Fineyo vs CashCoach
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fineyo
Effortlessly track your spending with voice commands, Siri integration, and automated logging of Apple Pay and bank notifications. Visualize your finances with insightful charts and set budgets with helpful alerts. Share financial spaces with family or roommates for collaborative budgeting.
- Voice input with AI
- Siri, Spotlight, and Shortcuts integration
- Automated transaction logging
- Customizable budgets with alerts
- Shared financial spaces
- Detailed spending reports and charts
- Offline functionality
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A simple, private expense tracker. Log spending in seconds by typing, speaking or asking Siri, set budgets that keep you on track and see exactly where your money goes. No bank login needed. JUST SAY IT Say "Coffee 4.50 and groceries 32 today" and Fineyo AI turns it into transactions with the right categories and accounts. It runs on your iPhone with Apple Intelligence, so what you say never leaves your device. ASK SIRI ABOUT YOUR MONEY "How much did I spend on groceries last month?" "How much is left in my budget?" "What's my net worth?" Siri answers with your real numbers and can add an expense or income hands-free. Works in Spotlight and Shortcuts too. EXPENSES THAT LOG THEMSELVES Ready-made Shortcuts automations record your Apple Pay payments and bank notifications for you, and can save where you paid. Press the Action button or tap the back of your iPhone to add a transaction from anywhere. POWERFUL WIDGETS AND APPLE WATCH Keep balances, budgets, top categories, recent and upcoming transactions on your Home Screen, Lock Screen and in the Smart Stack. Add an expense straight from Control Center. The Apple Watch app with complications puts today's spending and your budgets on your wrist. SHARED SPACES, WHEN YOU NEED THEM Managing money with a partner, family or roommates? Create a shared space and invite them with a link. Everyone adds expenses from their own iPhone, sees the same budgets and knows who added what. Your Personal space stays separate. SEE WHERE YOUR MONEY GOES One clean dashboard for all your accounts: bank, cards and cash. Charts show trends and your biggest categories, and the spending map shows where you spend. On the 1st of each month, a report tells you what went well, what needs attention and how to do better. An evening summary recaps what you spent today. BUDGETS AND BILLS UNDER CONTROL Set limits per category and get a gentle heads-up when you get close. Recurring transactions add subscriptions and bills automatically, with a reminder the day before each one. No guilt, no surprises. ALL FEATURES - Expense and income tracking - Voice input with Fineyo AI (Apple Intelligence) - Siri, Spotlight and Shortcuts actions - Apple Pay and bank notification automations - Home Screen, Lock Screen and Control Center widgets - Apple Watch app with complications - Category budgets with alerts - Monthly reports and daily summary - Spending charts and spending map - Recurring transactions with reminders - Receipt photos - Multiple accounts: bank, cards, cash - Shared spaces with family or roommates - Multi-currency with travel currency and daily exchange rates - Custom categories with icons and emoji - Search, filters and CSV export - iCloud sync across your iPhone and iPad - Works offline - Dark mode, theme colors and custom app icons PRIVATE BY DESIGN No bank login needed. Your data lives on your devices and in your own iCloud, not on our servers. Fineyo AI runs on your device too. FINEYO PRO Fineyo is free to start. Pro unlocks unlimited categories, budgets, accounts and recurring transactions, iCloud sync, shared spaces, Siri insights, monthly reports, the spending map, receipt photos, all widgets, Apple Watch charts, themes and app icons. Pro works with Family Sharing, so one subscription covers your family. Whether you're saving for a trip, building an emergency fund or just trying to stop overspending, Fineyo helps you build better money habits. Terms of Use https://fineyo.app/terms-of-use Privacy Policy https://fineyo.app/privacy-policy
CashCoach
An AI-powered financial coach that tracks expenses, helps grow savings, and provides personalized insights. Easily input transactions via voice or by scanning receipts, and set up savings goals with visual progress tracking.
- AI-powered daily financial coaching
- Voice and camera receipt scanning
- Smart savings goal creation and tracking
- Weekly, monthly, and yearly spending analytics
- Balance forecasting
- Personalized financial advice
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Pay with Apple Pay – and it's already in CashCoach. Say "coffee, 4 dollars" in your own language – done. CashCoach takes the boring part out of tracking money, so you actually keep doing it. TRACKS ITSELF • Apple Pay auto-tracking: set it up once, then every purchase is recorded and categorized for you • It learns from your corrections, so places you've been before land in the right category • Voice: say what you spent in your language, CashCoach fills in the rest • Snap a receipt or share a screenshot – amount and category are filled in • Or add it by hand in a couple of taps, with a built-in calculator SEE WHERE YOUR MONEY GOES • Weekly, monthly and yearly breakdowns • Smart insights about your spending habits • Plan upcoming payments and see your future balance • AI summary of your finances in one tap SAVE FOR WHAT MATTERS • Savings goals with deadlines and progress • AI advisor suggests how much to put aside each month MADE FOR REAL LIFE • Multiple accounts and currencies, converted to your main one • Transfers between accounts that keep every balance accurate • Your own categories with emoji and colors • Search and edit your full history • Daily reminder at a time you choose • Light and dark themes, a Home screen you can rearrange • iCloud sync, CSV import and export FREE AND PRO Free: Apple Pay auto-tracking, manual tracking (up to 150 transactions per account), multiple accounts and currencies, core analytics, 2 savings goals, CSV, iCloud sync – plus 5 voice entries to try. Pro: unlimited transactions and goals, voice, receipt and screenshot scanning, AI summary and advisor, category breakdown and spending heatmap. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.freeprivacypolicy.com/live/fab54eb3-4c05-4de7-ad6e-3ca4f8ad6727
Screenshots
Verdict
The clearest difference is update cadence: Fineyo at every 4 days against CashCoach's monthly. Fineyo also leads on ratings volume (12 vs 1). CashCoach's advantage is review sentiment (100% vs 83%). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Fineyo sells 4 in-app purchases, starting at $0.99 per 7 days and CashCoach sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for Fineyo against 5.0 for CashCoach. That said, the two scores are not equally well evidenced: Fineyo has 12 ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 83% of Fineyo's written reviews are positive against 100% of CashCoach's.
Fineyo ships an update every 4 days, CashCoach monthly. The most recent releases landed on November 7, 2026 and November 5, 2026 respectively.
| Parameter | Fineyo | CashCoach |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (12 ratings) | 5.0 (1 ratings) |
| Positive reviews | 83.3% of reviews | 100.0% of reviews — better |
| Number of ratings | 12 — better | 1 |
| Update frequency | Every 4 days — better | Monthly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, Apple Watch | iPhone, iPad |
| Requires iOS | 16.4 — better | 17.0 |
| Further details — not scored | ||
| Size | 164 MB | 39 MB |
| Age rating | 4+ | 4+ |
| Developer | Deniss Dubinins | Sabina Babayeva |
Customer experience
Fineyo
CashCoach
In-app purchases
Fineyo
- Weekly3 Days trial$0.997 Days
- Monthly Premium3 Days trial$3.991 Month
- Annual Premium7 Days trial$24.991 Year
- Lifetime$44.99
CashCoach
- All access$3.991 Month
- All access3 Days trial$24.991 Year








