Fineyo vs Spendwisee
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fineyo
Effortlessly manage your finances with a powerful yet simple expense tracker. Log spending, create budgets, and gain clear insights into your financial habits. Designed for clarity and ease of use, it helps you build better financial habits.
- Expense & Income Tracker
- Budget Planner
- Spending Insights & Charts
- Custom Categories
- iCloud Sync
- Offline Mode
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A simple, private expense tracker. Log spending in seconds, set budgets that keep you on track, and see exactly where your money goes. No bank login needed. SHARED SPACES, WHEN YOU NEED THEM Managing money with a partner, family or roommates? Create a shared space and invite them with a link. Everyone adds expenses from their own iPhone, sees the same budgets and knows who added what. Your Personal space stays separate. ADD EXPENSES IN SECONDS Type an amount, pick a category, done. Or say it: "Coffee 4.50 today" and Fineyo fills in the details. A ready-made Shortcut can log your Apple Pay purchases automatically. SEE WHERE YOUR MONEY GOES One clean dashboard for all your accounts: bank, cards and cash. Charts show monthly trends and your biggest categories, so you can spot overspending before it adds up. BUDGETS THAT GUIDE YOU Set limits per category and get a gentle heads-up when you get close. No guilt, no pressure. Just enough to stay on track. ALL FEATURES - Expense and income tracking - Voice input - Category budgets with alerts - Spending charts and monthly insights - Multiple accounts: bank, cards, cash - Shared spaces with family or roommates - Multi-currency support - Custom categories with emoji - Apple Pay logging with Shortcuts - Search and filters - CSV export - iCloud sync across your devices - Works offline - Dark mode, themes and custom app icons PRIVATE BY DESIGN No bank login needed. Your data lives on your devices and in your own iCloud, not on our servers. FINEYO PRO Fineyo is free to start. Pro unlocks unlimited categories, budgets and accounts, iCloud sync, shared spaces, CSV export, Apple Pay logging, themes and app icons. Pro works with Family Sharing, so one subscription covers your family. Whether you're saving for a trip, building an emergency fund or just trying to stop overspending, Fineyo helps you build better money habits. Terms of Use https://fineyo.app/terms-of-use Privacy Policy https://fineyo.app/privacy-policy
Spendwisee
Effortlessly manage your finances with smart expense tracking, personalized budgeting, and AI-driven financial guidance. Monitor investments and gain insights into your spending habits to grow your wealth.
- Automatic expense categorization
- Monthly budgeting and savings goals
- Investment tracking (stocks, mutual funds)
- AI-powered financial assistant
- Multi-currency support
- PDF export for reports
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Spendwisee makes managing your money simple, smart, and beautiful. Track every expense, set monthly budgets, monitor investments, and get personalized financial guidance from Medha — your AI-powered finance assistant. SMART EXPENSE TRACKING • Add expenses with automatic category detection • Track by payment method — UPI, Cash, Card, Net Banking, and more • Multi-currency support with real-time conversion • PDF export for detailed monthly reports BUDGETS THAT WORK • Set monthly income and savings goals • Category-wise budget allocation • Visual heatmaps and spending trends • 6-month comparison charts • Celebration milestones to keep you motivated GROW YOUR WEALTH • Track stocks, mutual funds, and SIP investments • Real-time market data and portfolio performance • Popular Indian and US stock suggestions MEDHA AI ASSISTANT • Get personalized spending insights • Ask for budgeting tips and investment ideas • Analyze your financial habits with AI • 5 free chats/month, 120 with Pro SPENDWISEE PRO • 120 Medha AI conversations per month • Investment suggestions by Medha • Advanced spending analytics • Custom budget categories • Early access to new features • 7-day free trial Your data stays on your device and your private cloud — we never sell or share your financial information. Questions? Reach us at feedback@spendwisee.com Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Spendwisee at none against Fineyo's 4. Spendwisee also leads on review sentiment (100% vs 83%). Fineyo's advantage is ratings volume (12 vs 1). On price, rating, ads and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Fineyo sells 4 in-app purchases, starting at $0.99 per 7 days. Spendwisee asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for Fineyo against 5.0 for Spendwisee. That said, the two scores are not equally well evidenced: Fineyo has 12 ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 83% of Fineyo's written reviews are positive against 100% of Spendwisee's.
| Parameter | Fineyo | Spendwisee |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (12 ratings) | 5.0 (1 ratings) |
| Positive reviews | 83.3% of reviews | 100.0% of reviews — better |
| Number of ratings | 12 — better | 1 |
| Update frequency | Every 4 days | — |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | Freemium |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.4 | 15.1 — better |
| Further details — not scored | ||
| Size | 105 MB | 52 MB |
| Age rating | 4+ | 4+ |
| Developer | Deniss Dubinins | Venkata Srinivas Kshatri |
Customer experience
Fineyo
Spendwisee
In-app purchases
Fineyo
- Weekly3 Days trial$0.997 Days
- Monthly Premium3 Days trial$3.991 Month
- Annual Premium7 Days trial$24.991 Year
- Lifetime$44.99
Spendwisee
No in-app purchases









