Comparison

OneMoney vs Simple Asset Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OneMoney

Track your investments, retirement accounts, and crypto assets in one secure place. Visualize your wealth growth, compare your net worth to others, and work towards your financial goals with detailed reports and charts.

Highlights
  • Track stocks, mutual funds, and crypto
  • Wealth ranking among users
  • Advanced analytics charts
  • Monthly and annual reports
  • Visualize FIRE progress
  • No bank linking for security
  • Offline functionality
Features
Read full description

◆ Trusted by 50,000+ Users ◆ Jot down your balances once a month — see your trend, your rank, and years to your goal. Wealth ranking nationwide and by age group (US & UK). No Bank Linking – Nothing to Hand Over OneMoney manages stocks, mutual funds, and crypto assets. Loved by beginners and seasoned investors alike. ◆ Popular "Wealth Ranking" Feature See where you stand — nationwide, and among your age group (US & UK)! "Top 9.8% of my 30s!" "Almost affluent status!" Users love the motivation boost. ■ Premium Features 【Wealth Ranking】 Your position nationwide and by age group (US & UK) Wealth pyramid shows your progress toward high-net-worth status 【Asset Roadmap】 Forecast years to your goal at your current pace Visualize your path to FIRE 【Monthly & Annual Reports】 Auto-calculated month/year comparisons Track returns at a glance 【Category Analysis】 Changes by category in ranking view 【Ad-Free】 Stress-free experience ▼ 14-Day Free Trial ▼ Try all features free today! ■ Built for Security - No Bank Linking: No account credentials to hand over - No Account Required: No email or name needed - Local Storage: Your asset data is kept on your device - Encrypted Backup: Safe device transfers ■ Perfect For • Active Investors  "Portfolio management made easy" • ISA, IRA, 401(k) Holders  "Easy to track investment returns" • FIRE Seekers  "I can visualize wealth-building progress" • Privacy-Conscious Users  "Chose this for security" • Aspiring High-Net-Worth Individuals  "Wealth ranking makes goals clear" • Budget App Users Looking to Level Up  "Better than a budget app for overall wealth" • Crypto & Bitcoin Investors  "Crypto and stocks in one place" ■ Free Features • Asset Trend Charts  Visualize by day, week, month, or year  All 4 chart types free: line, area, bar, and ratio • Portfolio Management  Pie charts & heatmaps for allocation  Daily, monthly, yearly comparisons • Custom Categories  Stocks, crypto, retirement & more • Assets & Liabilities Together  Auto-calculated net worth • Input History  View, edit & delete past entries • CSV Import/Export  Migrate from other apps • Dark Mode  Light/dark theme switching ■ FAQ Q. Is it free? A. Basic features are free. Premium via 14-day free trial then subscription. Q. Different from budget apps? A. OneMoney focuses on net worth & portfolio across stocks, ETFs, crypto, and retirement. Q. Where is my data stored? A. Your asset data is kept on your device, and we never ask for bank credentials. Ads and usage analytics use third-party services. See our Privacy Policy for details. Q. Multiple brokerage accounts? A. Yes! Custom categories for each. ■ What Users Say "Wealth ranking keeps me motivated" "Monthly reports made investing reviews a habit" "CSV import made switching apps easy" "Heatmap shows allocation instantly" "Love the security of no bank linking" "Simple yet powerful" ■ 3 Reasons to Start Today 1. 14-day free trial 2. 50,000+ users with top ratings 3. No bank linking, nothing to hand over Start wealth management with OneMoney! #WealthManagement #Portfolio #NetWorth #FIRE #Investing #Retirement #ETF #Crypto ■ Terms & Privacy Terms: https://cinnamonista.com/onemoney_terms Privacy: https://cinnamonista.com/privacy

About

Simple Asset Tracker

Track your net worth monthly by noting down balances from various accounts like 401(k), stocks, crypto, and cash. See your total assets and trends to stay motivated for long-term investing.

Highlights
  • Centralize multiple financial accounts
  • Track total assets and monthly changes
  • View asset trend graphs (Premium)
  • Support for negative values (loans/debt)
  • Simple monthly financial check-in
Features
Read full description

■ Why "Monthly"? In wealth building, what truly matters isn't daily minor expenses, but the reality of whether your net worth has increased since last month. Even if you struggle with daily budgeting, anyone can manage a monthly financial check-in. Simply note down your balances—401(k), IRA, Stocks, Crypto, or Cash—at your own timing. That’s all it takes to see at a glance if your assets are on an upward trajectory. ■ What you can do with M3 ・Centralize multiple accounts (401(k), IRA, Stocks, ETFs, Savings, Crypto, etc.) ・Automatic display of total assets, monthly changes, and trend graphs (*Graphs are a Premium feature) ・Support for negative values (Loans and debt are supported) ■ Recommended for: ・Those aiming for FIRE, Side FIRE, or Semi-retirement ・Users with accounts that cannot be linked to auto-sync apps ・Those who have given up on traditional budgeting apps ・Anyone who wants a simple way to track total asset trends ・Those who want to manage retirement and investment accounts in one place 5 minutes, once a month. The simple fact that your "total assets continue to grow" is the greatest motivation for long-term investing. Start tracking your wealth with M3 today.

Screenshots

OneMoney4 screens
Simple Asset Tracker4 screens

Verdict

The call

The clearest difference is iOS requirement: Simple Asset Tracker at 13.0 against OneMoney's 16.0. On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. OneMoney sells 2 in-app purchases, starting at $1.99 per month and Simple Asset Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 23, 2026 and October 19, 2026 respectively.

Scorecard1 real difference · 7 level
OneMoney versus Simple Asset Tracker: the parameters behind the verdict, then further details
ParameterOneMoneySimple Asset Tracker
PriceFreeFree
Positive reviews76.2% of reviews83.3% of reviews — better
Update frequencyWeeklyWeekly
AdsYesYes
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.013.0 — better
Further details — not scored
Size48 MB38 MB
Age rating4+4+
DeveloperJunta ShojiTEFISTA LLC

Customer experience

OneMoney

Written reviews21 reviews
Positive76.2%
Neutral9.5%
Negative14.3%

Simple Asset Tracker

Written reviews6 reviews
Positive83.3%
Neutral0.0%
Negative16.7%

In-app purchases

2 purchases

OneMoney

Subscriptions2
  • Monthly Plan14 Days trial$1.991 Month
  • Annual Plan14 Days trial$22.991 Year
1 purchases

Simple Asset Tracker

One-time1
  • Premium Plan$4.99

Questions

Is OneMoney free?
OneMoney is free to download, with in-app purchases available.
Is Simple Asset Tracker free?
Simple Asset Tracker is free to download, with in-app purchases available.
Do OneMoney or Simple Asset Tracker have ads?
Both OneMoney and Simple Asset Tracker show ads.
Which is updated more often, OneMoney or Simple Asset Tracker?
OneMoney ships an update weekly, and Simple Asset Tracker weekly. Most recently, OneMoney was updated on October 23, 2026 and Simple Asset Tracker on October 19, 2026.

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