Comparison

Tracky vs Simple Doris Envelope Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Tracky

Easily manage your finances by tracking expenses and creating custom budgets. Allocate funds into categories like groceries or hobbies, and monitor your remaining balance with automatic calculations. Securely manage your money without linking bank accounts.

Highlights
  • Create and manage budgets
  • Track expenses with custom categories
  • Automatic remaining budget calculation
  • Notifications for budget progress
  • Expense history and analysis
  • Recurring budget options
  • iCloud sync across devices
  • Home and lock screen widgets
Features
Read full description

Tracky: Simple Budget Tracker is the simplest and fastest app to manage your budgets, track your expenses, and save money on the go. Take control of your budget by allocating your expenses into different envelopes such as groceries, salary, fuel, hobbies, shopping, vacations, and more. Whether it's recurring expenses or special events, Tracky lets you track your monthly or one-time budgets. Track your expenses and make the most of your savings with Tracky’s automatic calculation of your remaining budget. This fast and easy budget tracking tool is suitable for everyone, regardless of their expertise in budget management. Rest assured, Tracky doesn't require any connection to your bank account, ensuring your data and privacy remain secure. Why should you use Tracky: Simple Budget Tracker? - Quick and easy - Free - Allocate your budget - Track your expenses - Enjoy your savings - No sign-up or login required - No bank account needed - Private & secure: we don't collect your data, it's safe for you - Automatic iCloud sync to share data across multiple devices logged in to the same iCloud account === TRACKY: SIMPLE BUDGET TRACKER FEATURES === - Create and manage your budgets - Add and customize your operations: name, amount, date, icon, color - Automatic calculation of your remaining budget - Stay informed about your budget's progress with notifications - Keep a history of your expenses - Save time by reusing recurring budgets - Easily share your data across multiple devices logged in to the same iCloud account - Widgets: instantly monitor your budget from your lock screen and home screen How to use Tracky: Simple Budget Tracker: 1. Create a budget and give it a name (e.g., "July") 2. Define and customize your envelopes (e.g., "Groceries," "Fuel," "Hobbies") 3. Add your expenses to the envelopes 4. Enter the expense name and amount 5. Personalize the expense by selecting an icon and color 6. Continue adding your expenses as you go, and Tracky will calculate the remaining budget As you can see, Tracky: Simple Budget Tracker is incredibly simple and fast to use. It's the perfect solution for tracking your expenses and budgets without wasting time on understanding the app or linking your bank account, which could compromise your data. Managing your expenses has never been easier, faster, and more efficient. Easily set and monitor your monthly or one-time budgets. Modify them anytime to adapt to your financial situation. Track your expenses accurately and identify areas where you can save. Dive into the detailed expense history for a deeper analysis of your spending habits. Identify trends, strengths, and areas for improvement to optimize your budget. Tracky is the easiest and most convenient app to track your budgets, so what are you waiting for? Download Tracky: Simple Budget Tracker now! *** Our app is FREE to use. However, you can become premium with in-app purchases. You'll have unlimited budgets, envelopes, and expenses, and no ads will be displayed to ensure optimal user experience. All prices are in euros (EUR). Prices in other currencies and countries may vary depending on the country of residence. Thank you for using Tracky: Simple Budget Tracker. Support us by sharing the app with your loved ones and giving us a 5-star rating on the App Store. Your support will enable us to continue improving the app and provide you with an even better financial management experience. Privacy Policy: https://lowly.notion.site/Privacy-Policy-364375656a694f7f9ec206cc001c899c?pvs=4 Terms & Conditions: https://lowly.notion.site/Terms-Conditions-0debe53270c3403fad1926e3ea0abcbd?pvs=4

About

Simple Doris Envelope Budget

This app helps you manage your finances using the envelope budgeting method. It allows you to plan monthly budgets, track spending, and review your financial performance privately on your device. Advanced features include natural language queries for budget insights and receipt photo storage.

Highlights
  • Envelope budgeting
  • Monthly financial planning
  • Expense tracking
  • Budget analysis
  • Natural language queries
  • Receipt photo storage
  • Offline functionality
Features
Read full description

Simple Doris Envelope Budget is the classic cash-envelope method, made simple and private. Give every dollar a job, track what you spend, and see at a glance how each month turned out. Everything stays on your iPhone or iPad: no account, no ads, and nothing is sent anywhere. PLAN EACH MONTH • Set a monthly budget for every envelope • Change it any time: past months keep the budget they had, so you can see what was really met • See planned vs. actual for the whole month, with progress bars that turn amber at 80% and red when you're over KNOW HOW YOU DID • Seven months of history for each envelope, as a chart and a month-by-month list • Mark one envelope as income to see income vs. spending and what's left over • Share a clean monthly summary as a PDF: budgeted, spent, difference and met or over for every envelope ASK YOUR BUDGET • Type a question in plain words: "Am I over budget this month?", "Compare this month to last month", "Show expenses over $50 at Green Market" • Answers come only from the data in the app, worked out on your device • On iPhones and iPads that support on-device AI (iOS 26 or later), you can turn on smarter, more flexible answers. Your data never leaves your device. TRACK SPENDING EASILY • Log an expense in seconds. Start typing a place or person and the list narrows as you type • Edit any past expense: amount, date, envelope, place or notes. Refunds can be negative • Expenses are always newest first. Select several to delete at once • Add cash to an envelope, or take it back out • Export your expenses to CSV KEEP IT ALL TOGETHER • Notes: a list of notes of any length, one tap away on every screen • Photos: keep pictures of receipts and anything else that matters to your budget PRIVATE BY DESIGN • No account, no tracking, no ads • Works offline. Your data lives on your device • A dark green-and-black look that's easy on the eyes Answers from the optional on-device AI are for general information only and are not financial advice. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://correlateencourage.com/privacy-policy Additional Terms of Use: https://correlateencourage.com/ce-app-terms-of-use

Screenshots

Tracky4 screens
Simple Doris Envelope Budget4 screens

Verdict

The call

The clearest difference is price: Tracky at Free against Simple Doris Envelope Budget's $12.99. Tracky also leads on update cadence (every 2 weeks vs every 3 months) and ratings volume (124 vs 1). Simple Doris Envelope Budget's advantage is in-app purchases (none vs 10) and ads (none vs shown). On device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Tracky is free to download; Simple Doris Envelope Budget costs $12.99 up front. Tracky sells 6 in-app purchases, starting at $1.99 per month. Simple Doris Envelope Budget asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Simple Doris Envelope Budget holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Tracky has 124 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Tracky ships an update every 2 weeks, Simple Doris Envelope Budget every 3 months. The most recent releases landed on November 7, 2026 and November 8, 2026 respectively.

Scorecard7 real differences · 3 level
Tracky versus Simple Doris Envelope Budget: the parameters behind the verdict, then further details
ParameterTrackySimple Doris Envelope Budget
PriceFree — better$12.99
Rating4.6 (124 ratings)5.0 (1 ratings) — better
Positive reviews84.8% of reviews—
Number of ratings124 — better1
Update frequencyEvery 2 weeks — betterEvery 3 months
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchases — betterPaid
DevicesiPhoneiPhone
Requires iOS18.017.5 — better
Further details — not scored
Size87 MB13 MB
Age rating4+4+
DeveloperAdrien Carvalotcorrelateencourage LLC

Customer experience

Tracky

All ratings124 ratings
Positive89.5%
Neutral2.4%
Negative8.1%
Written reviews79 reviews
Positive84.8%
Neutral6.3%
Negative8.9%

Simple Doris Envelope Budget

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Tracky

Reported bugs

8 issues
  • App opens to wrong month despite correct title display
  • Requires multiple swipes to navigate to current month
  • Entries disappear when switching networks
  • App doesn't always open to the correct page
  • Premium mode requires frequent reactivation
Show 3 more
  • Inability to create new expenses without premium after 5 entries
  • Ads require multiple views before input saves on poor connections
  • Transactions load incorrectly until envelope is clicked and exited

Requested features

17 requests
  • Monthly visual reset for progress bars while maintaining history
  • Mac/desktop application version
  • Ability to reset envelopes monthly without creating new budgets
  • Budget sharing feature for couples and shared accounts
  • Planned/future expense tracking with adjusted balance view
Show 12 more
  • Transfer functionality between envelopes
  • Direct income allocation without envelope requirement
  • More transaction icons (currently limited to ~20-30)
  • Additional color options
  • Due date functionality for envelopes
  • Quick-add expense widget
  • View all transactions under a budget organized by date
  • Ability to delete all expenses in an envelope at once
  • Custom initial budget amount display instead of net balance
  • Bank transaction reconciliation/check-off system
  • Toggle between spent and remaining amount display
  • Archive functionality for monthly expenses

Simple Doris Envelope Budget

Not enough reviews yet to summarise bugs or requests.

In-app purchases

6 purchases

Tracky

Subscriptions4
  • Premium3 Days trial3 variants$1.991 Month
  • Premium$4.991 Month
  • Premium7 Days trial$19.991 Year
Show 1 more
  • Premium7 Days trial2 variants$29.991 Year
One-time2
  • Premium$4.99
  • Premium2 variants$49.99
None

Simple Doris Envelope Budget

No in-app purchases

Questions

Is Tracky free?
Tracky is free to download, with in-app purchases available.
Is Simple Doris Envelope Budget free?
Simple Doris Envelope Budget costs $12.99, with no in-app purchases.
Which has better reviews, Tracky or Simple Doris Envelope Budget?
Simple Doris Envelope Budget is rated higher. Tracky averages 4.6 out of 5 from 124 ratings, while Simple Doris Envelope Budget averages 5.0 from 1 ratings.
Do Tracky or Simple Doris Envelope Budget have ads?
Tracky shows ads; Simple Doris Envelope Budget does not.
Which is updated more often, Tracky or Simple Doris Envelope Budget?
Tracky ships an update every 2 weeks, and Simple Doris Envelope Budget every 3 months. Most recently, Tracky was updated on November 7, 2026 and Simple Doris Envelope Budget on November 8, 2026.

Other comparisons