Comparison

Fineyo vs Expense Tracker budget app

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fineyo

Effortlessly track your spending with voice commands, Siri integration, and automated logging of Apple Pay and bank notifications. Visualize your finances with insightful charts and set budgets with helpful alerts. Share financial spaces with family or roommates for collaborative budgeting.

Highlights
  • Voice input with AI
  • Siri, Spotlight, and Shortcuts integration
  • Automated transaction logging
  • Customizable budgets with alerts
  • Shared financial spaces
  • Detailed spending reports and charts
  • Offline functionality
Features
Read full description

A simple, private expense tracker. Log spending in seconds by typing, speaking or asking Siri, set budgets that keep you on track and see exactly where your money goes. No bank login needed. JUST SAY IT Say "Coffee 4.50 and groceries 32 today" and Fineyo AI turns it into transactions with the right categories and accounts. It runs on your iPhone with Apple Intelligence, so what you say never leaves your device. ASK SIRI ABOUT YOUR MONEY "How much did I spend on groceries last month?" "How much is left in my budget?" "What's my net worth?" Siri answers with your real numbers and can add an expense or income hands-free. Works in Spotlight and Shortcuts too. EXPENSES THAT LOG THEMSELVES Ready-made Shortcuts automations record your Apple Pay payments and bank notifications for you, and can save where you paid. Press the Action button or tap the back of your iPhone to add a transaction from anywhere. POWERFUL WIDGETS AND APPLE WATCH Keep balances, budgets, top categories, recent and upcoming transactions on your Home Screen, Lock Screen and in the Smart Stack. Add an expense straight from Control Center. The Apple Watch app with complications puts today's spending and your budgets on your wrist. SHARED SPACES, WHEN YOU NEED THEM Managing money with a partner, family or roommates? Create a shared space and invite them with a link. Everyone adds expenses from their own iPhone, sees the same budgets and knows who added what. Your Personal space stays separate. SEE WHERE YOUR MONEY GOES One clean dashboard for all your accounts: bank, cards and cash. Charts show trends and your biggest categories, and the spending map shows where you spend. On the 1st of each month, a report tells you what went well, what needs attention and how to do better. An evening summary recaps what you spent today. BUDGETS AND BILLS UNDER CONTROL Set limits per category and get a gentle heads-up when you get close. Recurring transactions add subscriptions and bills automatically, with a reminder the day before each one. No guilt, no surprises. ALL FEATURES - Expense and income tracking - Voice input with Fineyo AI (Apple Intelligence) - Siri, Spotlight and Shortcuts actions - Apple Pay and bank notification automations - Home Screen, Lock Screen and Control Center widgets - Apple Watch app with complications - Category budgets with alerts - Monthly reports and daily summary - Spending charts and spending map - Recurring transactions with reminders - Receipt photos - Multiple accounts: bank, cards, cash - Shared spaces with family or roommates - Multi-currency with travel currency and daily exchange rates - Custom categories with icons and emoji - Search, filters and CSV export - iCloud sync across your iPhone and iPad - Works offline - Dark mode, theme colors and custom app icons PRIVATE BY DESIGN No bank login needed. Your data lives on your devices and in your own iCloud, not on our servers. Fineyo AI runs on your device too. FINEYO PRO Fineyo is free to start. Pro unlocks unlimited categories, budgets, accounts and recurring transactions, iCloud sync, shared spaces, Siri insights, monthly reports, the spending map, receipt photos, all widgets, Apple Watch charts, themes and app icons. Pro works with Family Sharing, so one subscription covers your family. Whether you're saving for a trip, building an emergency fund or just trying to stop overspending, Fineyo helps you build better money habits. Terms of Use https://fineyo.app/terms-of-use Privacy Policy https://fineyo.app/privacy-policy

About

Expense Tracker budget app

Easily track daily expenses, set budgets, and visualize spending with clear charts. Manage all your finances in one place by adding bank accounts and credit cards. Take control of your money with a simple, user-friendly interface.

Highlights
  • Add and categorize expenses quickly
  • Visualize spending with charts and graphs
  • Track bank accounts and credit cards
  • Set monthly budgets
  • iCloud sync for cross-device access (premium)
Features
Read full description

Managing your finances doesn’t have to be complicated. Whether you’re tracking daily expenses, setting budgets, or planning for future goals, Expense Tracker is designed to make your life easier. With a clean, user-friendly interface and powerful features, you can finally take full control of your money – without any of the hassle. Why You'll Love This App: • Add and categorize your expenses in seconds. Stay on top of your spending effortlessly. • Get a clear picture of where your money is going with beautifully designed charts and graphs. • Easily add bank accounts and credit cards so you can track all your finances in one place. • Set monthly budgets to keep your spending on track. • With iCloud sync (available via upgrade), your financial data is always at your fingertips, whether you're on your phone, tablet, or desktop. Designed for You, by People Like You We understand that managing money can feel overwhelming. That’s why we built Expense Tracker to be simple, fast, and enjoyable to use. Whether you’re a budgeting pro or just starting to keep track of your spending, this app is made for real people with real financial needs. Upgrade for Premium Features! Unlock the full potential of Expense Tracker by upgrading to the premium version. Get access to advanced analytics, unlimited account tracking, and seamless iCloud sync so you can view and manage your finances across all your devices. Start Managing Your Money Like a Pro Today!  Download Expense Tracker now and join the thousands of users who have taken control of their financial future. It’s time to feel confident with your money. Terms and conditions: https://thepenguin.tech/legal/expenses-terms-of-use.html

Screenshots

Fineyo4 screens
Expense Tracker budget app4 screens

Verdict

The call

The clearest difference is update cadence: Fineyo at every 4 days against Expense Tracker budget app's monthly. Fineyo also leads on ratings volume (12 vs 1). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Fineyo sells 4 in-app purchases, starting at $0.99 per 7 days and Expense Tracker budget app sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Fineyo against 5.0 for Expense Tracker budget app. That said, the two scores are not equally well evidenced: Fineyo has 12 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Fineyo ships an update every 4 days, Expense Tracker budget app monthly. The most recent releases landed on November 4, 2026 and October 30, 2026 respectively.

Scorecard2 real differences · 8 level
Fineyo versus Expense Tracker budget app: the parameters behind the verdict, then further details
ParameterFineyoExpense Tracker budget app
PriceFreeFree
Rating5.0 (12 ratings)5.0 (1 ratings)
Positive reviews83.3% of reviews—
Number of ratings12 — better1
Update frequencyEvery 4 days — betterMonthly
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, Apple WatchiPhone, iPad
Requires iOS16.4 — better16.6
Further details — not scored
Size164 MB24 MB
Age rating4+4+
DeveloperDeniss DubininsSaif Ullah Sajid

Customer experience

Fineyo

All ratings12 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews18 reviews
Positive83.3%
Neutral0.0%
Negative16.7%

Expense Tracker budget app

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

4 purchases

Fineyo

Subscriptions3
  • Weekly3 Days trial$0.997 Days
  • Monthly Premium3 Days trial$3.991 Month
  • Annual Premium7 Days trial$24.991 Year
One-time1
  • Lifetime$44.99
2 purchases

Expense Tracker budget app

Subscriptions2
  • Expenses Pro Monthly$1.991 Month
  • Expenses Pro Yearly$17.991 Year

Questions

Is Fineyo free?
Fineyo is free to download, with in-app purchases available.
Is Expense Tracker budget app free?
Expense Tracker budget app is free to download, with in-app purchases available.
Which has better reviews, Fineyo or Expense Tracker budget app?
Fineyo and Expense Tracker budget app are both rated 5.0 out of 5 on the App Store, from 12 and 1 ratings respectively.
Do Fineyo or Expense Tracker budget app have ads?
Neither Fineyo nor Expense Tracker budget app shows ads.
Which is updated more often, Fineyo or Expense Tracker budget app?
Fineyo ships an update every 4 days, and Expense Tracker budget app monthly. Most recently, Fineyo was updated on November 4, 2026 and Expense Tracker budget app on October 30, 2026.

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