Comparison

Fineyo vs Budget & Money Planner

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fineyo

Effortlessly track your spending with voice commands, Siri integration, and automated logging of Apple Pay and bank notifications. Visualize your finances with insightful charts and set budgets with helpful alerts. Share financial spaces with family or roommates for collaborative budgeting.

Highlights
  • Voice input with AI
  • Siri, Spotlight, and Shortcuts integration
  • Automated transaction logging
  • Customizable budgets with alerts
  • Shared financial spaces
  • Detailed spending reports and charts
  • Offline functionality
Features
Read full description

A simple, private expense tracker. Log spending in seconds by typing, speaking or asking Siri, set budgets that keep you on track and see exactly where your money goes. No bank login needed. JUST SAY IT Say "Coffee 4.50 and groceries 32 today" and Fineyo AI turns it into transactions with the right categories and accounts. It runs on your iPhone with Apple Intelligence, so what you say never leaves your device. ASK SIRI ABOUT YOUR MONEY "How much did I spend on groceries last month?" "How much is left in my budget?" "What's my net worth?" Siri answers with your real numbers and can add an expense or income hands-free. Works in Spotlight and Shortcuts too. EXPENSES THAT LOG THEMSELVES Ready-made Shortcuts automations record your Apple Pay payments and bank notifications for you, and can save where you paid. Press the Action button or tap the back of your iPhone to add a transaction from anywhere. POWERFUL WIDGETS AND APPLE WATCH Keep balances, budgets, top categories, recent and upcoming transactions on your Home Screen, Lock Screen and in the Smart Stack. Add an expense straight from Control Center. The Apple Watch app with complications puts today's spending and your budgets on your wrist. SHARED SPACES, WHEN YOU NEED THEM Managing money with a partner, family or roommates? Create a shared space and invite them with a link. Everyone adds expenses from their own iPhone, sees the same budgets and knows who added what. Your Personal space stays separate. SEE WHERE YOUR MONEY GOES One clean dashboard for all your accounts: bank, cards and cash. Charts show trends and your biggest categories, and the spending map shows where you spend. On the 1st of each month, a report tells you what went well, what needs attention and how to do better. An evening summary recaps what you spent today. BUDGETS AND BILLS UNDER CONTROL Set limits per category and get a gentle heads-up when you get close. Recurring transactions add subscriptions and bills automatically, with a reminder the day before each one. No guilt, no surprises. ALL FEATURES - Expense and income tracking - Voice input with Fineyo AI (Apple Intelligence) - Siri, Spotlight and Shortcuts actions - Apple Pay and bank notification automations - Home Screen, Lock Screen and Control Center widgets - Apple Watch app with complications - Category budgets with alerts - Monthly reports and daily summary - Spending charts and spending map - Recurring transactions with reminders - Receipt photos - Multiple accounts: bank, cards, cash - Shared spaces with family or roommates - Multi-currency with travel currency and daily exchange rates - Custom categories with icons and emoji - Search, filters and CSV export - iCloud sync across your iPhone and iPad - Works offline - Dark mode, theme colors and custom app icons PRIVATE BY DESIGN No bank login needed. Your data lives on your devices and in your own iCloud, not on our servers. Fineyo AI runs on your device too. FINEYO PRO Fineyo is free to start. Pro unlocks unlimited categories, budgets, accounts and recurring transactions, iCloud sync, shared spaces, Siri insights, monthly reports, the spending map, receipt photos, all widgets, Apple Watch charts, themes and app icons. Pro works with Family Sharing, so one subscription covers your family. Whether you're saving for a trip, building an emergency fund or just trying to stop overspending, Fineyo helps you build better money habits. Terms of Use https://fineyo.app/terms-of-use Privacy Policy https://fineyo.app/privacy-policy

About

Budget & Money Planner

Manage your finances with an expense tracker, budget planner, and savings manager. Log expenses, set budgets, monitor cash flow, and receive bill reminders to achieve financial freedom.

Highlights
  • Smart expense tracking
  • Advanced budget planning
  • Category-wise expense reports
  • Goal-based savings tracking
  • Cash flow monitoring
  • Bill reminders and alerts
  • Account synchronization
Features
Read full description

Take Control of Your Money – Track Expenses, Set Budgets, and Reach Your Financial Goals with WalletSync. WalletSync is your all-in-one expense tracker, budget planner, and savings manager. Whether you're managing your daily expenses, setting monthly budgets, or planning long-term savings, WalletSync helps you stay organized, make smarter financial decisions, and achieve financial freedom. Top Features of WalletSync: ⊙ Smart Expense Tracker – Log expenses instantly and categorize them for better visibility. ⊙ Advanced Budget Planner – Create weekly, monthly, or custom budgets to control spending. ⊙ Category-wise Reports – Visualize your expenses by category for actionable insights. ⊙ Goal-Based Savings – Set financial goals and track progress effortlessly. ⊙ Cash Flow Monitor – Understand your income vs. expenses with real-time trends. ⊙ Bill Reminders & Alerts – Get notified about upcoming bills, dues, or overspending. ⊙ Detailed Expense Reports – Export or review your financial summaries anytime. ⊙ Account Sync – Manage multiple wallets/accounts in one place. ⊙ Personalized Financial Tips – Learn how to save smarter and spend better. Whether you're a student managing a tight budget, a professional keeping tabs on your expenses, or simply someone who wants to track money, save more, and budget better, WalletSync is your go-to app. Why Users Love WalletSync : ⊙ User-Friendly Interface – Simple and intuitive design for effortless tracking. ⊙ Secure & Private – Your financial data is protected with top-grade encryption. ⊙ Custom Dashboards – Personalize your dashboard to focus on what matters. ⊙ Powerful Insights – Know where your money goes and how to improve. Start Building Better Financial Habits : Download WalletSync today and experience the easiest way to track expenses, manage your budget, and reach your savings goals – all from your phone. Subscription & Billing: If you subscribe to WalletSync via iTunes: Payment will be charged to your iTunes Account upon confirmation of purchase. Subscriptions auto-renew unless canceled at least 24 hours before the end of the current billing cycle. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage or turn off auto-renewal in your iTunes settings anytime. ⊙ Privacy Policy: https://walletsync.app/privacy-policy ⊙ Terms of Use: https://walletsync.app/terms-conditions

Screenshots

Fineyo4 screens
Budget & Money Planner4 screens

Verdict

The call

The clearest difference is ads: Fineyo at none against Budget & Money Planner's shown. Fineyo also leads on update cadence (every 4 days vs every 2 weeks) and ratings volume (12 vs 2). Budget & Money Planner's advantage is review sentiment (100% vs 83%). On price, rating, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Fineyo sells 4 in-app purchases, starting at $0.99 per 7 days and Budget & Money Planner sells 10 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Fineyo against 5.0 for Budget & Money Planner. That said, the two scores are not equally well evidenced: Fineyo has 12 ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 83% of Fineyo's written reviews are positive against 100% of Budget & Money Planner's.

UpkeepUpdate frequency

Fineyo ships an update every 4 days, Budget & Money Planner every 2 weeks. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
Fineyo versus Budget & Money Planner: the parameters behind the verdict, then further details
ParameterFineyoBudget & Money Planner
PriceFreeFree
Rating5.0 (12 ratings)5.0 (2 ratings)
Positive reviews83.3% of reviews100.0% of reviews — better
Number of ratings12 — better2
Update frequencyEvery 4 days — betterEvery 2 weeks
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, Apple WatchiPhone, iPod
Requires iOS16.415.0 — better
Further details — not scored
Size164 MB184 MB
Age rating4+4+
DeveloperDeniss DubininsNikung Goyani

Customer experience

Fineyo

All ratings12 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews18 reviews
Positive83.3%
Neutral0.0%
Negative16.7%

Budget & Money Planner

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

4 purchases

Fineyo

Subscriptions3
  • Weekly3 Days trial$0.997 Days
  • Monthly Premium3 Days trial$3.991 Month
  • Annual Premium7 Days trial$24.991 Year
One-time1
  • Lifetime$44.99
10 purchases

Budget & Money Planner

Subscriptions9
  • WalletSync Subscription$4.997 Days
  • Money,Budget & Expense Tracker3 Days trial$4.997 Days
  • Money,Budget & Expense Tracker7 Days trial$6.997 Days
Show 6 more
  • Money,Budget & Expense Tracker3 Days trial$9.991 Month
  • WalletSync Subscription$9.991 Month
  • Money,Budget & Expense Tracker7 Days trial$12.991 Month
  • Money,Budget & Expense Tracker7 Days trial$29.991 Year
  • WalletSync Subscription$29.991 Year
  • Finance Balance Pro3 Days trial$29.991 Year
One-time1
  • Lifetime financial planning$99.99

Questions

Is Fineyo free?
Fineyo is free to download, with in-app purchases available.
Is Budget & Money Planner free?
Budget & Money Planner is free to download, with in-app purchases available.
Which has better reviews, Fineyo or Budget & Money Planner?
Fineyo and Budget & Money Planner are both rated 5.0 out of 5 on the App Store, from 12 and 2 ratings respectively.
Do Fineyo or Budget & Money Planner have ads?
Budget & Money Planner shows ads; Fineyo does not.
Which is updated more often, Fineyo or Budget & Money Planner?
Fineyo ships an update every 4 days, and Budget & Money Planner every 2 weeks. Most recently, Fineyo was updated on November 7, 2026 and Budget & Money Planner on November 3, 2026.

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