Comparison

Fudget vs Envelope Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fudget

This app helps users manage their money by tracking income and expenses to stay within budget. It offers features for various budgeting needs, from daily spending to large projects, with real-time updates and secure access.

Highlights
  • Track income and expenses
  • Create budgets for events and projects
  • Real-time budget monitoring
  • Mark entries as paid
  • Repeat starred entries
  • Secure with passcode and biometrics
  • View budget charts
Features
Currently charting
Read full description

Join 2 million people who always stay on budget & never overspend with Fudget. ● Stay on budget pay-check to pay-check (monthly, bi-weekly or weekly) ● Stay on budget for your event (e.g. Wedding, Holiday) ● Stay on budget for your project (e.g. Kitchen Renovation, Business Project) ● Stay on budget in realtime (e.g. at the Grocery Store) It's so simple: (1) add your income, (2) add your expenses, (3) see what's left! FEATURES: ● Mark your Entries as Paid & see the "Paid" Balance ● "Star" your Entries to repeat from budget to budget (less typing!) ● Drag to reorder your Budgets & Entries ● Move & Copy Budgets & Entries ● Carry over the Balance from one Budget to another ● Add Notes to your Entries ● View Charts of your Budgets ● Search & Filter your Entries ● See a Running bBalance of your Entries ● Secure Fudget with Passcode, Touch ID & Face ID ● Choice of Currency Symbols (or add your own) ● Many languages (French, Japanese, Chinese, Hindi, Russian, Korean, German, Spanish, Portuguese, Indonesian) FUDGET PLUS FEATURES (require in-app subscription): ● Budget in real time across multiple platforms & devices (or with multiple people) ● Unlimited Budgets & Entries ● Folders to organize your Budgets ● Export your Budgets (to CSV files for your spreadsheet software) ● Print your Budgets & Charts ● Sort your Entries by Name, Amount or Date ● Calculator Buttons for quick calculations ● Add Reminders ● Partials: keep track of spending on Entries which are not fixed (such as Groceries or Gas) ● Customize Fudget with beautiful color themes Download Fudget now & Stay on Budget, Always! Terms & Conditions: https://www.fudget.com/terms/ Privacy Policy: https://www.fudget.com/privacy-policy/ End User License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Envelope Budget

Effortlessly manage your finances with an envelope budgeting system. Link accounts, track spending, and fund categories with ease. Gain clarity on your financial standing with insightful reports and a user-friendly interface.

Highlights
  • Envelope budgeting system
  • Unlimited spending categories
  • Track expenses, income, debt, and bills
  • Automatic bank syncing via Plaid
  • Net worth tracking
  • Spending trend reports
Features
Read full description

Kualia makes envelope budgeting effortless. Whether you're just getting started or switching from another app, you can set up your budget, link your accounts, and start tracking spending in minutes. Every dollar gets a purpose. Fund your categories with a single tap, review imported transactions with a swipe, and always know exactly where you stand financially. =============== What Users Are Saying "For those familiar with an envelope budget, or zero-based budget, this app really nails it. For a fraction of the price of competitors, it offers pretty much the same functionality, it's being actively developed, and the developers are super friendly and really prioritize user feedback." "I've spent a long time and numerous app downloads to find a budget app that meets all my needs and this is the one! This app is so easy to use and covers every single aspect that I am looking for." =============== Why Kualia? Budget With Confidence Built around the envelope method, Kualia turns budgeting from a chore into a daily habit you can actually keep up with. Create unlimited categories to organize your spending Set weekly, monthly, or yearly targets for each category Track expenses, income, debt, and recurring bills in one place Fund your entire budget with a single tap Bank Syncing Through Plaid Link your accounts and let transactions flow in automatically. Connect to thousands of financial institutions Review and categorize imported transactions one by one Enter transactions manually whenever you prefer Reports That Actually Help See the full picture of your finances without digging through spreadsheets. Track your net worth over time View monthly spending trends and top categories Reports classify transactions as inflows or outflows based on their net effect Spending breakdowns across savings, checking, and credit accounts Designed to Be Fast Kualia is built for speed. Budgeting a full list of categories, reviewing transactions, swiping through your day -- it all feels snappy and responsive. No lag, no waiting. Built by an Indie Developer Kualia is built and maintained by a solo developer who reads every piece of feedback. This isn't a faceless corporation. If you have a question, you'll hear back from the person who actually builds the app. =============== Subscription Kualia runs on a simple subscription with no ads, ever. 7-day free trial to explore everything No free tier with locked features. Everyone gets the full app. Subscriptions renew automatically unless canceled at least 24 hours before the end of the billing cycle. Any unused portion of the free trial is forfeited upon subscribing. Take control of your money with Kualia. Terms of Use: https://kualia.com/terms-of-service Privacy Policy: https://kualia.com/privacy

Screenshots

Fudget4 screens
Envelope Budget4 screens

Verdict

The call

The clearest difference is monetization model: Fudget at freemium against Envelope Budget's subscription. Fudget also leads on ratings volume (1.8K vs 47) and chart position (#134 vs unranked). Envelope Budget's advantage is update cadence (every 4 days vs every 3 weeks) and review sentiment (89% vs 72%). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Fudget sells 9 in-app purchases, starting at $2.49 per month and Envelope Budget sells 5 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Fudget against 4.6 for Envelope Budget. That said, the two scores are not equally well evidenced: Fudget has 1.8K ratings behind it against 47, so its average is the more settled of the two. Written reviews are what separate them: 72% of Fudget's written reviews are positive against 89% of Envelope Budget's.

UpkeepUpdate frequency

Fudget ships an update every 3 weeks, Envelope Budget every 4 days. The most recent releases landed on September 22, 2026 and September 21, 2026 respectively.

Scorecard7 real differences · 4 level
Fudget versus Envelope Budget: the parameters behind the verdict, then further details
ParameterFudgetEnvelope Budget
PriceFreeFree
Rating4.7 (1.8K ratings) — better4.6 (47 ratings)
Positive reviews72.4% of reviews88.9% of reviews — better
Number of ratings1.8K — better47
Update frequencyEvery 3 weeksEvery 4 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium — betterSubscription
Best chart rank#134 — better
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better18.0
Further details — not scored
Size28 MB44 MB
Age rating4+4+
DeveloperDanny ConnellKualia, Inc.

Customer experience

Fudget

All ratings1,786 ratings
Positive91.8%
Neutral2.0%
Negative6.2%
Written reviews587 reviews
Positive72.4%
Neutral1.5%
Negative26.1%

Envelope Budget

All ratings47 ratings
Positive89.4%
Neutral0.0%
Negative10.6%
Written reviews27 reviews
Positive88.9%
Neutral0.0%
Negative11.1%

Bugs and requests

Fudget

Reported bugs

4 issues
  • Update fail
  • The last version stopped working
  • Login screen freezes
  • Incompatible with older devices

Requested features

3 requests
  • Request for changes to Starred items
  • Dark mode option
  • Advanced analytics dashboard

Envelope Budget

Not enough reviews yet to summarise bugs or requests.

In-app purchases

9 purchases

Fudget

Subscriptions9
  • Fudget Plus Sale (Monthly)7 Days trial$2.491 Month
  • Fudget Plus Promo (Monthly)7 Days trial$3.991 Month
  • Fudget Plus (Monthly)7 Days trial$4.991 Month
Show 6 more
  • Fudget Plus Sale (Bi-Yearly)7 Days trial$7.496 Months
  • Fudget Plus Sale (Yearly)7 Days trial$9.991 Year
  • Fudget Plus Promo (Bi-Yearly)7 Days trial$12.996 Months
  • Fudget Plus (Bi-Yearly)7 Days trial$14.996 Months
  • Fudget Plus Promo (Yearly)7 Days trial$14.991 Year
  • Fudget Plus (Yearly)7 Days trial$19.991 Year
5 purchases

Envelope Budget

Subscriptions4
  • Kualia Pro Month7 Days trial$9.991 Month
  • Kualia Pro Monthly$9.991 Month
  • Kualia Pro Year7 Days trial$79.991 Year
Show 1 more
  • Kualia Pro Year$79.991 Year
One-time1
  • Kualia Pro Lifetime$199.99

Questions

Is Fudget free?
Fudget is free to download, with in-app purchases available.
Is Envelope Budget free?
Envelope Budget is free to download, with in-app purchases available.
Which has better reviews, Fudget or Envelope Budget?
Fudget is rated higher. Fudget averages 4.7 out of 5 from 1.8K ratings, while Envelope Budget averages 4.6 from 47 ratings.
Do Fudget or Envelope Budget have ads?
Neither Fudget nor Envelope Budget shows ads.
Which is updated more often, Fudget or Envelope Budget?
Fudget ships an update every 3 weeks, and Envelope Budget every 4 days. Most recently, Fudget was updated on September 22, 2026 and Envelope Budget on September 21, 2026.

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