Comparison

CTMFB vs Scrella

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CTMFB

This financial management app provides access to credit, payment solutions, and investment opportunities. It offers tools for personal finance management and allows users to open a digital bank account quickly. The service is licensed and insured in Nigeria.

Highlights
  • Access to credit
  • Simple payment solutions
  • High-yield investment opportunities
  • Personal financial management tools
  • Digital bank account opening
  • Licensed and insured services
Features
Read full description

We empower individuals with access to credit, simple payments solutions, high-yield investment opportunities and easy-to-use tools for personal financial management. CTMFB is headquartered in Ekiti State, Nigeria. Our Mission We think that credit and high-quality financial services are not impossible. Therefore, we aim to provide all individuals with the financial resources they need to live a dignified and prosperous life. Digital bank made for you Open a new CTMFB account from your phone and follow the simple registration steps to register an account in minutes. CTMFB (RC161772) is licensed by the cbn and insured by the NDIC in Nigeria.

About

Scrella

Protect your electronic devices against accidental damage and liquid spills with comprehensive insurance plans. Manage your coverage, file claims seamlessly, and access 24/7 support for a reliable device protection experience.

Highlights
  • Multiple device protection
  • Remote eligibility testing
  • Affordable plan selection
  • Referral rewards program
  • In-built wallet for payments
  • Seamless claims filing
  • 24/7 chat support
Features
Read full description

Scrella is your reliable partner that helps you protect your devices against unexpected damages. We are an Insur-tech firm, whose sole focus is preserving the relationship you have with your devices. Scrella has both insurance and repair partners with whom, we aim to deliver an exceptional insurance service. With our device insurance mobile app, we have designed a reliable system to provide insurance coverage and protection for electronic devices such as smartphones, tablets, laptops, or other portable gadgets. We offer a quick, affordable and reliable way to manage and safeguard your devices against potential risks and damages. Some of the features of our mobile app include: 1.⁠ ⁠Multiple Devices: Protect your phones against accidental damage. Every device is welcome, either new or in-use. 2.⁠ ⁠Remote Eligibility Test: Run a remote health check on the smartphone you want to insure from the comfort of your house. 3.⁠ ⁠⁠Plan Selection: Select a suitable plan from our list of affordable insurance plans. We also recommend plans based on the value of the device. 4.⁠ ⁠⁠Loyalty: Get rewards when you invite your family & friends to join the Scrella family. They also get rewards! 5.⁠ ⁠⁠Wallet & Voucher: We have an in-built wallet that only allows you to pay for premiums, and withdraw referral rewards. You can also purchase plans using the Scrella Voucher. 6.⁠ ⁠⁠Claims: Seamlessly file claims when the unexpected happens, whether accidental damage or liquid spill, we got you covered! 7.⁠ ⁠⁠Claims Feedback: Provide us with feedback on how the claims process went to enable us to improve our processes. 8.⁠ ⁠⁠Reports: Did a repair go wrong? You can report that particular claim/repair for quick resolution. 9.⁠ ⁠⁠24/7 Chat Support: We are with you every hour of every day to listen to your complaints and provide a long lasting resolution to them.

Screenshots

CTMFB4 screens
Scrella4 screens

Verdict

The call

The clearest difference is review sentiment: Scrella at 100% against CTMFB's 0%. Scrella also leads on rating (4.7 vs 3.3). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Scrella holds the better App Store score, 4.7 against 3.3. Both are backed by a comparable volume of ratings — 6 and 9 respectively. Written reviews point the same way: 0% of CTMFB's written reviews are positive against 100% of Scrella's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 24, 2026 and September 5, 2026 respectively.

Scorecard2 real differences · 8 level
CTMFB versus Scrella: the parameters behind the verdict, then further details
ParameterCTMFBScrella
PriceFreeFree
Rating3.3 (6 ratings)4.7 (9 ratings) — better
Positive reviews0.0% of reviews100.0% of reviews — better
Number of ratings69 — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.515.1 — better
Further details — not scored
Size76 MB61 MB
Age rating4+4+
DeveloperPrunny LLCScrella Technologies Limited

Customer experience

CTMFB

All ratings6 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Scrella

All ratings7 ratings
Positive85.7%
Neutral14.3%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

CTMFB

No in-app purchases

None

Scrella

No in-app purchases

Questions

Is CTMFB free?
CTMFB is free to download, with no in-app purchases.
Is Scrella free?
Scrella is free to download, with no in-app purchases.
Which has better reviews, CTMFB or Scrella?
Scrella is rated higher. CTMFB averages 3.3 out of 5 from 6 ratings, while Scrella averages 4.7 from 9 ratings.
Do CTMFB or Scrella have ads?
Neither CTMFB nor Scrella shows ads.
Which is updated more often, CTMFB or Scrella?
CTMFB ships an update monthly, and Scrella monthly. Most recently, CTMFB was updated on September 24, 2026 and Scrella on September 5, 2026.

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