Comparison

SMart Remit vs FlexPayz App

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

SMart Remit

Features
Read full description

Easily, safely, and securely send money overseas with SMart Remit, a signature brand of Suria Muhabat Sdn Bhd. We offer a fast, convenient, and practical way for sending money internationally. Our Mobile App makes your experience of sending money a breeze with our great FX rates, low service fee and no hidden charges. SMart Remit features the following services: - Send money to Beneficiary’s bank account in the designated countries - Currency converter to check on the conversion rate before sending money - Real Time viewing on rates - Transparent publishing of service fee – depending on corridor - Payment through Financial Process Exchange (FPX) gateway - Real Time tracking of your transactions - View transactions history - Prompt notifications on the activity via sms and email - Manage beneficiaries - Manage your information Simple steps to get started: 1. Register or sign up for SMart Remit and get verified at any Suria Muhabat Sdn Bhd branches by providing your original ID. 2. Once done and upon your account activation, you can start using SMart Remit. Simple steps to send money using SMart Remit 1. Choose or add beneficiaries 2. Set up a transfer by calculating the amount you wish to send 3. Make payment through FPX maintain with your bank in Malaysia How to check FX rates with our currency converter With the currency converter built into our app, you can check at anytime and anywhere the exchange rate of the designated country. Enter the desired amount into the currency converter, choose your destination, and we'll show you precisely how much you'll pay. No more complicated methods to send money overseas. Sign Up Now No sign-up fee and available 24/7, 365 days. Download the app now and enjoy the delightful experience. For any enquiries, please call us at 03-89452270 or write to customercare@suriamuhabat.com.my

About

FlexPayz App

Features
Read full description

Introducing the next evolution of payment convenience: FlexPayz Contactless Payment Wearables! Now, you can experience the freedom of making secure transactions with just a tap of your wrist or a touch of your finger. With FlexPayz Contactless Payment Wearables, you're not just accessorizing – you're simplifying your life. Say goodbye to fumbling for cash or digging through your wallet. With our wearable payment devices, your transactions are faster, safer, and more convenient than ever before. Key Features: 1.Tap and Go: Enjoy the ultimate convenience of contactless payments. Simply tap your wearable device at any compatible terminal to make a payment in seconds. Secure Transactions: Rest easy knowing that your transactions are protected by advanced encryption and security measures. With FlexPayz, your financial information is always safe and secure. 2.Seamless Integration: Pair your FlexPayz wearable with our app for seamless integration. Easily manage your account, track your transactions, and receive real-time updates – all without needing to wait for app store submissions. 3.Personalized Experience: Customize your payment preferences and settings to suit your needs. With FlexPayz, you're in control of your payment experience. 4.Instant Updates: Stay informed about the latest features, promotions, and enhancements with our Instant Updates feature. Receive notifications directly to your device, keeping you in the loop without the need for app store updates. 5.Experience the future of payments with FlexPayz Contactless Payment Wearables. Download the app and explore a new level of convenience today!" 6. Share your business card instantly with a tap on your phone using FlexPayz Contactless Payment Wearables. Experience seamless networking – download now! Video for the usability testing and app evaluation : https://www.youtube.com/watch?v=25cCy0_YuAU The username and password works fine and you can check in the new video I have attached here https://www.youtube.com/watch?v=dRFqKDRXBHw elie@990show.ro password: flexpayz123

Screenshots

SMart Remit4 screens
FlexPayz App4 screens

Verdict

The call

The clearest difference is update cadence: SMart Remit at every 6 weeks against FlexPayz App's every 6 months. SMart Remit also leads on iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SMart Remit ships an update every 6 weeks, FlexPayz App every 6 months. The most recent releases landed on October 2, 2026 and September 30, 2026 respectively.

Scorecard2 real differences Β· 4 level
SMart Remit versus FlexPayz App: the parameters behind the verdict, then further details
ParameterSMart RemitFlexPayz App
PriceFreeFree
Update frequencyEvery 6 weeks β€” betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 β€” better15.1
Further details β€” not scored
Size37 MB35 MB
Age rating4+4+
DeveloperSURIA MUHABAT SDN. BHD.ML Intelligent Technology AB

In-app purchases

None

SMart Remit

No in-app purchases

None

FlexPayz App

No in-app purchases

Questions

Is SMart Remit free?
SMart Remit is free to download, with no in-app purchases.
Is FlexPayz App free?
FlexPayz App is free to download, with no in-app purchases.
Do SMart Remit or FlexPayz App have ads?
Neither SMart Remit nor FlexPayz App shows ads.
Which is updated more often, SMart Remit or FlexPayz App?
SMart Remit ships an update every 6 weeks, and FlexPayz App every 6 months. Most recently, SMart Remit was updated on October 2, 2026 and FlexPayz App on September 30, 2026.

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