Debtors list Lite vs Be WellOff
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Debtors list Lite
Easily track who owes you money and whom you owe without complex spreadsheets. Record debts, partial payments, and settled amounts with a clean, intuitive interface. Securely lock your financial records with biometric authentication.
- Add debts in seconds
- Record partial repayments
- Mark debts as settled
- Net balance overview
- Multi-currency support
- Biometric app lock
Read full descriptionHide full description
Debtors list Lite is the simple way to remember who owes you money and whom you owe. No spreadsheets, no sign-up, no clutter. Just your debts, clear totals and optional weekly reminders. ADD A DEBT IN SECONDS • Enter the amount, pick the currency, choose whether you lent or borrowed, and add a name • Record partial repayments: subtract what was paid back and see the new balance instantly • Mark a debt as settled once it's paid SEE THE WHOLE PICTURE • Net balance at the top: what you're owed and what you owe • 10 currencies: USD, EUR, GBP, CHF, PLN, SEK, AUD, JPY, KWD and UAH • Totals converted to US dollars at current exchange rates • Search by name and filter by who owes whom PRIVATE BY DESIGN • No account and no sign-up • Your records are stored only on your iPhone • Lock the app with Face ID or Touch ID A PLEASURE TO USE • Clean, modern design with light and dark themes • Fast, smooth and easy for everyday use PREMIUM: ONE-TIME PURCHASE Debtors list Lite is free with ads. Upgrade once to remove ads and unlock weekly reminders with your current totals. No subscription. Questions or ideas? We'd love to hear from you: vladlytvynets7@gmail.com Privacy Policy: https://docs.google.com/document/d/11BUDsK9Spo-pKMe9JLObqZwTAj3oBscl/edit?usp=share_link&ouid=114599015370342281433&rtpof=true&sd=true Terms of Use: https://docs.google.com/document/d/1JyypEqk0m1lH-Gh65EcjbDYjURJK8RXA/edit?usp=share_link&ouid=114599015370342281433&rtpof=true&sd=true
Be WellOff
This app helps you manage your finances by tracking income, expenses, debts, and savings goals. It provides a clear overview of your net worth and investment portfolio, all managed manually and offline.
- Budgeting income and expenses
- Debt organization and tracking
- Emergency fund building
- Savings goal setting
- Manual investment portfolio tracking
- Charitable giving tracking
- Net worth overview
Read full descriptionHide full description
Be WellOff: Financial Wellness Your complete financial life, finally in one place. Be WellOff is not a bank sync app. There is no aggregator, no login to your bank, and no automatic transaction pulling. Everything is entered intentionally. That is the point. Research shows that actively recording your finances builds awareness, reinforces habits, and makes you more likely to follow through on your goals. Be WellOff is built on that principle. You decide what goes in. You stay in control of what comes out. Be WellOff is built around 6 core areas of your financial life: budgeting, debt tracking, savings goals, protection planning, wealth building, and giving back. Most apps stop at transactions. Be WellOff covers the whole journey. Welly AI Your private AI assistant that runs on your phone. Point it at a statement, and insurance policy document and it reads them for you. Then ask what you want to know. What's my net worth? Can I afford a new car or a house? Welly answers, and can add expenses, log debts, and help you plan savings. Everything happens on your device. Your data trains nothing and goes nowhere. Financial Spaces Create separate Spaces for every part of your financial life. Your personal budget, your household, a side hustle, a rental property. Each Space is fully organized, fully isolated, and built for how your life actually works. Personalized Insights and Tips Every Space surfaces guidance based on your specific situation. Not generic tips. Real, contextual advice for where you actually are in your financial journey. Encrypted Cloud Sync + Offline Access Your data syncs securely across all your devices. It exists to serve you and only you. Never sold. Never shared. Works offline too. Multi-Household Sharing Up to 5 Financial Spaces per account, with up to 5 members per Space. As the account owner, you have access to all your Spaces. Collaborators can only access and manage the specific Space they were invited to, based on their permission level. Marketplace Get a first look at the Be WellOff Marketplace, a gateway to financial services including insurance, advisors, and more. You initiate every connection. Nothing is pushed to you. Live now inside the app. Try it free for your first month. $10.99/month after your free month. Cancel anytime Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.wellofflabs.ca/privacy-policy
Screenshots
Verdict
The clearest difference is rating: Be WellOff at 5.0 against Debtors list Lite's 4.0. Be WellOff also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, ratings volume, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Debtors list Lite sells 1 one-off in-app purchase and Be WellOff sells 10 in-app purchases, starting at $3.00 per month. Whichever you choose, the download price is not the number that matters.
Be WellOff holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.
Debtors list Lite ships an update every 3 months, Be WellOff every 2 weeks. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.
| Parameter | Debtors list Lite | Be WellOff |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (1 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 1 | 1 |
| Update frequency | Every 3 months | Every 2 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.0 | 15.5 — better |
| Further details — not scored | ||
| Size | 18 MB | 111 MB |
| Age rating | 4+ | 4+ |
| Developer | Vladyslav Lytvynets | WellOff Labs Ltd |
Customer experience
Debtors list Lite
Be WellOff
In-app purchases
Debtors list Lite
- Premium version$9.99
Be WellOff
- Monthly (-70%)$3.001 Month
- Monthly (-60%)$4.001 Month
- Monthly (-50%)$5.001 Month
Show 7 moreShow fewer
- Monthly (-40%)$6.001 Month
- Annual (-70%)$29.991 Year
- Annual (-60%)$39.991 Year
- Annual (-50%)$49.991 Year
- Annual (-40%)$59.991 Year
- Annual (30%)$69.991 Year
- Annual (-25%)$75.001 Year
Questions
Is Debtors list Lite free?
Is Be WellOff free?
Which has better reviews, Debtors list Lite or Be WellOff?
Do Debtors list Lite or Be WellOff have ads?
Which is updated more often, Debtors list Lite or Be WellOff?
Other comparisons















