PAYE Calculator vs Spendwise

Using NZ PAYE Calculator, now it is easier to calculate your payment deductions and take-home pay in New Zealand. Enter your gross pay and the number of hours you worked per week, this wage calculator will show your net pay after all deductions. All the calculations are well organised with the latest IRD tax scheme and you will get the most accurate data. Built for the 2025/26 and 2026/27 New Zealand tax years using the latest rates from Inland Revenue. Calculate your net pay from any gross salary or hourly wage. Switch between hourly, weekly, fortnightly, monthly, and annual pay frequencies. Easy to read table and chart show you the full deduction breakdown, such as PAYE income tax, ACC earners' levy, KiwiSaver contributions, and student loan repayments. Those who are on a casual contract, enable the holiday pay option in settings and the hours (worked in a week) to see how much they get paid for the pay week. What's New (Release Notes) Completely rebuilt for the 2025/26 and 2026/27 tax years. New KiwiSaver employer contribution tracking with the updated 3.5% default rate and 3% opt-down option. Added casual holiday pay toggle, visual deduction breakdown with donut chart, period switcher, and IETC auto-detection. Fresh clean design with all results on one screen. Disclaimer: This app is not affiliated with, endorsed by, or connected to Inland Revenue (IRD) or the New Zealand Government. All calculations are estimates based on publicly available tax rates and thresholds. Individual circumstances may vary. For official tax advice, contact Inland Revenue directly at ird.govt.nz. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://blacksheepmedia.co.nz/paye-privacy-policy

$12.99 a month sounds small. $156 a year doesn't. Spendwise is the budgeting app that runs itself. Connect your NZ bank account securely through Akahu, and every transaction is pulled in and categorised automatically – groceries, fuel, subscriptions, takeaways – no spreadsheets, no manual entry, no guilt. See where your money actually goes: A clear monthly picture shows you income, spending, category breakdowns, trends, and your top merchants. Catch the money leaks: Spendwise spots recurring payments and subscriptions, flags price rises, doubled-up services, and quiet habits that add up — always showing the yearly reality behind the monthly cost. One number for your financial health: The Confidence Score blends your savings rate, spending trend, safety buffer, subscription load, and budget progress into a single 0–100 score. Private by design: Bank connections are read-only via Akahu — we can see transactions, never move money. Your data is never sold, and you can delete everything, any time, from inside the app. Want a look before connecting anything? Demo mode gives you a full, realistic tour without touching a bank account. Spendwise is an information tool, not financial advice. Made in New Zealand for New Zealanders. Terms of Use: https://spendwise.nz/terms