CTMFB vs Scrella
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CTMFB
This financial management app provides access to credit, payment solutions, and investment opportunities. It offers tools for personal finance management and allows users to open a digital bank account quickly. The service is licensed and insured in Nigeria.
- Access to credit
- Simple payment solutions
- High-yield investment opportunities
- Personal financial management tools
- Digital bank account opening
- Licensed and insured services
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We empower individuals with access to credit, simple payments solutions, high-yield investment opportunities and easy-to-use tools for personal financial management. CTMFB is headquartered in Ekiti State, Nigeria. Our Mission We think that credit and high-quality financial services are not impossible. Therefore, we aim to provide all individuals with the financial resources they need to live a dignified and prosperous life. Digital bank made for you Open a new CTMFB account from your phone and follow the simple registration steps to register an account in minutes. CTMFB (RC161772) is licensed by the cbn and insured by the NDIC in Nigeria.
Scrella
Protect your electronic devices against accidental damage and liquid spills with comprehensive insurance plans. Manage your coverage, file claims seamlessly, and access 24/7 support for a reliable device protection experience.
- Multiple device protection
- Remote eligibility testing
- Affordable plan selection
- Referral rewards program
- In-built wallet for payments
- Seamless claims filing
- 24/7 chat support
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Scrella is your reliable partner that helps you protect your devices against unexpected damages. We are an Insur-tech firm, whose sole focus is preserving the relationship you have with your devices. Scrella has both insurance and repair partners with whom, we aim to deliver an exceptional insurance service. With our device insurance mobile app, we have designed a reliable system to provide insurance coverage and protection for electronic devices such as smartphones, tablets, laptops, or other portable gadgets. We offer a quick, affordable and reliable way to manage and safeguard your devices against potential risks and damages. Some of the features of our mobile app include: 1. Multiple Devices: Protect your phones against accidental damage. Every device is welcome, either new or in-use. 2. Remote Eligibility Test: Run a remote health check on the smartphone you want to insure from the comfort of your house. 3. Plan Selection: Select a suitable plan from our list of affordable insurance plans. We also recommend plans based on the value of the device. 4. Loyalty: Get rewards when you invite your family & friends to join the Scrella family. They also get rewards! 5. Wallet & Voucher: We have an in-built wallet that only allows you to pay for premiums, and withdraw referral rewards. You can also purchase plans using the Scrella Voucher. 6. Claims: Seamlessly file claims when the unexpected happens, whether accidental damage or liquid spill, we got you covered! 7. Claims Feedback: Provide us with feedback on how the claims process went to enable us to improve our processes. 8. Reports: Did a repair go wrong? You can report that particular claim/repair for quick resolution. 9. 24/7 Chat Support: We are with you every hour of every day to listen to your complaints and provide a long lasting resolution to them.
Screenshots
Verdict
The clearest difference is review sentiment: Scrella at 100% against CTMFB's 0%. Scrella also leads on rating (4.7 vs 3.3). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Scrella holds the better App Store score, 4.7 against 3.3. Both are backed by a comparable volume of ratings — 6 and 9 respectively. Written reviews point the same way: 0% of CTMFB's written reviews are positive against 100% of Scrella's.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 24, 2026 and September 5, 2026 respectively.
| Parameter | CTMFB | Scrella |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (6 ratings) | 4.7 (9 ratings) — better |
| Positive reviews | 0.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 6 | 9 — better |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.5 | 15.1 — better |
| Further details — not scored | ||
| Size | 76 MB | 61 MB |
| Age rating | 4+ | 4+ |
| Developer | Prunny LLC | Scrella Technologies Limited |
Customer experience
CTMFB
Scrella
In-app purchases
CTMFB
No in-app purchases
Scrella
No in-app purchases









