Fineyo vs Moni
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fineyo
Effortlessly manage your finances with a powerful yet simple expense tracker. Log spending, create budgets, and gain clear insights into your financial habits. Designed for clarity and ease of use, it helps you build better financial habits.
- Expense & Income Tracker
- Budget Planner
- Spending Insights & Charts
- Custom Categories
- iCloud Sync
- Offline Mode
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A simple, private expense tracker. Log spending in seconds, set budgets that keep you on track, and see exactly where your money goes. No bank login needed. SHARED SPACES, WHEN YOU NEED THEM Managing money with a partner, family or roommates? Create a shared space and invite them with a link. Everyone adds expenses from their own iPhone, sees the same budgets and knows who added what. Your Personal space stays separate. ADD EXPENSES IN SECONDS Type an amount, pick a category, done. Or say it: "Coffee 4.50 today" and Fineyo fills in the details. A ready-made Shortcut can log your Apple Pay purchases automatically. SEE WHERE YOUR MONEY GOES One clean dashboard for all your accounts: bank, cards and cash. Charts show monthly trends and your biggest categories, so you can spot overspending before it adds up. BUDGETS THAT GUIDE YOU Set limits per category and get a gentle heads-up when you get close. No guilt, no pressure. Just enough to stay on track. ALL FEATURES - Expense and income tracking - Voice input - Category budgets with alerts - Spending charts and monthly insights - Multiple accounts: bank, cards, cash - Shared spaces with family or roommates - Multi-currency support - Custom categories with emoji - Apple Pay logging with Shortcuts - Search and filters - CSV export - iCloud sync across your devices - Works offline - Dark mode, themes and custom app icons PRIVATE BY DESIGN No bank login needed. Your data lives on your devices and in your own iCloud, not on our servers. FINEYO PRO Fineyo is free to start. Pro unlocks unlimited categories, budgets and accounts, iCloud sync, shared spaces, CSV export, Apple Pay logging, themes and app icons. Pro works with Family Sharing, so one subscription covers your family. Whether you're saving for a trip, building an emergency fund or just trying to stop overspending, Fineyo helps you build better money habits. Terms of Use https://fineyo.app/terms-of-use Privacy Policy https://fineyo.app/privacy-policy
Moni
Effortlessly track your income and expenses without complex budgeting or bank connections. Gain instant insights into your spending habits with custom categories and receipt scanning. Make smarter financial decisions with a simple, intuitive interface.
- Fast expense tracking
- Instant spending insights
- Receipt photo scanning
- No bank account linking
- Customizable spending categories
- Simple and intuitive interface
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Moni: Income & Expense Tracker Managing your money shouldn’t feel like a chore. Moni makes tracking your expenses fast, simple, and intuitive - no complicated budgeting, no bank connections, just a clear view of where your money goes. Why Moni? Track in Seconds - Just enter your expense, and you’re done! Instant Insights - Get clear and detailed stats for the day, month, or year. Scan & Save - Snap a photo of a receipt or upload a screenshot to auto-create a transaction. No Banks, No Hassle - Keep full control without linking any accounts. Custom Categories - Organize your spending your way. Simple. Smart. Effective. You don’t need a finance degree to stay on top of your spending. Moni helps you make better financial decisions without the stress. Try Moni for free and take control of your money today! Subscription Information: Moni offers flexible premium plans for full access: • Monni Monthly Subscription - Unlock all premium features. Billed monthly. • Moni Annual Subscription - Get a discount by paying yearly. Billed annually. Payment & Auto-Renewal Terms • Payment is charged to your Apple ID account at purchase confirmation. • Subscriptions renew automatically unless canceled at least 24 hours before the renewal date. • Manage or cancel anytime in Settings → Apple ID → Subscriptions. • If you subscribe before a free trial ends, the remaining trial period is forfeited. Privacy Policy: https://docs.google.com/document/u/0/d/1nEnXsgTj2zgckqQIFYDrms_FWrU1q4XiyYexCvZG2aQ/ Terms of Use: https://docs.google.com/document/u/0/d/1nEnXsgTj2zgckqQIFYDrms_FWrU1q4XiyYexCvZG2aQ/ Terms of Use (EULA): Apple’s Standard EULA https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is rating: Fineyo at 5.0 against Moni's 3.5. Fineyo also leads on review sentiment (82% vs 57%) and update cadence (every 4 days vs every 2 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Fineyo sells 3 in-app purchases, starting at $3.99 per month and Moni sells 6 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.
Fineyo holds the better App Store score, 5.0 against 3.5. Both are backed by a comparable volume of ratings — 11 and 6 respectively. Written reviews point the same way: 82% of Fineyo's written reviews are positive against 57% of Moni's.
Fineyo ships an update every 4 days, Moni every 2 weeks. The most recent releases landed on October 10, 2026 and September 29, 2026 respectively.
| Parameter | Fineyo | Moni |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (11 ratings) — better | 3.5 (6 ratings) |
| Positive reviews | 81.8% of reviews — better | 57.1% of reviews |
| Number of ratings | 11 — better | 6 |
| Update frequency | Every 4 days — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone | iPhone |
| Requires iOS | 16.4 — better | 18.0 |
| Further details — not scored | ||
| Size | 105 MB | 23 MB |
| Age rating | 4+ | 4+ |
| Developer | Deniss Dubinins | Oleg Pogosian |
Customer experience
Fineyo
Moni
In-app purchases
Fineyo
- Monthly Premium3 Days trial$3.991 Month
- Annual Premium7 Days trial$24.991 Year
- Lifetime$34.99
Moni
- Moni Weekly3 Days trial$2.997 Days
- Moni Monthly$4.991 Month
- Monin Annual$10.991 Year
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- Moni Annual Unlimited3 Days trial$14.991 Year
- Lifetime$10.99
- Moni Lifetime$24.99








