Comparison

Simple Asset Tracker vs OneMoney+

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple Asset Tracker

Track your net worth monthly by noting down balances from various accounts like 401(k), stocks, crypto, and cash. See your total assets and trends to stay motivated for long-term investing.

Highlights
  • Centralize multiple financial accounts
  • Track total assets and monthly changes
  • View asset trend graphs (Premium)
  • Support for negative values (loans/debt)
  • Simple monthly financial check-in
Features
Read full description

■ Why "Monthly"? In wealth building, what truly matters isn't daily minor expenses, but the reality of whether your net worth has increased since last month. Even if you struggle with daily budgeting, anyone can manage a monthly financial check-in. Simply note down your balances—401(k), IRA, Stocks, Crypto, or Cash—at your own timing. That’s all it takes to see at a glance if your assets are on an upward trajectory. ■ What you can do with M3 ・Centralize multiple accounts (401(k), IRA, Stocks, ETFs, Savings, Crypto, etc.) ・Automatic display of total assets, monthly changes, and trend graphs (*Graphs are a Premium feature) ・Support for negative values (Loans and debt are supported) ■ Recommended for: ・Those aiming for FIRE, Side FIRE, or Semi-retirement ・Users with accounts that cannot be linked to auto-sync apps ・Those who have given up on traditional budgeting apps ・Anyone who wants a simple way to track total asset trends ・Those who want to manage retirement and investment accounts in one place 5 minutes, once a month. The simple fact that your "total assets continue to grow" is the greatest motivation for long-term investing. Start tracking your wealth with M3 today.

About

OneMoney+

Track your investments, retirement accounts, and crypto assets in one secure place. Visualize your wealth progress, compare your net worth to others, and work towards your financial goals with detailed reports and analytics.

Highlights
  • Track stocks, mutual funds, and crypto
  • Wealth ranking among users
  • Advanced analytics charts
  • Monthly and annual reports
  • Visualize FIRE progress
  • No bank linking for security
  • Offline functionality
Features
Read full description

◆ Trusted by 50,000+ Users ◆ Jot down your balances once a month — see your trend, your rank, and years to your goal. Wealth ranking nationwide and by age group (US & UK). No Bank Linking – 100% Secure & Private OneMoney manages stocks, mutual funds, and crypto assets. Loved by beginners and seasoned investors alike. ◆ Popular "Wealth Ranking" Feature See where you stand — nationwide, and among your age group (US & UK)! "Top 9.8% of my 30s!" "Almost affluent status!" Users love the motivation boost. ■ Premium Features 【Wealth Ranking】 Your position nationwide and by age group (US & UK) Wealth pyramid shows your progress toward high-net-worth status 【Asset Roadmap】 Forecast years to your goal at your current pace Visualize your path to FIRE 【Monthly & Annual Reports】 Auto-calculated month/year comparisons Track returns at a glance 【Advanced Analytics Charts】 3 chart types: area, bar, and ratio 【Category Analysis】 Changes by category in ranking view 【Ad-Free】 Stress-free experience ▼ 14-Day Free Trial ▼ Try all features free today! ■ Built for Security - No Bank Linking: Zero data breach risk - No Account Required: Privacy protected - Works Offline: Hack-proof design - Local Storage: Privacy first - Encrypted Backup: Safe device transfers ■ Perfect For • Active Investors  "Portfolio management made easy" • ISA, IRA, 401(k) Holders  "Easy to track investment returns" • FIRE Seekers  "I can visualize wealth-building progress" • Privacy-Conscious Users  "Chose this for security" • Aspiring High-Net-Worth Individuals  "Wealth ranking makes goals clear" • Budget App Users Looking to Level Up  "Better than a budget app for overall wealth" • Crypto & Bitcoin Investors  "Crypto and stocks in one place" ■ Free Features • Asset Trend Charts  Visualize by day, week, month, or year • Portfolio Management  Pie charts & heatmaps for allocation  Daily, monthly, yearly comparisons • Custom Categories  Stocks, crypto, retirement & more • Assets & Liabilities Together  Auto-calculated net worth • Input History  View, edit & delete past entries • CSV Import/Export  Migrate from other apps • Dark Mode  Light/dark theme switching ■ FAQ Q. Is it free? A. Basic features are free. Premium via 14-day free trial then subscription. Q. Different from budget apps? A. OneMoney focuses on net worth & portfolio across stocks, ETFs, crypto, and retirement. Q. Is my data safe? A. No bank linking, local storage only. Zero breach risk. Q. Multiple brokerage accounts? A. Yes! Custom categories for each. ■ What Users Say "Wealth ranking keeps me motivated" "Monthly reports made investing reviews a habit" "CSV import made switching apps easy" "Heatmap shows allocation instantly" "Love the security of no bank linking" "Simple yet powerful" ■ 3 Reasons to Start Today 1. 14-day free trial 2. 50,000+ users with top ratings 3. Privacy-first design Start wealth management with OneMoney! #WealthManagement #Portfolio #NetWorth #FIRE #Investing #Retirement #ETF #Crypto ■ Terms & Privacy Terms: https://cinnamonista.com/onemoney_terms Privacy: https://cinnamonista.com/privacy

Screenshots

Simple Asset Tracker4 screens
OneMoney+4 screens

Verdict

The call

The clearest difference is price: Simple Asset Tracker at Free against OneMoney+'s $49.99. Simple Asset Tracker also leads on iOS requirement (13.0 vs 16.0). OneMoney+'s advantage is in-app purchases (none vs 1) and ads (none vs shown). On update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Simple Asset Tracker is free to download; OneMoney+ costs $49.99 up front. Simple Asset Tracker sells 1 one-off in-app purchase. OneMoney+ asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 19, 2026 and October 9, 2026 respectively.

Scorecard6 real differences · 2 level
Simple Asset Tracker versus OneMoney+: the parameters behind the verdict, then further details
ParameterSimple Asset TrackerOneMoney+
PriceFree — better$49.99
Positive reviews83.3% of reviews100.0% of reviews — better
Update frequencyWeeklyWeekly
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchases — betterPaid
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better16.0
Further details — not scored
Size38 MB35 MB
Age rating4+4+
DeveloperTEFISTA LLCJunta Shoji

Customer experience

Simple Asset Tracker

Written reviews6 reviews
Positive83.3%
Neutral0.0%
Negative16.7%

OneMoney+

Written reviews7 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

Simple Asset Tracker

One-time1
  • Premium Plan$4.99
None

OneMoney+

No in-app purchases

Questions

Is Simple Asset Tracker free?
Simple Asset Tracker is free to download, with in-app purchases available.
Is OneMoney+ free?
OneMoney+ costs $49.99, with no in-app purchases.
Do Simple Asset Tracker or OneMoney+ have ads?
Simple Asset Tracker shows ads; OneMoney+ does not.
Which is updated more often, Simple Asset Tracker or OneMoney+?
Simple Asset Tracker ships an update weekly, and OneMoney+ weekly. Most recently, Simple Asset Tracker was updated on October 19, 2026 and OneMoney+ on October 9, 2026.

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