n1co vs Pay SV
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
n1co
Manage your finances entirely digitally with this banking platform. Enjoy a simplified bank account and a digital VISA debit card for online purchases, with the option to request a physical card. Control expenses, transfers, payments, and collections from your mobile device.
- Digital bank account
- Digital VISA debit card
- Physical VISA debit card
- Expense control
- Transfers and payments
- Customer service
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¡n1co es la plataforma digital para que tomes control de tu vida financiera! Olvídate de las filas y esperas que te de la banca tradicional y obten tu banco en la palma de tu mano. Una cuenta de banco no debería costarte dinero. Sin cargos ocultos, con n1co tendrás una experiencia fácil, rápida, segura y completamente transparente, como creemos debe de ser… sin tarifas de mantenimiento y sin tarifas de saldo mínimo. Descarga, registrate y automáticamente obtienes una cuenta de banco simplificada y una tarjeta VISA de débito digital para compras en línea. Solicita tu tarjeta de débito VISA física con los mejores beneficios, descuentos y Cash Back en todas tus transacciones. Controla tus gastos, transferencias, pagos, cobros y débitos desde tu teléfono móvil. Cuenta con servicio al cliente personalizado enfocado en ti y tus necesidades. Entra a la inclusión financiera de la mejor manera ...con n1co. **Debes tener 18 años o más y tener tarjeta de identidad para poder registrarte.
Pay SV
Instantly send and receive money securely and quickly. This financial tool operates around the clock, every day of the year, and is completely free to use.
- Instant payments
- Quick transfers
- Secure transactions
- 24/7 availability
- Free to use
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With Pay SV you can make payments and transfers instantly, quickly and securely. This tool works 24/7, 365 days a year and is free to use. Download it now!
Screenshots
Verdict
The clearest difference is rating: Pay SV at 5.0 against n1co's 2.7. n1co's advantage is update cadence (weekly vs monthly) and ratings volume (39 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Pay SV holds the better App Store score, 5.0 against 2.7. That said, the two scores are not equally well evidenced: n1co has 39 ratings behind it against 2, so its average is the more settled of the two.
n1co ships an update weekly, Pay SV monthly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.
| Parameter | n1co | Pay SV |
|---|---|---|
| Price | Free | Free |
| Rating | 2.7 (39 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 7.7% of reviews | — |
| Number of ratings | 39 — better | 2 |
| Update frequency | Weekly — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.5 — better | 15.6 |
| Further details — not scored | ||
| Size | 218 MB | 92 MB |
| Age rating | 17+ | 4+ |
| Developer | N1co Tech | Banco Central de Reserva de El Salvador |
Customer experience
n1co
Pay SV
In-app purchases
n1co
No in-app purchases
Pay SV
No in-app purchases
