Comparison

Fineyo vs Budget Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fineyo

Effortlessly manage your finances with a powerful yet simple expense tracker. Log spending, create budgets, and gain clear insights into your financial habits. Designed for clarity and ease of use, it helps you build better financial habits.

Highlights
  • Expense & Income Tracker
  • Budget Planner
  • Spending Insights & Charts
  • Custom Categories
  • iCloud Sync
  • Offline Mode
Features
Read full description

A simple, private expense tracker. Log spending in seconds, set budgets that keep you on track, and see exactly where your money goes. No bank login needed. SHARED SPACES, WHEN YOU NEED THEM Managing money with a partner, family or roommates? Create a shared space and invite them with a link. Everyone adds expenses from their own iPhone, sees the same budgets and knows who added what. Your Personal space stays separate. ADD EXPENSES IN SECONDS Type an amount, pick a category, done. Or say it: "Coffee 4.50 today" and Fineyo fills in the details. A ready-made Shortcut can log your Apple Pay purchases automatically. SEE WHERE YOUR MONEY GOES One clean dashboard for all your accounts: bank, cards and cash. Charts show monthly trends and your biggest categories, so you can spot overspending before it adds up. BUDGETS THAT GUIDE YOU Set limits per category and get a gentle heads-up when you get close. No guilt, no pressure. Just enough to stay on track. ALL FEATURES - Expense and income tracking - Voice input - Category budgets with alerts - Spending charts and monthly insights - Multiple accounts: bank, cards, cash - Shared spaces with family or roommates - Multi-currency support - Custom categories with emoji - Apple Pay logging with Shortcuts - Search and filters - CSV export - iCloud sync across your devices - Works offline - Dark mode, themes and custom app icons PRIVATE BY DESIGN No bank login needed. Your data lives on your devices and in your own iCloud, not on our servers. FINEYO PRO Fineyo is free to start. Pro unlocks unlimited categories, budgets and accounts, iCloud sync, shared spaces, CSV export, Apple Pay logging, themes and app icons. Pro works with Family Sharing, so one subscription covers your family. Whether you're saving for a trip, building an emergency fund or just trying to stop overspending, Fineyo helps you build better money habits. Terms of Use https://fineyo.app/terms-of-use Privacy Policy https://fineyo.app/privacy-policy

About

Budget Tracker

This app provides a clear, real-time view of your disposable income after accounting for all bills and recurring expenses. It intelligently adjusts your budget based on your actual income, not just your bank balance, helping you avoid surprises and understand your spending habits.

Highlights
  • Real-time 'left to spend' calculation
  • Automatic bill and recurring expense deduction
  • Income-adaptive budgeting
  • Planned expenses timeline
  • Spending trend analysis
  • One-tap expense entry
  • Private, on-device data storage
Features
Read full description

What's safe to spend right now? Not your bank balance. What's left after bills, subscriptions, and savings - before the next payday. No bank connection required. Ever. No account. No sign-in. Brim shows you one honest number, and it never leaves your iPhone. SET UP ONCE. KNOW EVERY DAY. Add your bills, subscriptions, and recurring expenses once. Brim deducts them automatically - that number on your home screen is what's actually yours to spend. No mental math. No guessing before you spend. NO BANK CONNECTION. STILL AUTOMATIC. Brim never connects to your bank. Set up an Apple Pay automation once, and every tap to pay logs itself as an expense - no manual entry, ever. BUILT FOR REAL LIFE Salary on the 29th. Freelance month. Two paychecks at different times. Brim plans on what you actually expect to earn, and adjusts as reality unfolds. ASK SIRI AI Ask Siri what's left in your budget, or for any category, like "Ask Brim what I have left for Coffee Shops." Ask Siri to add a transaction, hands free. Search your transactions right from Spotlight. UNDERSTAND YOUR MONEY, AT A GLANCE Six charts, each with one job. • Spending Breakdown - watch your paycheck flow from income to every category • Spending Trend - is this month better or worse than your usual? • Top Spending - which categories are absorbing the most? • Saving Rate - are you on track? Benchmarks included, not a vague thumbs-up Tap any chart. Apple Intelligence tells you what it means, in one sentence, on your device. ONE TAP TO ADD AN EXPENSE Tap once inside the app. Pick a category. Done. Or set up an Apple Pay automation in iOS Shortcuts and let your purchases log themselves. Whichever feels less like work. Brim also suggests the right emoji when you create a new category - small touch, but it makes the app feel like yours. WORKS WHILE YOU'RE NOT LOOKING • 8 Home Screen widgets, plus Lock Screen widgets • Browse what's ahead in the new Upcoming calendar • A reminder before a recurring payment goes out • Apple Pay automation via Shortcuts • Recurring bills auto-deducted every month PRIVATE BY DESIGN. NO SIGN-IN, EVER. Open Brim and start. No account to create, no email, no password. Your financial data lives on your device. iCloud sync goes through your personal account - we never see it. The AI features run on-device too - your transactions never leave your iPhone. BUILT TO BE FAST Opens instantly. No loading screen. Just your number, right there. Logging an expense on the go takes three seconds. That's the whole point. DATA YOU OWN • CSV import from other budget apps • CSV export anytime • 180+ currencies supported BUILT WITH YOU Made by one indie developer who uses Brim every day. Vote on the roadmap, email feedback, help shape what comes next. - Lazare Privacy: https://getbrim.app/privacy Terms: https://getbrim.app/terms

Screenshots

Fineyo4 screens
Budget Tracker4 screens

Verdict

The call

The clearest difference is rating: Fineyo at 5.0 against Budget Tracker's 3.4. Fineyo also leads on review sentiment (82% vs 57%) and update cadence (every 4 days vs every 2 weeks). Budget Tracker's advantage is monetization model (free vs freemium). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Fineyo sells 3 in-app purchases, starting at $3.99 per month and Budget Tracker sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Fineyo holds the better App Store score, 5.0 against 3.4. Both are backed by a comparable volume of ratings — 11 and 5 respectively. Written reviews point the same way: 82% of Fineyo's written reviews are positive against 57% of Budget Tracker's.

UpkeepUpdate frequency

Fineyo ships an update every 4 days, Budget Tracker every 2 weeks. The most recent releases landed on October 10, 2026 and October 14, 2026 respectively.

Scorecard5 real differences · 5 level
Fineyo versus Budget Tracker: the parameters behind the verdict, then further details
ParameterFineyoBudget Tracker
PriceFreeFree
Rating5.0 (11 ratings) — better3.4 (5 ratings)
Positive reviews81.8% of reviews — better57.1% of reviews
Number of ratings11 — better5
Update frequencyEvery 4 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree — better
DevicesiPhoneiPhone, iPad — better
Requires iOS16.4 — better18.6
Further details — not scored
Size105 MB119 MB
Age rating4+4+
DeveloperDeniss DubininsLazare Kolebka

Customer experience

Fineyo

All ratings11 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews11 reviews
Positive81.8%
Neutral0.0%
Negative18.2%

Budget Tracker

All ratings5 ratings
Positive60.0%
Neutral0.0%
Negative40.0%
Written reviews14 reviews
Positive57.1%
Neutral14.3%
Negative28.6%

In-app purchases

3 purchases

Fineyo

Subscriptions2
  • Monthly Premium3 Days trial$3.991 Month
  • Annual Premium7 Days trial$24.991 Year
One-time1
  • Lifetime$34.99
3 purchases

Budget Tracker

Subscriptions2
  • Brim Pro$4.991 Month
  • Brim Pro7 Days trial$39.991 Year
One-time1
  • Brim Pro Lifetime$59.99

Questions

Is Fineyo free?
Fineyo is free to download, with in-app purchases available.
Is Budget Tracker free?
Budget Tracker is free to download, with in-app purchases available.
Which has better reviews, Fineyo or Budget Tracker?
Fineyo is rated higher. Fineyo averages 5.0 out of 5 from 11 ratings, while Budget Tracker averages 3.4 from 5 ratings.
Do Fineyo or Budget Tracker have ads?
Neither Fineyo nor Budget Tracker shows ads.
Which is updated more often, Fineyo or Budget Tracker?
Fineyo ships an update every 4 days, and Budget Tracker every 2 weeks. Most recently, Fineyo was updated on October 10, 2026 and Budget Tracker on October 14, 2026.

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