Comparison

Split vs SpendWave Expense tracker App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split

Manage your money with a unique budgeting system that divides funds into specific categories for better tracking and savings. Gain insights into spending habits, monitor bills, and work towards financial freedom with personalized financial tools.

Highlights
  • Six Jars Money Management System
  • Track transactions and account balances
  • Monitor monthly expenses
  • Create custom budgets
  • Grow savings
  • Income and expense tracking
  • Detailed statistics and reports
Features
Read full description

Experience a fresh way to manage money with Split budgeting app. Reach your financial goals with personalized insights and custom budgets. See your monthly bills, create budgets, grow savings, & build stronger financial habits. Get the #1 personal finance and free budgeting app now*. Split is the free money manager and financial tracker budgeting app that brings together all of your finances. ALL YOUR MONEY IN ONE APP: 1. Track transactions & account balances 2. Monitor your monthly expenses 3. Control spending with our money spending tracker ================= 6 Jars Money Management System is a very effective money management method and designed specifically to get you to financial freedom. If you manage your money, you will get more of it. Split is an application for money management. Your money are split into different expense accounts. Transactions of each account are tracked and analyzed, so that you can visualize your expense and income pattern clearly. Split utilizes the Six Jars Money Management System. This app is designed to help you take control of your finances and achieve financial freedom. The Six Jars Money Management System is a simple and effective way to manage your money. It consists of six accounts, each with a specific purpose: Necessity, Play, Financial Freedom, Education, Long-term Saving, and Giving. By allocating your money into these accounts, you can easily track your spending and ensure that you are always saving for the future. Our app takes the Six Jars Money Management System to the next level by providing advanced analysis of your income and expense patterns. With detailed statistics and reports, you can easily identify areas where you can save money and improve your financial situation. In addition to the Six Jars Money Management System, our app offers a range of features to help you stay on top of your finances. You can set up recurring payments, track your bills, and even exchange currencies. Plus, our app is fully customizable, so you can choose the appearance and settings that work best for you. With our app, you can finally take control of your finances and achieve the financial freedom you've always dreamed of. Download it today and start managing your money like a pro! ================= ● Account Management You can create unlimited number of accounts, and configure how much percentages of your money to put into each account. ● Income Tracker & Expense Tracker You can add expense & income records easily. Every transactions are tracked based on expense account. ● Statistics Your money are organized around expense accounts, you can visualize your expense and income pattern on each account. ============== Why should you start using Split? - Because the habit is more important than the amount. - Because the fastest way to to do well with money is to manage your money well. ============== Learn more: https://split.bluepill.life/index.html Subscriber Agreement and Term Of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Notice: https://split.bluepill.life/privacy.html

About

SpendWave Expense tracker App

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

Highlights
  • Multiple accounts and currencies
  • Quick transaction recording
  • Financial calendar overview
  • Customizable spending categories
  • Savings goal tracking
  • Detailed financial analysis
  • Data encryption for security
Features
Read full description

SpendWave - Your personal income and expenditure manager Keeping your finances under control is easy with the SpendWave - your ultimate companion for effective household management! Say goodbye to unnecessary stress and hello to financial clarity. Whether you want to keep track of your personal expenses, meet savings goals, or just want to stay on top of your finances, SpendWave is the solution you've been looking for. Features that make the SpendWave stand out: - Accounts and currencies: Easily create different accounts in any currency - be it your checking account, your credit card or your savings account. Manage your money in the currency that is most relevant to you. - Transactions in no time: record all your income and expenses with just a few clicks. Add details like amount, category, and notes to keep track. - Financial calendar: Our intelligent financial calendar shows you clearly on which days income and expenses are planned. This will help you better prepare for financial peaks and troughs. - Categories for better organization: create individual categories to best sort your transactions. Whether it's groceries, rent, entertainment or travel - you always keep an eye on where your money goes. - Define savings goals: set financial goals and track your progress towards them. SpendWave helps you make your dreams come true. - Detailed analyses: Get real-time insights into your financial situation. Graphs and charts show you how and where you spend your money to make smarter decisions. - Security first: Your data is important to us. SpendWave protects your sensitive information with state-of-the-art encryption technology. Whether you want to minimize your expenses, save for the future, or just want to stay on top of things - SpendWave is the app you can count on. Download SpendWave today and start your journey to financial freedom! Please note that SpendWave is a personal finance tracking app and is not a substitute for professional financial advice. Whenever major financial decisions are involved, we recommend consulting an expert.

Screenshots

Split4 screens
SpendWave Expense tracker App4 screens

Verdict

The call

The clearest difference is rating: SpendWave Expense tracker App at 4.8 against Split's 4.5. SpendWave Expense tracker App also leads on review sentiment (70% vs 50%) and device support (4 vs 2). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Split sells 3 in-app purchases, starting at $3.99 per month and SpendWave Expense tracker App sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

SpendWave Expense tracker App holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 4 and 9 respectively. Written reviews point the same way: 50% of Split's written reviews are positive against 70% of SpendWave Expense tracker App's.

UpkeepUpdate frequency

Split ships an update every 3 weeks, SpendWave Expense tracker App fortnightly. The most recent releases landed on October 2, 2026 and October 19, 2026 respectively.

Scorecard3 real differences · 7 level
Split versus SpendWave Expense tracker App: the parameters behind the verdict, then further details
ParameterSplitSpendWave Expense tracker App
PriceFreeFree
Rating4.5 (4 ratings)4.8 (9 ratings) — better
Positive reviews50.0% of reviews70.0% of reviews — better
Number of ratings49 — better
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPadiPhone, iPad, Mac, Apple Watch — better
Requires iOS16.0 — better17.6
Further details — not scored
Size5 MB19 MB
Age rating4+4+
Developer志亮 黎Robin Guido Schmidt

Customer experience

Split

All ratings4 ratings
Positive75.0%
Neutral25.0%
Negative0.0%
Written reviews4 reviews
Positive50.0%
Neutral25.0%
Negative25.0%

SpendWave Expense tracker App

All ratings9 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews10 reviews
Positive70.0%
Neutral0.0%
Negative30.0%

In-app purchases

3 purchases

Split

Subscriptions2
  • Monthly Premium$3.991 Month
  • Yearly Premium$9.991 Year
One-time1
  • One Time Purchase$12.99
4 purchases

SpendWave Expense tracker App

Subscriptions3
  • SpendWave+ Monthly7 Days trial$0.991 Month
  • SpendWave+ Monthly3 Days trial$0.991 Month
  • SpendWave+ Yearly7 Days trial$8.991 Year
One-time1
  • SpendWave+ one-time purchase$29.99

Questions

Is Split free?
Split is free to download, with in-app purchases available.
Is SpendWave Expense tracker App free?
SpendWave Expense tracker App is free to download, with in-app purchases available.
Which has better reviews, Split or SpendWave Expense tracker App?
SpendWave Expense tracker App is rated higher. Split averages 4.5 out of 5 from 4 ratings, while SpendWave Expense tracker App averages 4.8 from 9 ratings.
Do Split or SpendWave Expense tracker App have ads?
Neither Split nor SpendWave Expense tracker App shows ads.
Which is updated more often, Split or SpendWave Expense tracker App?
Split ships an update every 3 weeks, and SpendWave Expense tracker App fortnightly. Most recently, Split was updated on October 2, 2026 and SpendWave Expense tracker App on October 19, 2026.

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