Comparison

Tracky vs Ruby Stone

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Tracky

Easily manage your finances by tracking expenses and creating custom budgets. Allocate funds into categories like groceries or hobbies, and monitor your remaining balance with automatic calculations. Securely manage your money without linking bank accounts.

Highlights
  • Create and manage budgets
  • Track expenses with custom categories
  • Automatic remaining budget calculation
  • Notifications for budget progress
  • Expense history and analysis
  • Recurring budget options
  • iCloud sync across devices
  • Home and lock screen widgets
Features
Read full description

Tracky: Simple Budget Tracker is the simplest and fastest app to manage your budgets, track your expenses, and save money on the go. Take control of your budget by allocating your expenses into different envelopes such as groceries, salary, fuel, hobbies, shopping, vacations, and more. Whether it's recurring expenses or special events, Tracky lets you track your monthly or one-time budgets. Track your expenses and make the most of your savings with Tracky’s automatic calculation of your remaining budget. This fast and easy budget tracking tool is suitable for everyone, regardless of their expertise in budget management. Rest assured, Tracky doesn't require any connection to your bank account, ensuring your data and privacy remain secure. Why should you use Tracky: Simple Budget Tracker? - Quick and easy - Free - Allocate your budget - Track your expenses - Enjoy your savings - No sign-up or login required - No bank account needed - Private & secure: we don't collect your data, it's safe for you - Automatic iCloud sync to share data across multiple devices logged in to the same iCloud account === TRACKY: SIMPLE BUDGET TRACKER FEATURES === - Create and manage your budgets - Add and customize your operations: name, amount, date, icon, color - Automatic calculation of your remaining budget - Stay informed about your budget's progress with notifications - Keep a history of your expenses - Save time by reusing recurring budgets - Easily share your data across multiple devices logged in to the same iCloud account - Widgets: instantly monitor your budget from your lock screen and home screen How to use Tracky: Simple Budget Tracker: 1. Create a budget and give it a name (e.g., "July") 2. Define and customize your envelopes (e.g., "Groceries," "Fuel," "Hobbies") 3. Add your expenses to the envelopes 4. Enter the expense name and amount 5. Personalize the expense by selecting an icon and color 6. Continue adding your expenses as you go, and Tracky will calculate the remaining budget As you can see, Tracky: Simple Budget Tracker is incredibly simple and fast to use. It's the perfect solution for tracking your expenses and budgets without wasting time on understanding the app or linking your bank account, which could compromise your data. Managing your expenses has never been easier, faster, and more efficient. Easily set and monitor your monthly or one-time budgets. Modify them anytime to adapt to your financial situation. Track your expenses accurately and identify areas where you can save. Dive into the detailed expense history for a deeper analysis of your spending habits. Identify trends, strengths, and areas for improvement to optimize your budget. Tracky is the easiest and most convenient app to track your budgets, so what are you waiting for? Download Tracky: Simple Budget Tracker now! *** Our app is FREE to use. However, you can become premium with in-app purchases. You'll have unlimited budgets, envelopes, and expenses, and no ads will be displayed to ensure optimal user experience. All prices are in euros (EUR). Prices in other currencies and countries may vary depending on the country of residence. Thank you for using Tracky: Simple Budget Tracker. Support us by sharing the app with your loved ones and giving us a 5-star rating on the App Store. Your support will enable us to continue improving the app and provide you with an even better financial management experience. Privacy Policy: https://lowly.notion.site/Privacy-Policy-364375656a694f7f9ec206cc001c899c?pvs=4 Terms & Conditions: https://lowly.notion.site/Terms-Conditions-0debe53270c3403fad1926e3ea0abcbd?pvs=4

About

Ruby Stone

Features
Read full description

Pricing too low is one of the most common and costly mistakes small businesses and freelancers make, and it usually happens not from carelessness but from genuine uncertainty about what the real number should be. This app removes that uncertainty by giving you a fast, reliable way to calculate profit margins, markups, and break-even points from actual cost data. Enter the cost, decide what margin you need, and the app tells you the price.

Screenshots

Tracky4 screens
Ruby Stone3 screens

Verdict

The call

The clearest difference is in-app purchases: Ruby Stone at none against Tracky's 21. Ruby Stone also leads on iOS requirement (15.0 vs 18.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Tracky sells 15 in-app purchases, starting at $1.99 per month. Ruby Stone asks for nothing beyond the download.

Scorecard2 real differences · 8 level
Tracky versus Ruby Stone: the parameters behind the verdict, then further details
ParameterTrackyRuby Stone
PriceFreeFree
Rating4.6 (124 ratings) — better—
Positive reviews84.8% of reviews—
Number of ratings124 — better—
Update frequencyEvery 2 weeks—
AdsYesYes
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone, iPod — better
Requires iOS18.015.0 — better
Further details — not scored
Size87 MB15 MB
Age rating4+4+
DeveloperAdrien CarvalotEduardo Juarez Labrada

Bugs and requests

Tracky

Reported bugs

8 issues
  • App opens to wrong month despite correct title display
  • Requires multiple swipes to navigate to current month
  • Entries disappear when switching networks
  • App doesn't always open to the correct page
  • Premium mode requires frequent reactivation
Show 3 more
  • Inability to create new expenses without premium after 5 entries
  • Ads require multiple views before input saves on poor connections
  • Transactions load incorrectly until envelope is clicked and exited

Requested features

17 requests
  • Monthly visual reset for progress bars while maintaining history
  • Mac/desktop application version
  • Ability to reset envelopes monthly without creating new budgets
  • Budget sharing feature for couples and shared accounts
  • Planned/future expense tracking with adjusted balance view
Show 12 more
  • Transfer functionality between envelopes
  • Direct income allocation without envelope requirement
  • More transaction icons (currently limited to ~20-30)
  • Additional color options
  • Due date functionality for envelopes
  • Quick-add expense widget
  • View all transactions under a budget organized by date
  • Ability to delete all expenses in an envelope at once
  • Custom initial budget amount display instead of net balance
  • Bank transaction reconciliation/check-off system
  • Toggle between spent and remaining amount display
  • Archive functionality for monthly expenses

Ruby Stone

Not enough reviews yet to summarise bugs or requests.

In-app purchases

15 purchases

Tracky

Subscriptions7
  • Premium3 Days trial3 variants$1.991 Month
  • Premium7 Days trial$2.991 Month
  • Premium$2.991 Month
Show 4 more
  • Premium2 variants$4.991 Month
  • Premium7 Days trial$14.991 Year
  • Premium7 Days trial2 variants$19.991 Year
  • Premium7 Days trial2 variants$29.991 Year
One-time8
  • Premium$1.99
  • Premium$2.99
  • Premium$4.99
Show 5 more
  • Premium$8.99
  • Premium$17.99
  • Premium$29.99
  • Premium$39.99
  • Premium2 variants$49.99
None

Ruby Stone

No in-app purchases

Questions

Is Tracky free?
Tracky is free to download, with in-app purchases available.
Is Ruby Stone free?
Ruby Stone is free to download, with no in-app purchases.
Do Tracky or Ruby Stone have ads?
Both Tracky and Ruby Stone show ads.

Other comparisons