Comparison

Kuber Financial vs Pyng

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kuber Financial

This app offers a seamless digital payment experience by connecting directly to your bank. Users can pay merchants via QR codes, avoid surcharges, and earn cashback and discounts on every transaction. It also provides merchants with a cost-effective payment solution.

Highlights
  • Connect bank accounts
  • Pay via QR codes
  • Earn cashback and discounts
  • Avoid surcharges
  • Merchant payment solution
  • Seamless transactions
Features
Read full description

Why Choose Kuber? For Users: Discover the smarter way to pay with Kuber! Connect your bank in the app, approve the setup, and you’re ready to experience seamless payments. Scan any Kuber QR code, pay directly from your bank, and say goodbye to surcharges while earning exciting cashback and discounts. With Kuber, you can unlock a world of savings at a growing network of merchants. Don’t just pay—save and earn with every transaction. Download Kuber now and take control of your spending while staying ahead with rewards! For Merchants: Step into the brighter side of payments with Kuber! Stop relying on card payments and their fees—offer your customers a hassle-free way to pay directly from their bank using Kuber QR codes. Attract more customers with cashback and discounts while reducing operational costs. Make payments seamless, affordable, and rewarding for everyone. Download Kuber now and elevate your business to the next level!

About

Pyng

This app offers a secure and cost-effective payment solution by allowing users to pay directly from their bank accounts. It eliminates surcharges for both users and merchants, ensuring your money remains safe and under your control.

Highlights
  • Zero surcharges for users and merchants
  • Direct payment from bank account
  • Enhanced security through bank authentication
  • Set spending limits
  • QR code payment integration
Features
Read full description

A cheaper and better way to pay with Pyng Zero surcharges #PyngPromise - When you use Pyng, neither you or the merchant will need to pay a surcharge. Saving you a ton of money. Your money is 100% safe - Pyng is safer than a normal credit card as it’s all authenticated through your own bank account and doesn’t require you to transfer funds to us or anywhere else. Pay straight from your bank - Pay directly from your bank account giving you more control of how you spend. How it works 1. Install the app via the App Store 2. Link your bank account: Securely link your bank account through your own banking app or banking platform - you can set a limit on how much money Pyng can debit from your account at any point of time 3. Scan a QR code and it's as simple as that Your money stays safe Pyng protects your money with the best-in-class security systems that help minimize fraud. Most importantly, Pyng never touches your money - your money goes straight to the merchant reducing any risk of fraud and reducing any transaction costs.

Screenshots

Kuber Financial4 screens
Pyng4 screens

Verdict

The call

The clearest difference is review sentiment: Kuber Financial at 100% against Pyng's 50%. Kuber Financial also leads on monetization model (free vs ad-supported). Pyng's advantage is update cadence (every 9 days vs every 3 weeks). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Kuber Financial ships an update every 3 weeks, Pyng every 9 days. The most recent releases landed on October 22, 2026 and October 27, 2026 respectively.

Scorecard3 real differences · 7 level
Kuber Financial versus Pyng: the parameters behind the verdict, then further details
ParameterKuber FinancialPyng
PriceFreeFree
Rating—4.0 (4 ratings) — better
Positive reviews100.0% of reviews — better50.0% of reviews
Number of ratings—4 — better
Update frequencyEvery 3 weeksEvery 9 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.0 — better15.6
Further details — not scored
Size97 MB42 MB
Age rating4+12+
DeveloperKuber Financial Pty LtdPyng Payments Pty Ltd

Customer experience

Kuber Financial

Written reviews5 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Pyng

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews16 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

Kuber Financial

No in-app purchases

None

Pyng

No in-app purchases

Questions

Is Kuber Financial free?
Kuber Financial is free to download, with no in-app purchases.
Is Pyng free?
Pyng is free to download, with no in-app purchases.
Do Kuber Financial or Pyng have ads?
Neither Kuber Financial nor Pyng shows ads.
Which is updated more often, Kuber Financial or Pyng?
Kuber Financial ships an update every 3 weeks, and Pyng every 9 days. Most recently, Kuber Financial was updated on October 22, 2026 and Pyng on October 27, 2026.

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