Comparison

Fineyo vs SnapKoin

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fineyo

Effortlessly track your spending with voice commands, Siri integration, and automated logging of Apple Pay and bank notifications. Visualize your finances with insightful charts and set budgets with helpful alerts. Share financial spaces with family or roommates for collaborative budgeting.

Highlights
  • Voice input with AI
  • Siri, Spotlight, and Shortcuts integration
  • Automated transaction logging
  • Customizable budgets with alerts
  • Shared financial spaces
  • Detailed spending reports and charts
  • Offline functionality
Features
Read full description

A simple, private expense tracker. Log spending in seconds by typing, speaking or asking Siri, set budgets that keep you on track and see exactly where your money goes. No bank login needed. JUST SAY IT Say "Coffee 4.50 and groceries 32 today" and Fineyo AI turns it into transactions with the right categories and accounts. It runs on your iPhone with Apple Intelligence, so what you say never leaves your device. ASK SIRI ABOUT YOUR MONEY "How much did I spend on groceries last month?" "How much is left in my budget?" "What's my net worth?" Siri answers with your real numbers and can add an expense or income hands-free. Works in Spotlight and Shortcuts too. EXPENSES THAT LOG THEMSELVES Ready-made Shortcuts automations record your Apple Pay payments and bank notifications for you, and can save where you paid. Press the Action button or tap the back of your iPhone to add a transaction from anywhere. POWERFUL WIDGETS AND APPLE WATCH Keep balances, budgets, top categories, recent and upcoming transactions on your Home Screen, Lock Screen and in the Smart Stack. Add an expense straight from Control Center. The Apple Watch app with complications puts today's spending and your budgets on your wrist. SHARED SPACES, WHEN YOU NEED THEM Managing money with a partner, family or roommates? Create a shared space and invite them with a link. Everyone adds expenses from their own iPhone, sees the same budgets and knows who added what. Your Personal space stays separate. SEE WHERE YOUR MONEY GOES One clean dashboard for all your accounts: bank, cards and cash. Charts show trends and your biggest categories, and the spending map shows where you spend. On the 1st of each month, a report tells you what went well, what needs attention and how to do better. An evening summary recaps what you spent today. BUDGETS AND BILLS UNDER CONTROL Set limits per category and get a gentle heads-up when you get close. Recurring transactions add subscriptions and bills automatically, with a reminder the day before each one. No guilt, no surprises. ALL FEATURES - Expense and income tracking - Voice input with Fineyo AI (Apple Intelligence) - Siri, Spotlight and Shortcuts actions - Apple Pay and bank notification automations - Home Screen, Lock Screen and Control Center widgets - Apple Watch app with complications - Category budgets with alerts - Monthly reports and daily summary - Spending charts and spending map - Recurring transactions with reminders - Receipt photos - Multiple accounts: bank, cards, cash - Shared spaces with family or roommates - Multi-currency with travel currency and daily exchange rates - Custom categories with icons and emoji - Search, filters and CSV export - iCloud sync across your iPhone and iPad - Works offline - Dark mode, theme colors and custom app icons PRIVATE BY DESIGN No bank login needed. Your data lives on your devices and in your own iCloud, not on our servers. Fineyo AI runs on your device too. FINEYO PRO Fineyo is free to start. Pro unlocks unlimited categories, budgets, accounts and recurring transactions, iCloud sync, shared spaces, Siri insights, monthly reports, the spending map, receipt photos, all widgets, Apple Watch charts, themes and app icons. Pro works with Family Sharing, so one subscription covers your family. Whether you're saving for a trip, building an emergency fund or just trying to stop overspending, Fineyo helps you build better money habits. Terms of Use https://fineyo.app/terms-of-use Privacy Policy https://fineyo.app/privacy-policy

About

SnapKoin

This minimalist finance app allows for quick expense tracking without accounts or servers, ensuring your privacy. It offers customizable categories, real-time insights via widgets and charts, and a clutter-free interface for easy money management.

Highlights
  • Lightning-fast expense tracking
  • Customizable two-tier categories
  • Real-time insights with widgets
  • Interactive charts and stats
  • Minimalist design
  • Privacy-focused, no data transmission
Features
Read full description

SnapKoin: Your Faster, safer, Minimalist Expense Tracker No accounts, no servers—just a seamless experience on your device. With no personal data stored or transmitted, your privacy is guaranteed. Enjoy a clean, intuitive interface that gets the job done quickly. Take control of your finances with SnapKoin, the ultimate expense tracker for iOS. Designed for simplicity and speed, SnapKoin lets you record expenses in just 3 seconds using a one-click shortcut. Say goodbye to complicated bookkeeping—this budget app offers a sleek, minimalist interface perfect for casual money management. Key Features: -Lightning-Fast Tracking: Add expenses instantly with a system-level shortcut. -Customizable Categories: Use a two-tier system to tag bills and analyze spending with multi-level stats. -Real-Time Insights: Stay updated with a desktop widget and interactive charts (day/month/year views). -Minimalist Design: Enjoy visualized ring charts and a clutter-free experience tailored to iOS. Whether you’re budgeting, tracking spending habits, or simplifying finance, SnapKoin redefines lightweight accounting. Download now and master your money with ease! Terms of Use: https://www.sanjie.site/snapkoin/content/term.html

Screenshots

Fineyo4 screens
SnapKoin4 screens

Verdict

The call

The clearest difference is rating: Fineyo at 5.0 against SnapKoin's 3.5. Fineyo also leads on ratings volume (12 vs 2). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Fineyo sells 4 in-app purchases, starting at $0.99 per 7 days and SnapKoin sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Fineyo holds the better App Store score, 5.0 against 3.5. That said, the two scores are not equally well evidenced: Fineyo has 12 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 83% of Fineyo's written reviews are positive against 88% of SnapKoin's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Fineyo ships an update every 4 days, SnapKoin weekly. Both last shipped on November 4, 2026.

Scorecard2 real differences · 8 level
Fineyo versus SnapKoin: the parameters behind the verdict, then further details
ParameterFineyoSnapKoin
PriceFreeFree
Rating5.0 (12 ratings) — better3.5 (2 ratings)
Positive reviews83.3% of reviews87.5% of reviews — better
Number of ratings12 — better2
Update frequencyEvery 4 days — betterWeekly
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, Apple WatchiPhone, iPad
Requires iOS16.4 — better17.2
Further details — not scored
Size164 MB5 MB
Age rating4+12+
DeveloperDeniss Dubinins鹏 蒋

Customer experience

Fineyo

All ratings12 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews18 reviews
Positive83.3%
Neutral0.0%
Negative16.7%

SnapKoin

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews56 reviews
Positive87.5%
Neutral8.9%
Negative3.6%

In-app purchases

4 purchases

Fineyo

Subscriptions3
  • Weekly3 Days trial$0.997 Days
  • Monthly Premium3 Days trial$3.991 Month
  • Annual Premium7 Days trial$24.991 Year
One-time1
  • Lifetime$44.99
4 purchases

SnapKoin

Subscriptions2
  • 月订阅$3.991 Month
  • 年订阅$14.991 Year
One-time2
  • Lifetime$12.99
  • Liftetime$15.99

Questions

Is Fineyo free?
Fineyo is free to download, with in-app purchases available.
Is SnapKoin free?
SnapKoin is free to download, with in-app purchases available.
Which has better reviews, Fineyo or SnapKoin?
Fineyo is rated higher. Fineyo averages 5.0 out of 5 from 12 ratings, while SnapKoin averages 3.5 from 2 ratings.
Do Fineyo or SnapKoin have ads?
Neither Fineyo nor SnapKoin shows ads.
Which is updated more often, Fineyo or SnapKoin?
Fineyo ships an update every 4 days, and SnapKoin weekly. Most recently, Fineyo was updated on November 4, 2026 and SnapKoin on November 4, 2026.

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