SPDY App vs COZY Wallet
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SPDY App
Accept cryptocurrency payments for your business without needing any crypto knowledge. Funds are automatically converted to USD and deposited into your account, simplifying transactions.
- Accept cryptocurrency payments
- Automatic USD conversion
- No crypto experience needed
- Direct USD deposit
- Simplified business transactions
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Now you can accept Cryptocurrency Payments for your goods and services and NEVER touch the Cryptocurrency because we USD cash into your account. You don’t need any experience or knowledge of Crypto to start accepting Bitcoin today because we do everything for you.
COZY Wallet
Manage a wide range of digital assets across numerous blockchains with this secure Web3 wallet. It offers seamless dApp interaction, integrated Telegram tools for community engagement, and a virtual card for global spending.
- Support for 1000+ tokens and 60+ chains
- Native Telegram integration
- Virtual card for global spending
- WalletConnect for dApp interaction
- Passkey login and 2FA security
- Community tools for DAOs and NFT projects
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COZY Wallet is a secure, powerful Web3 wallet built for the next generation of crypto users. Designed with both centralized and decentralized features, COZY Wallet provides over 50 million users with a seamless and feature-rich experience for managing digital assets, engaging with communities, and executing fast, secure crypto transactions — all in one place. Why COZY Wallet? - Support for 1000+ tokens and 60+ chains: Bitcoin (BTC), Ethereum (ETH), TRON (TRX), Dogecoin (DOGE), SATS, Solana (SOL), Cardano (ADA), Stellar (XLM), XRP and more - Native Telegram integration with Wallet Bot & Wallet Mini App - All-in-one Web3 utility tools: Cozy Card (Virtual Card), Bulk Transfers, Mobile Airtime, Gift Cards, Tip Box - Built-in WalletConnect for seamless dApp interaction - Passkey login, 2FA, HSM-grade protection, and cold wallet architecture - Trusted by global Web3 communities since 2019 Core Features Multi-Chain Crypto Wallet Manage over 1000+ digital assets across 60+ public chains, including BTC, ETH, USDT, TRX, DOGE, ADA, XLM, and SOL. Monitor your portfolio with real-time updates and a customizable dashboard. Compatible with both standard and NFT assets. Telegram Wallet & Community Tools Experience crypto on Telegram with COZY Wallet's native bot and mini app — no wallet address needed. Empower your community with: - Airdrop and giveaway automation - Loyalty reward mechanisms in chat - Role-based access with on-chain asset verification - Membership & whitelist management Perfect for DAOs, NFT communities, and Web3 startups looking to scale efficiently. Virtual Card & Crypto Utilities Use the Cozy Card (Virtual Card) to spend crypto globally with platforms like Apple Pay, Google Pay, and PayPal. Send mobile recharges, distribute tips, and issue branded gift cards securely — right from your wallet. Uncompromising Security - Passkey login & two-factor authentication - Cold wallet infrastructure for maximum safety - HSM-grade key encryption - Frequent third-party audits - Privacy-by-design architecture with future zk-SNARK compatibility Built for Everyone Whether you're a beginner or a Web3 veteran, COZY Wallet simplifies crypto for individuals, creators, developers, and communities. Join the Web3 Future Get started with the most versatile Web3 wallet. Explore dApps via WalletConnect, manage crypto on Telegram, and experience next-gen wallet security — all in one place.
Screenshots
Verdict
The clearest difference is update cadence: COZY Wallet at fortnightly against SPDY App's every 3 months. COZY Wallet also leads on ratings volume (2.6K vs 5). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for SPDY App against 4.9 for COZY Wallet. That said, the two scores are not equally well evidenced: COZY Wallet has 2.6K ratings behind it against 5, so its average is the more settled of the two.
SPDY App ships an update every 3 months, COZY Wallet fortnightly. The most recent releases landed on October 6, 2026 and October 30, 2026 respectively.
| Parameter | SPDY App | COZY Wallet |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (5 ratings) — better | 4.9 (2.6K ratings) |
| Positive reviews | — | 58.5% of reviews |
| Number of ratings | 5 | 2.6K — better |
| Update frequency | Every 3 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 64 MB | 181 MB |
| Age rating | 4+ | 4+ |
| Developer | SPDY APP, LLC | Delta Hub Ltd. |
Customer experience
SPDY App
COZY Wallet
Bugs and requests
SPDY App
Not enough reviews yet to summarise bugs or requests.
COZY Wallet
Reported bugs
3 issues- Frequent app crashes and freezes
- Issues with sending certain coins
- Account lockouts and restricted access
Requested features
2 requests- Add notification settings to control new coin announcements
- Improve bug reporting process
In-app purchases
SPDY App
No in-app purchases
COZY Wallet
No in-app purchases
