Fineyo vs Subscriptions Traker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fineyo
Effortlessly track your spending with voice commands, Siri integration, and automated logging of Apple Pay and bank notifications. Visualize your finances with insightful charts and set budgets with helpful alerts. Share financial spaces with family or roommates for collaborative budgeting.
- Voice input with AI
- Siri, Spotlight, and Shortcuts integration
- Automated transaction logging
- Customizable budgets with alerts
- Shared financial spaces
- Detailed spending reports and charts
- Offline functionality
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A simple, private expense tracker. Log spending in seconds by typing, speaking or asking Siri, set budgets that keep you on track and see exactly where your money goes. No bank login needed. JUST SAY IT Say "Coffee 4.50 and groceries 32 today" and Fineyo AI turns it into transactions with the right categories and accounts. It runs on your iPhone with Apple Intelligence, so what you say never leaves your device. ASK SIRI ABOUT YOUR MONEY "How much did I spend on groceries last month?" "How much is left in my budget?" "What's my net worth?" Siri answers with your real numbers and can add an expense or income hands-free. Works in Spotlight and Shortcuts too. EXPENSES THAT LOG THEMSELVES Ready-made Shortcuts automations record your Apple Pay payments and bank notifications for you, and can save where you paid. Press the Action button or tap the back of your iPhone to add a transaction from anywhere. POWERFUL WIDGETS AND APPLE WATCH Keep balances, budgets, top categories, recent and upcoming transactions on your Home Screen, Lock Screen and in the Smart Stack. Add an expense straight from Control Center. The Apple Watch app with complications puts today's spending and your budgets on your wrist. SHARED SPACES, WHEN YOU NEED THEM Managing money with a partner, family or roommates? Create a shared space and invite them with a link. Everyone adds expenses from their own iPhone, sees the same budgets and knows who added what. Your Personal space stays separate. SEE WHERE YOUR MONEY GOES One clean dashboard for all your accounts: bank, cards and cash. Charts show trends and your biggest categories, and the spending map shows where you spend. On the 1st of each month, a report tells you what went well, what needs attention and how to do better. An evening summary recaps what you spent today. BUDGETS AND BILLS UNDER CONTROL Set limits per category and get a gentle heads-up when you get close. Recurring transactions add subscriptions and bills automatically, with a reminder the day before each one. No guilt, no surprises. ALL FEATURES - Expense and income tracking - Voice input with Fineyo AI (Apple Intelligence) - Siri, Spotlight and Shortcuts actions - Apple Pay and bank notification automations - Home Screen, Lock Screen and Control Center widgets - Apple Watch app with complications - Category budgets with alerts - Monthly reports and daily summary - Spending charts and spending map - Recurring transactions with reminders - Receipt photos - Multiple accounts: bank, cards, cash - Shared spaces with family or roommates - Multi-currency with travel currency and daily exchange rates - Custom categories with icons and emoji - Search, filters and CSV export - iCloud sync across your iPhone and iPad - Works offline - Dark mode, theme colors and custom app icons PRIVATE BY DESIGN No bank login needed. Your data lives on your devices and in your own iCloud, not on our servers. Fineyo AI runs on your device too. FINEYO PRO Fineyo is free to start. Pro unlocks unlimited categories, budgets, accounts and recurring transactions, iCloud sync, shared spaces, Siri insights, monthly reports, the spending map, receipt photos, all widgets, Apple Watch charts, themes and app icons. Pro works with Family Sharing, so one subscription covers your family. Whether you're saving for a trip, building an emergency fund or just trying to stop overspending, Fineyo helps you build better money habits. Terms of Use https://fineyo.app/terms-of-use Privacy Policy https://fineyo.app/privacy-policy
Subscriptions Traker
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Subscriptions Tracker - your personal subscription manager. The average person has 8-12 active subscriptions and can't remember half of them. Subscriptions Tracker shows the full picture: how much, when, and what you're paying for. THE ESSENTIALS • All subscriptions in one list, sorted by next payment • This month's total and forecast on the home screen • Local reminders 0/1/3/7 days before a charge • Templates for popular services - add Netflix in two taps • Categories with custom colors and icons • Dark theme, 8 languages REPORTS • Monthly chart: 6 past + 6 forecasted months • KPIs: spent this year, year-end forecast, most expensive subscription • Breakdown by category and top subscriptions • Price change tracking CANCEL WITHOUT LOSING HISTORY • Cancellation is separate from deletion - history stays • Cancel retroactively or schedule for a future date • See how much you've saved since cancelling PRIVACY • All data stays on your device, encrypted • No account required, no ad trackers • App Lock via Face ID / Touch ID / PIN • CSV export - your data is always yours FULLY OFFLINE Works without internet. No sign-up, no bank access, no email scraping. Just add subscriptions by hand.
Screenshots
Verdict
The clearest difference is in-app purchases: Subscriptions Traker at none against Fineyo's 4. Subscriptions Traker also leads on update cadence (daily vs every 4 days). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Fineyo sells 4 in-app purchases, starting at $0.99 per 7 days. Subscriptions Traker asks for nothing beyond the download.
Fineyo ships an update every 4 days, Subscriptions Traker daily. The most recent releases landed on November 14, 2026 and November 5, 2026 respectively.
| Parameter | Fineyo | Subscriptions Traker |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (12 ratings) — better | — |
| Positive reviews | 83.3% of reviews | — |
| Number of ratings | 12 — better | — |
| Update frequency | Every 4 days | Daily — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, Apple Watch | iPhone, iPad, iPod — better |
| Requires iOS | 16.4 | 15.1 — better |
| Further details — not scored | ||
| Size | 164 MB | 43 MB |
| Age rating | 4+ | 4+ |
| Developer | Deniss Dubinins | Webmate Digital |
In-app purchases
Fineyo
- Weekly3 Days trial$0.997 Days
- Monthly Premium3 Days trial$3.991 Month
- Annual Premium7 Days trial$24.991 Year
- Lifetime$44.99
Subscriptions Traker
No in-app purchases
Questions
Is Fineyo free?
Is Subscriptions Traker free?
Do Fineyo or Subscriptions Traker have ads?
Which is updated more often, Fineyo or Subscriptions Traker?
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