Fudget vs Envelope Budget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fudget
This app helps users manage their money by tracking income and expenses to stay within budget. It offers features for various budgeting needs, from daily spending to large projects, with real-time updates and secure access.
- Track income and expenses
- Create budgets for events and projects
- Real-time budget monitoring
- Mark entries as paid
- Repeat starred entries
- Secure with passcode and biometrics
- View budget charts
Read full descriptionHide full description
Join 2 million people who always stay on budget & never overspend with Fudget. ● Stay on budget pay-check to pay-check (monthly, bi-weekly or weekly) ● Stay on budget for your event (e.g. Wedding, Holiday) ● Stay on budget for your project (e.g. Kitchen Renovation, Business Project) ● Stay on budget in realtime (e.g. at the Grocery Store) It's so simple: (1) add your income, (2) add your expenses, (3) see what's left! FEATURES: ● Mark your Entries as Paid & see the "Paid" Balance ● "Star" your Entries to repeat from budget to budget (less typing!) ● Drag to reorder your Budgets & Entries ● Move & Copy Budgets & Entries ● Carry over the Balance from one Budget to another ● Add Notes to your Entries ● View Charts of your Budgets ● Search & Filter your Entries ● See a Running bBalance of your Entries ● Secure Fudget with Passcode, Touch ID & Face ID ● Choice of Currency Symbols (or add your own) ● Many languages (French, Japanese, Chinese, Hindi, Russian, Korean, German, Spanish, Portuguese, Indonesian) FUDGET PLUS FEATURES (require in-app subscription): ● Budget in real time across multiple platforms & devices (or with multiple people) ● Unlimited Budgets & Entries ● Folders to organize your Budgets ● Export your Budgets (to CSV files for your spreadsheet software) ● Print your Budgets & Charts ● Sort your Entries by Name, Amount or Date ● Calculator Buttons for quick calculations ● Add Reminders ● Partials: keep track of spending on Entries which are not fixed (such as Groceries or Gas) ● Customize Fudget with beautiful color themes Download Fudget now & Stay on Budget, Always! Terms & Conditions: https://www.fudget.com/terms/ Privacy Policy: https://www.fudget.com/privacy-policy/ End User License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Envelope Budget
Effortlessly manage your finances with an envelope budgeting system. Link accounts, track spending, and fund categories with ease. Gain clarity on your financial standing with insightful reports and a user-friendly interface.
- Envelope budgeting system
- Unlimited spending categories
- Track expenses, income, debt, and bills
- Automatic bank syncing via Plaid
- Net worth tracking
- Spending trend reports
Read full descriptionHide full description
Kualia makes envelope budgeting effortless. Whether you're just getting started or switching from another app, you can set up your budget, link your accounts, and start tracking spending in minutes. Every dollar gets a purpose. Fund your categories with a single tap, review imported transactions with a swipe, and always know exactly where you stand financially. =============== What Users Are Saying "For those familiar with an envelope budget, or zero-based budget, this app really nails it. For a fraction of the price of competitors, it offers pretty much the same functionality, it's being actively developed, and the developers are super friendly and really prioritize user feedback." "I've spent a long time and numerous app downloads to find a budget app that meets all my needs and this is the one! This app is so easy to use and covers every single aspect that I am looking for." =============== Why Kualia? Budget With Confidence Built around the envelope method, Kualia turns budgeting from a chore into a daily habit you can actually keep up with. Create unlimited categories to organize your spending Set weekly, monthly, or yearly targets for each category Track expenses, income, debt, and recurring bills in one place Fund your entire budget with a single tap Bank Syncing Through Plaid Link your accounts and let transactions flow in automatically. Connect to thousands of financial institutions Review and categorize imported transactions one by one Enter transactions manually whenever you prefer Reports That Actually Help See the full picture of your finances without digging through spreadsheets. Track your net worth over time View monthly spending trends and top categories Reports classify transactions as inflows or outflows based on their net effect Spending breakdowns across savings, checking, and credit accounts Designed to Be Fast Kualia is built for speed. Budgeting a full list of categories, reviewing transactions, swiping through your day -- it all feels snappy and responsive. No lag, no waiting. Built by an Indie Developer Kualia is built and maintained by a solo developer who reads every piece of feedback. This isn't a faceless corporation. If you have a question, you'll hear back from the person who actually builds the app. =============== Subscription Kualia runs on a simple subscription with no ads, ever. 7-day free trial to explore everything No free tier with locked features. Everyone gets the full app. Subscriptions renew automatically unless canceled at least 24 hours before the end of the billing cycle. Any unused portion of the free trial is forfeited upon subscribing. Take control of your money with Kualia. Terms of Use: https://kualia.com/terms-of-service Privacy Policy: https://kualia.com/privacy
Screenshots
Verdict
The clearest difference is monetization model: Fudget at freemium against Envelope Budget's subscription. Fudget also leads on ratings volume (1.8K vs 47) and chart position (#134 vs unranked). Envelope Budget's advantage is update cadence (every 4 days vs every 3 weeks) and review sentiment (89% vs 72%). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Fudget sells 9 in-app purchases, starting at $2.49 per month and Envelope Budget sells 5 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.7 for Fudget against 4.6 for Envelope Budget. That said, the two scores are not equally well evidenced: Fudget has 1.8K ratings behind it against 47, so its average is the more settled of the two. Written reviews are what separate them: 72% of Fudget's written reviews are positive against 89% of Envelope Budget's.
Fudget ships an update every 3 weeks, Envelope Budget every 4 days. The most recent releases landed on September 22, 2026 and September 21, 2026 respectively.
| Parameter | Fudget | Envelope Budget |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (1.8K ratings) — better | 4.6 (47 ratings) |
| Positive reviews | 72.4% of reviews | 88.9% of reviews — better |
| Number of ratings | 1.8K — better | 47 |
| Update frequency | Every 3 weeks | Every 4 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium — better | Subscription |
| Best chart rank | #134 — better | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 18.0 |
| Further details — not scored | ||
| Size | 28 MB | 44 MB |
| Age rating | 4+ | 4+ |
| Developer | Danny Connell | Kualia, Inc. |
Customer experience
Fudget
Envelope Budget
Bugs and requests
Fudget
Reported bugs
4 issues- Update fail
- The last version stopped working
- Login screen freezes
- Incompatible with older devices
Requested features
3 requests- Request for changes to Starred items
- Dark mode option
- Advanced analytics dashboard
Envelope Budget
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Fudget
- Fudget Plus Sale (Monthly)7 Days trial$2.491 Month
- Fudget Plus Promo (Monthly)7 Days trial$3.991 Month
- Fudget Plus (Monthly)7 Days trial$4.991 Month
Show 6 moreShow fewer
- Fudget Plus Sale (Bi-Yearly)7 Days trial$7.496 Months
- Fudget Plus Sale (Yearly)7 Days trial$9.991 Year
- Fudget Plus Promo (Bi-Yearly)7 Days trial$12.996 Months
- Fudget Plus (Bi-Yearly)7 Days trial$14.996 Months
- Fudget Plus Promo (Yearly)7 Days trial$14.991 Year
- Fudget Plus (Yearly)7 Days trial$19.991 Year
Envelope Budget
- Kualia Pro Month7 Days trial$9.991 Month
- Kualia Pro Monthly$9.991 Month
- Kualia Pro Year7 Days trial$79.991 Year
Show 1 moreShow fewer
- Kualia Pro Year$79.991 Year
- Kualia Pro Lifetime$199.99
Questions
Is Fudget free?
Is Envelope Budget free?
Which has better reviews, Fudget or Envelope Budget?
Do Fudget or Envelope Budget have ads?
Which is updated more often, Fudget or Envelope Budget?
Other comparisons















