators can only access and manage the specific Space they were invited to, based on their permission level. Marketplace Get a first look at the Be WellOff Marketplace, a gateway to financial services including insurance, advisors, and more. You initiate every connection. Nothing is pushed to you. Live now inside the app. Try it free for your first month. $10.99/month after your free month. Cancel anytime Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.wellofflabs.ca/privacy-policy

Screenshots

Debtors list Lite4 screens
Be WellOff4 screens

Verdict

The call

The clearest difference is rating: Be WellOff at 5.0 against Debtors list Lite's 4.0. Be WellOff also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, ratings volume, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debtors list Lite sells 1 one-off in-app purchase and Be WellOff sells 10 in-app purchases, starting at $3.00 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Be WellOff holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

UpkeepUpdate frequency

Debtors list Lite ships an update every 3 months, Be WellOff every 2 weeks. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

Scorecard5 real differences · 5 level
Debtors list Lite versus Be WellOff: the parameters behind the verdict, then further details
ParameterDebtors list LiteBe WellOff
PriceFreeFree
Rating4.0 (1 ratings)5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings11
Update frequencyEvery 3 monthsEvery 2 weeks — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree — better
DevicesiPhoneiPhone, iPod — better
Requires iOS17.015.5 — better
Further details — not scored
Size18 MB111 MB
Age rating4+4+
DeveloperVladyslav LytvynetsWellOff Labs Ltd

Customer experience

Debtors list Lite

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Be WellOff

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

Debtors list Lite

One-time1
  • Premium version$9.99
10 purchases

Be WellOff

Subscriptions10
  • Monthly (-70%)$3.001 Month
  • Monthly (-60%)$4.001 Month
  • Monthly (-50%)$5.001 Month
Show 7 more
  • Monthly (-40%)$6.001 Month
  • Annual (-70%)$29.991 Year
  • Annual (-60%)$39.991 Year
  • Annual (-50%)$49.991 Year
  • Annual (-40%)$59.991 Year
  • Annual (30%)$69.991 Year
  • Annual (-25%)$75.001 Year

Questions

Is Debtors list Lite free?
Debtors list Lite is free to download, with in-app purchases available.
Is Be WellOff free?
Be WellOff is free to download, with in-app purchases available.
Which has better reviews, Debtors list Lite or Be WellOff?
Be WellOff is rated higher. Debtors list Lite averages 4.0 out of 5 from 1 ratings, while Be WellOff averages 5.0 from 1 ratings.
Do Debtors list Lite or Be WellOff have ads?
Debtors list Lite shows ads; Be WellOff does not.
Which is updated more often, Debtors list Lite or Be WellOff?
Debtors list Lite ships an update every 3 months, and Be WellOff every 2 weeks. Most recently, Debtors list Lite was updated on November 3, 2026 and Be WellOff on November 5, 2026.

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