Comparison

Fineyo vs Subscription Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fineyo

Effortlessly track your spending with voice commands, Siri integration, and automated logging of Apple Pay and bank notifications. Visualize your finances with insightful charts and set budgets with helpful alerts. Share financial spaces with family or roommates for collaborative budgeting.

Highlights
  • Voice input with AI
  • Siri, Spotlight, and Shortcuts integration
  • Automated transaction logging
  • Customizable budgets with alerts
  • Shared financial spaces
  • Detailed spending reports and charts
  • Offline functionality
Features
Read full description

A simple, private expense tracker. Log spending in seconds by typing, speaking or asking Siri, set budgets that keep you on track and see exactly where your money goes. No bank login needed. JUST SAY IT Say "Coffee 4.50 and groceries 32 today" and Fineyo AI turns it into transactions with the right categories and accounts. It runs on your iPhone with Apple Intelligence, so what you say never leaves your device. ASK SIRI ABOUT YOUR MONEY "How much did I spend on groceries last month?" "How much is left in my budget?" "What's my net worth?" Siri answers with your real numbers and can add an expense or income hands-free. Works in Spotlight and Shortcuts too. EXPENSES THAT LOG THEMSELVES Ready-made Shortcuts automations record your Apple Pay payments and bank notifications for you, and can save where you paid. Press the Action button or tap the back of your iPhone to add a transaction from anywhere. POWERFUL WIDGETS AND APPLE WATCH Keep balances, budgets, top categories, recent and upcoming transactions on your Home Screen, Lock Screen and in the Smart Stack. Add an expense straight from Control Center. The Apple Watch app with complications puts today's spending and your budgets on your wrist. SHARED SPACES, WHEN YOU NEED THEM Managing money with a partner, family or roommates? Create a shared space and invite them with a link. Everyone adds expenses from their own iPhone, sees the same budgets and knows who added what. Your Personal space stays separate. SEE WHERE YOUR MONEY GOES One clean dashboard for all your accounts: bank, cards and cash. Charts show trends and your biggest categories, and the spending map shows where you spend. On the 1st of each month, a report tells you what went well, what needs attention and how to do better. An evening summary recaps what you spent today. BUDGETS AND BILLS UNDER CONTROL Set limits per category and get a gentle heads-up when you get close. Recurring transactions add subscriptions and bills automatically, with a reminder the day before each one. No guilt, no surprises. ALL FEATURES - Expense and income tracking - Voice input with Fineyo AI (Apple Intelligence) - Siri, Spotlight and Shortcuts actions - Apple Pay and bank notification automations - Home Screen, Lock Screen and Control Center widgets - Apple Watch app with complications - Category budgets with alerts - Monthly reports and daily summary - Spending charts and spending map - Recurring transactions with reminders - Receipt photos - Multiple accounts: bank, cards, cash - Shared spaces with family or roommates - Multi-currency with travel currency and daily exchange rates - Custom categories with icons and emoji - Search, filters and CSV export - iCloud sync across your iPhone and iPad - Works offline - Dark mode, theme colors and custom app icons PRIVATE BY DESIGN No bank login needed. Your data lives on your devices and in your own iCloud, not on our servers. Fineyo AI runs on your device too. FINEYO PRO Fineyo is free to start. Pro unlocks unlimited categories, budgets, accounts and recurring transactions, iCloud sync, shared spaces, Siri insights, monthly reports, the spending map, receipt photos, all widgets, Apple Watch charts, themes and app icons. Pro works with Family Sharing, so one subscription covers your family. Whether you're saving for a trip, building an emergency fund or just trying to stop overspending, Fineyo helps you build better money habits. Terms of Use https://fineyo.app/terms-of-use Privacy Policy https://fineyo.app/privacy-policy

About

Subscription Tracker

Features
Read full description

Every plan you pay for, on one list, with the yearly figure up front. SubSense adds up the subscriptions and recurring bills you enter and reminds you a few days before each one renews. You type in what you pay for. There is no bank login and no card linking, so SubSense knows only what you choose to tell it. THE YEARLY FIGURE • Add a plan with its amount, currency, category and billing cycle, from weekly to yearly • Home shows an estimated yearly cost and a monthly equivalent for the plans on your list • Each currency keeps its own totals, so dollars and euros are never blended into one number • See which payments are coming up next A NUDGE BEFORE EACH RENEWAL • Switch on a bill due reminder for any plan and choose how early it arrives, from 1 to 14 days ahead • Reminders follow the next bill date you saved and move when you edit or remove a plan • Trying something out? Save the date the trial converts and hear about it before the first charge • iOS decides exactly when a notification is delivered, so timing can shift with your device settings FASTER IN, EASIER TO GLANCE AT • Fill from a Receipt or Email: choose a screenshot or paste the text, and SubSense reads it on the device and fills the form; you check every field before adding • Widgets count down to the next renewals and show the monthly figure, on your Home Screen or right on the Lock Screen • Ask Siri or use Shortcuts to see what renews soon, get the monthly total or add a plan • All of this works without Premium ON EVERY DEVICE YOU USE • Your list syncs through iCloud when it is available, with no Premium needed • On iPad, a sidebar layout uses the full screen SUBSENSE PREMIUM • No cap on the number of plans. Without Premium the list holds 5 plans; if you used SubSense before this version, yours keeps holding 7 • Charts of scheduled charges by week, month, quarter or year, per currency • Export your list as a CSV or JSON file WORTH KNOWING • Totals are estimates worked out from the prices, start dates and billing cycles you saved. They do not show payments you actually made. • Deleting a plan in SubSense does not cancel it with the provider. Cancel with the company that bills you. • No ads. PREMIUM BILLING SubSense Premium comes as a subscription billed each month or each year that renews automatically, or as a one-time Lifetime purchase that never renews. The purchase screen shows what Premium costs where you live, plus an introductory offer if you qualify for one, before anything is charged. Confirming the purchase bills your Apple Account. Auto-renew may be switched off until 24 hours before a period runs out; while it stays on, the following period is charged in those last 24 hours. To change or end Premium, open Settings, tap your name, then tap Subscriptions. Privacy Policy: https://almahmeed-dev.github.io/SubSense-support-page/privacy.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Fineyo4 screens
Subscription Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Fineyo at every 4 days against Subscription Tracker's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Fineyo sells 4 in-app purchases, starting at $0.99 per 7 days and Subscription Tracker sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Fineyo ships an update every 4 days, Subscription Tracker monthly. The most recent releases landed on November 14, 2026 and November 12, 2026 respectively.

Scorecard1 real difference · 9 level
Fineyo versus Subscription Tracker: the parameters behind the verdict, then further details
ParameterFineyoSubscription Tracker
PriceFreeFree
Rating5.0 (12 ratings) — better—
Positive reviews83.3% of reviews—
Number of ratings12 — better—
Update frequencyEvery 4 days — betterMonthly
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, Apple WatchiPhone, iPad
Requires iOS16.4 — better17.0
Further details — not scored
Size164 MB36 MB
Age rating4+4+
DeveloperDeniss DubininsMubarak Almahmeed

In-app purchases

4 purchases

Fineyo

Subscriptions3
  • Weekly3 Days trial$0.997 Days
  • Monthly Premium3 Days trial$3.991 Month
  • Annual Premium7 Days trial$24.991 Year
One-time1
  • Lifetime$44.99
3 purchases

Subscription Tracker

Subscriptions2
  • SubSense Premium Monthly$3.991 Month
  • SubSense Premium Yearly7 Days trial$24.991 Year
One-time1
  • Premium Lifetime$39.99

Questions

Is Fineyo free?
Fineyo is free to download, with in-app purchases available.
Is Subscription Tracker free?
Subscription Tracker is free to download, with in-app purchases available.
Do Fineyo or Subscription Tracker have ads?
Neither Fineyo nor Subscription Tracker shows ads.
Which is updated more often, Fineyo or Subscription Tracker?
Fineyo ships an update every 4 days, and Subscription Tracker monthly. Most recently, Fineyo was updated on November 14, 2026 and Subscription Tracker on November 12, 2026.

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