Comparison

Credit9 vs Lendee App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Credit9

Manage your debt resolution loans with ease. This app provides access to your client portal, allowing you to schedule payments, view transactions, and update your information securely. It offers the same functionality as the desktop portal for convenient on-the-go financial management.

Highlights
  • Loan portal access
  • Payment scheduling
  • Transaction history
  • Update personal info
  • Secure login
  • News updates
Features
Read full description

Access your portal with ease! Credit 9 is a FinTech company specializing in loans for debt resolution. Its design is simple and easy to use, mimicking our clients' desktop portal. Clients can access important information and add payments right from the app. This app shows client progress while also providing all of the actionable ability of the desktop portal. Schedule payments, view previous transactions, change email and banking information, and catch up on recent news. Similar to a banking app, each entry requires a login and passcode to ensure strict security of client information.

About

Lendee App

Invest in business payment plans by purchasing outstanding receivables at a discount. Earn returns as customers make their scheduled payments, with all servicing handled for you. Redeploy your earnings or transfer them to your bank account.

Highlights
  • Explore and filter available contracts
  • Evaluate business and customer profiles
  • Purchase whole or partial contracts
  • Collect payments via Lendee Wallet
  • Redeploy earnings or transfer to bank
  • Servicing handled by a third party
Features
Read full description

Lendee lets you buy receivables: the remaining payments on payment plans that businesses have offered their customers. You buy those payments at a discount and collect them as the customer pays. How It Works 1. Explore: Browse available contracts and filter by number of payments remaining, amount, term, and Lendee Score. 2. Evaluate: Review the business profile, the customer, and the payment history before you buy. 3. Purchase: Buy a whole contract or just part of its payments. The contract is assigned to you and tracked in the app. 4. Receive: As the customer pays, your share is credited to your Lendee Wallet on the contract's schedule. 5. Redeploy: Transfer funds to your bank account or use them to buy another receivable. Why Businesses Sell Their Payment Plans Dental, veterinary, optometry, physical therapy, and auto repair practices often let customers pay over time. Instead of waiting months to collect, they sell the remaining payments at a discount to get cash sooner. What You See on Every Contract • Contract details: payment amount, due dates, remaining term, and how much has already been paid • Business profile: verified by Lendee • Customer profile: payment history and Lendee Score Servicing Is Handled for You A servicer manages each contract for its full term: billing, payment reminders, payment tracking, follow-up on late payments, and recovery. Your Lendee Wallet See what you have received, what is still to come, and your upcoming payments in one place. Payments arrive on the contract's schedule, not as a lump sum. Important to Know Receivables are not bank deposits or savings products. They are not insured or guaranteed. Customers can pay late or stop paying, and you could get back less than you paid. A good payment history does not guarantee future payments. Review each contract carefully before you buy.

Screenshots

Credit94 screens
Lendee App4 screens

Verdict

The call

The clearest difference is rating: Credit9 at 4.0 against Lendee App's 3.2. Credit9 also leads on review sentiment (33% vs 23%). Lendee App's advantage is update cadence (every 5 days vs every 3 weeks) and ratings volume (110 vs 23). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Credit9 holds the better App Store score, 4.0 against 3.2. Both are backed by a comparable volume of ratings — 23 and 110 respectively. Written reviews point the same way: 33% of Credit9's written reviews are positive against 23% of Lendee App's.

UpkeepUpdate frequency

Credit9 ships an update every 3 weeks, Lendee App every 5 days. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

Scorecard5 real differences · 5 level
Credit9 versus Lendee App: the parameters behind the verdict, then further details
ParameterCredit9Lendee App
PriceFreeFree
Rating4.0 (23 ratings) — better3.2 (110 ratings)
Positive reviews33.3% of reviews — better23.4% of reviews
Number of ratings23110 — better
Update frequencyEvery 3 weeksEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size236 MB147 MB
Age rating4+17+
DeveloperCredit9 LLCLendee App

Customer experience

Credit9

All ratings22 ratings
Positive72.7%
Neutral0.0%
Negative27.3%
Written reviews6 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

Lendee App

All ratings110 ratings
Positive54.5%
Neutral4.5%
Negative40.9%
Written reviews47 reviews
Positive23.4%
Neutral8.5%
Negative68.1%

In-app purchases

None

Credit9

No in-app purchases

None

Lendee App

No in-app purchases

Questions

Is Credit9 free?
Credit9 is free to download, with no in-app purchases.
Is Lendee App free?
Lendee App is free to download, with no in-app purchases.
Which has better reviews, Credit9 or Lendee App?
Credit9 is rated higher. Credit9 averages 4.0 out of 5 from 23 ratings, while Lendee App averages 3.2 from 110 ratings.
Do Credit9 or Lendee App have ads?
Neither Credit9 nor Lendee App shows ads.
Which is updated more often, Credit9 or Lendee App?
Credit9 ships an update every 3 weeks, and Lendee App every 5 days. Most recently, Credit9 was updated on November 3, 2026 and Lendee App on November 4, 2026.

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