Comparison

MyPayble vs STECS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyPayble

Features
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MyPayble: Your All-in-One Point of Sale Solution Transform your business with MyPayble, the free point-of-sale app designed to empower your sales in any location and in every way your customers prefer. Accept payments swiftly and efficiently with our mobile POS and credit card reader. Start taking payments within minutes of setup. Key Features: Transparent Pricing: Enjoy a straightforward pricing model with no startup fees, monthly fees, or termination fees. Pay only when you make a transaction. Card Acceptance: Seamlessly accept Visa, Mastercard, Verve, and PayAttitude, all at the same competitive rate. Contactless Payments: Enable easy tap-to-pay transactions for contactless cards and digital wallets, enhancing the convenience for your customers. Invoicing: Send custom invoices directly from your POS, allowing customers to pay online effortlessly. Fast Transfers: Access your funds quickly after a sale, with options for instant transfers for a fee or free transfers in two business days. Refunds Made Easy: Process refunds directly from your POS system or through the upcoming online MyPayble Dashboard. Transparent Pricing: Benefit from a clear pricing structure, with a 1.5% fee per tap, dip, scan, or swipe charged to your customer. Invoices are free to send, and online payments incur a 2.5% fee capped at NGN3000. Why MyPayble: Security: Our sophisticated fraud prevention system flags high-risk transactions, and our robust identity verification keeps your sign-ups secure. Customer Support: Access 24/7 customer support within the app for any queries or assistance. Insights and Reporting: Leverage the MyPayble Dashboard for advanced reporting options and insights into your business metrics over different time periods. Elevate Your Business Today: MyPayble is not just a payment processor; it's a comprehensive business solution. With plans to help you sell globally, manage inventory, communicate with customers, and more—all seamlessly integrated with your point of sale. Join MyPayble and unlock endless possibilities for your business, from global chains to local 1 person vendors. Experience the freedom to sell anywhere with MyPayble—your financial partner for a cashless, digital, and globally connected future. Discover more insights about your business with MyPayble Dashboard. Download now! We're thrilled to introduce the first-ever release of the MyPayble App on Apple's App Store! This milestone marks the beginning of a transformative journey in redefining how you manage your finances. Here's what's packed in our inaugural version: 1. Wallet Functionality 2. Point of Sale (POS) Integration 3. Transaction History 4. Enhanced Security 5. Accessibility For feedback or support, contact us at support@mypayble.com. Happy Paybling!

About

STECS

Manage all your finances in one place with this ethical mobile money app. It offers swift account opening, comprehensive money management tools, card services, and access to investments and credit products.

Highlights
  • All-in-one finance management
  • Swift account opening
  • Money management tools
  • Card services
  • Investment options
  • Credit products
Features
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Stecs is an ethical mobile money app that lets you manage all your finances in just one app. Swift account opening process, money management tools, cards services, investments and credit products are some of the things you stand to gain by opening an account with us.

Screenshots

MyPayble4 screens
STECS4 screens

Verdict

The call

The clearest difference is update cadence: STECS at every 3 weeks against MyPayble's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MyPayble ships an update every 2 months, STECS every 3 weeks. The most recent releases landed on September 18, 2026 and September 16, 2026 respectively.

Scorecard1 real difference · 9 level
MyPayble versus STECS: the parameters behind the verdict, then further details
ParameterMyPaybleSTECS
PriceFreeFree
Rating—4.3 (10 ratings) — better
Positive reviews—33.3% of reviews
Number of ratings—10 — better
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.615.5 — better
Further details — not scored
Size60 MB116 MB
Age rating17+4+
DeveloperPayble LimitedSTECS FINANCIAL TECHNOLOGIES LTD

In-app purchases

None

MyPayble

No in-app purchases

None

STECS

No in-app purchases

Questions

Is MyPayble free?
MyPayble is free to download, with no in-app purchases.
Is STECS free?
STECS is free to download, with no in-app purchases.
Do MyPayble or STECS have ads?
Neither MyPayble nor STECS shows ads.
Which is updated more often, MyPayble or STECS?
MyPayble ships an update every 2 months, and STECS every 3 weeks. Most recently, MyPayble was updated on September 18, 2026 and STECS on September 16, 2026.

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