Trasset vs Spendwisee

Trasset is a personal finance app for tracking your mutual fund investments, fixed deposits, and gold, all on your device. No account. No cloud. No subscription. Just a clean, private ledger for your financial life. What you can track: • Mutual Funds: add transactions, SIPs, and see your XIRR and portfolio value over time • Fixed Deposits: log FDs across banks, track accrued interest, and get maturity alerts • Gold: record Jewellery and coins with purity and weight; see current value against today's rate Built for privacy: Everything stays on your iPhone. Trasset never connects to any server except to fetch public mutual fund NAVs from MFAPI.in. No login, no account, no data shared with anyone. Built for accuracy: • XIRR calculated using Newton-Raphson: the same method used by fund houses • NAVs fetched automatically from MFAPI.in and cached locally • All arithmetic in integer paise, zero rounding errors • DICGC warning when your FD principal in a single bank exceeds ₹5 lakh Other features: • Dashboard with net worth, asset allocation, and upcoming FD maturities • Portfolio value chart (1M / 3M / 6M / 1Y / All) for mutual funds • Biometric lock (Face ID / Touch ID) • Export and import your data as CSV Made with care by a solo developer who wanted a private, no-nonsense tracker for their own portfolio.

Spendwisee makes managing your money simple, smart, and beautiful. Track every expense, set monthly budgets, monitor investments, and get personalized financial guidance from Medha — your AI-powered finance assistant. SMART EXPENSE TRACKING • Add expenses with automatic category detection • Track by payment method — UPI, Cash, Card, Net Banking, and more • Multi-currency support with real-time conversion • PDF export for detailed monthly reports BUDGETS THAT WORK • Set monthly income and savings goals • Category-wise budget allocation • Visual heatmaps and spending trends • 6-month comparison charts • Celebration milestones to keep you motivated GROW YOUR WEALTH • Track stocks, mutual funds, and SIP investments • Real-time market data and portfolio performance • Popular Indian and US stock suggestions MEDHA AI ASSISTANT • Get personalized spending insights • Ask for budgeting tips and investment ideas • Analyze your financial habits with AI • 5 free chats/month, 120 with Pro SPENDWISEE PRO • 120 Medha AI conversations per month • Investment suggestions by Medha • Advanced spending analytics • Custom budget categories • Early access to new features • 7-day free trial Your data stays on your device and your private cloud — we never sell or share your financial information. Questions? Reach us at feedback@spendwisee.com Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/