Comparison

MACFCU Alaska vs State Central Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MACFCU Alaska

Manage your finances on the go with this comprehensive personal finance tool. Organize transactions, set alerts, make payments, transfer funds, and deposit checks easily. Secure your accounts with passcode or biometric access.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set balance alerts
  • Make payments and transfer money
  • Deposit checks via photo
  • Manage debit cards
  • View monthly statements
  • Find branches and ATMs
Features
Read full description

MACFCU Alaska is your personal financial toolbox. It’s fast, secure and makes life easier by providing you with the features you need to manage your finances. Here’s what you can do with MACFCU Alaska: Keep your transactions organized by adding tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments to a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Group your financial accounts Secure your account with a 4-digit passcode or biometric access (on supported devices).

About

State Central Bank

Manage your money on the go with this secure banking app. Set up balance alerts, make payments, transfer funds, and deposit checks instantly. Access statements and find nearby branches and ATMs.

Highlights
  • Balance alerts
  • Make payments
  • Transfer money
  • Mobile check deposit
  • View statements
  • Find branches/ATMs
  • Passcode/biometric security
Features
Read full description

State Central Bank is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with State Central Bank: -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.

Screenshots

MACFCU Alaska4 screens
State Central Bank4 screens

Verdict

The call

The clearest difference is review sentiment: State Central Bank at 100% against MACFCU Alaska's 45%. State Central Bank also leads on rating (4.9 vs 4.7). MACFCU Alaska's advantage is ratings volume (1.3K vs 75) and monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

State Central Bank holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: MACFCU Alaska has 1.3K ratings behind it against 75, so its average is the more settled of the two. Written reviews point the same way: 45% of MACFCU Alaska's written reviews are positive against 100% of State Central Bank's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 13, 2026 and October 7, 2026 respectively.

Scorecard4 real differences · 6 level
MACFCU Alaska versus State Central Bank: the parameters behind the verdict, then further details
ParameterMACFCU AlaskaState Central Bank
PriceFreeFree
Rating4.7 (1.3K ratings)4.9 (75 ratings) — better
Positive reviews45.0% of reviews100.0% of reviews — better
Number of ratings1.3K — better75
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.418.4
Further details — not scored
Size177 MB177 MB
Age rating17+12+
DeveloperMAC Federal Credit UnionState Central Bank

Customer experience

MACFCU Alaska

All ratings1,278 ratings
Positive93.0%
Neutral2.3%
Negative4.6%
Written reviews20 reviews
Positive45.0%
Neutral5.0%
Negative50.0%

State Central Bank

All ratings75 ratings
Positive97.3%
Neutral1.3%
Negative1.3%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

MACFCU Alaska

Reported bugs

2 issues
  • App not working after recent update
  • Login issues causing 'wheel of death'

Requested features

2 requests
  • Option to avoid online payment fees
  • Compatibility with older iOS versions

State Central Bank

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MACFCU Alaska

No in-app purchases

None

State Central Bank

No in-app purchases

Questions

Is MACFCU Alaska free?
MACFCU Alaska is free to download, with no in-app purchases.
Is State Central Bank free?
State Central Bank is free to download, with no in-app purchases.
Which has better reviews, MACFCU Alaska or State Central Bank?
State Central Bank is rated higher. MACFCU Alaska averages 4.7 out of 5 from 1.3K ratings, while State Central Bank averages 4.9 from 75 ratings.
Do MACFCU Alaska or State Central Bank have ads?
Neither MACFCU Alaska nor State Central Bank shows ads.
Which is updated more often, MACFCU Alaska or State Central Bank?
MACFCU Alaska ships an update monthly, and State Central Bank monthly. Most recently, MACFCU Alaska was updated on October 13, 2026 and State Central Bank on October 7, 2026.

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