Fineyo vs Needs & Wants

A simple, private expense tracker. Log spending in seconds by typing, speaking or asking Siri, set budgets that keep you on track and see exactly where your money goes. No bank login needed. JUST SAY IT Say "Coffee 4.50 and groceries 32 today" and Fineyo AI turns it into transactions with the right categories and accounts. It runs on your iPhone with Apple Intelligence, so what you say never leaves your device. ASK SIRI ABOUT YOUR MONEY "How much did I spend on groceries last month?" "How much is left in my budget?" "What's my net worth?" Siri answers with your real numbers and can add an expense or income hands-free. Works in Spotlight and Shortcuts too. EXPENSES THAT LOG THEMSELVES Ready-made Shortcuts automations record your Apple Pay payments and bank notifications for you, and can save where you paid. Press the Action button or tap the back of your iPhone to add a transaction from anywhere. POWERFUL WIDGETS AND APPLE WATCH Keep balances, budgets, top categories, recent and upcoming transactions on your Home Screen, Lock Screen and in the Smart Stack. Add an expense straight from Control Center. The Apple Watch app with complications puts today's spending and your budgets on your wrist. SHARED SPACES, WHEN YOU NEED THEM Managing money with a partner, family or roommates? Create a shared space and invite them with a link. Everyone adds expenses from their own iPhone, sees the same budgets and knows who added what. Your Personal space stays separate. SEE WHERE YOUR MONEY GOES One clean dashboard for all your accounts: bank, cards and cash. Charts show trends and your biggest categories, and the spending map shows where you spend. On the 1st of each month, a report tells you what went well, what needs attention and how to do better. An evening summary recaps what you spent today. BUDGETS AND BILLS UNDER CONTROL Set limits per category and get a gentle heads-up when you get close. Recurring transactions add subscriptions and bills automatically, with a reminder the day before each one. No guilt, no surprises. ALL FEATURES - Expense and income tracking - Voice input with Fineyo AI (Apple Intelligence) - Siri, Spotlight and Shortcuts actions - Apple Pay and bank notification automations - Home Screen, Lock Screen and Control Center widgets - Apple Watch app with complications - Category budgets with alerts - Monthly reports and daily summary - Spending charts and spending map - Recurring transactions with reminders - Receipt photos - Multiple accounts: bank, cards, cash - Shared spaces with family or roommates - Multi-currency with travel currency and daily exchange rates - Custom categories with icons and emoji - Search, filters and CSV export - iCloud sync across your iPhone and iPad - Works offline - Dark mode, theme colors and custom app icons PRIVATE BY DESIGN No bank login needed. Your data lives on your devices and in your own iCloud, not on our servers. Fineyo AI runs on your device too. FINEYO PRO Fineyo is free to start. Pro unlocks unlimited categories, budgets, accounts and recurring transactions, iCloud sync, shared spaces, Siri insights, monthly reports, the spending map, receipt photos, all widgets, Apple Watch charts, themes and app icons. Pro works with Family Sharing, so one subscription covers your family. Whether you're saving for a trip, building an emergency fund or just trying to stop overspending, Fineyo helps you build better money habits. Terms of Use https://fineyo.app/terms-of-use Privacy Policy https://fineyo.app/privacy-policy

Needs & Wants helps you understand your spending - not just track it. Every expense you log gets tagged as a Need or a Want. At the end of the month, your Verdict shows you the full picture: how much went to essentials, how much to wants, and a spending score out of 100 that tells you how you did. NEW IN THIS UPDATE • Voice add - tap the mic and say "Coffee 120 and Uber 250". Each expense is added with Need or Want and the category filled in • Lock Screen widgets - this month's totals at a glance, plus one-tap Add Expense and Add by Voice buttons • Share your Verdict - turn your monthly score into a card for Stories or WhatsApp. Amounts stay hidden unless you choose to show them KEY FEATURES • Needs vs. Wants - tag every expense in seconds, and the category is picked for you • Monthly Verdict - spending score (S to D), Needs/Wants split, category breakdown and budgets • Bill scanner - photograph a receipt and every item and amount is filled in • Home Screen and Lock Screen widgets - see your monthly totals without opening the app • Friends leaderboard - add friends by code and compare scores (scores only, never your expenses) • Categories - 50+ built in with search, plus your own • 28 currencies - log foreign spending with live conversion • Face ID or passcode lock, and blur for private amounts • Daily reminders so you never forget to log • Device transfer - encrypted QR-code transfer moves your history to a new phone • Referral bonus - share your code and earn extra trial days for you and your friends YOUR PRIVACY Your individual expenses never leave your device. Amounts, titles, dates and categories are stored locally only, never uploaded. Our servers hold only your account details (email, name, date of birth), plan status, friends list and custom category names. Bill scanning and voice add use Groq, a third-party AI service, only with your permission: the photo or recording you choose is sent to read the expense details and is not stored by us. When you use device transfer, your expense history is AES-256 encrypted before leaving your device and deleted from our servers within 15 minutes. FREE TRIAL Every new account gets 30 days of full access - no card required. Refer friends to earn extra days. PRO PLANS • Pro Monthly - full access, billed monthly via the App Store • Lifetime - one-time purchase, full access forever Subscriptions are managed through your Apple ID. Cancel any time in Settings → Subscriptions. Privacy Policy: https://needsandwants.in/privacy Terms of Use: https://needsandwants.in/terms