Comparison

Pyng vs ING Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pyng

This app offers a secure and cost-effective payment solution by allowing users to pay directly from their bank accounts. It eliminates surcharges for both users and merchants, ensuring your money remains safe and under your control.

Highlights
  • Zero surcharges for users and merchants
  • Direct payment from bank account
  • Enhanced security through bank authentication
  • Set spending limits
  • QR code payment integration
Features
Read full description

A cheaper and better way to pay with Pyng Zero surcharges #PyngPromise - When you use Pyng, neither you or the merchant will need to pay a surcharge. Saving you a ton of money. Your money is 100% safe - Pyng is safer than a normal credit card as it’s all authenticated through your own bank account and doesn’t require you to transfer funds to us or anywhere else. Pay straight from your bank - Pay directly from your bank account giving you more control of how you spend. How it works 1. Install the app via the App Store 2. Link your bank account: Securely link your bank account through your own banking app or banking platform - you can set a limit on how much money Pyng can debit from your account at any point of time 3. Scan a QR code and it's as simple as that Your money stays safe Pyng protects your money with the best-in-class security systems that help minimize fraud. Most importantly, Pyng never touches your money - your money goes straight to the merchant reducing any risk of fraud and reducing any transaction costs.

About

ING Banking

A redesigned mobile banking application offering a faster, simpler, and more intuitive way to manage your finances. It provides easy access to balances, quick money transfers, and robust security features for peace of mind.

Highlights
  • Check balance at a glance
  • Move money in seconds
  • Manage accounts easily
  • Biometric login
  • Real-time alerts
  • 24/7 security
Features
Read full description

ING Banking - Do Your Thing is ING Australia's new mobile banking app for everyday banking, savings and account management. Moving from the legacy app? While we roll out this latest app, some products and features are not available just yet. You can still manage your products via online banking from your mobile browser where you need to. Opened your first account? You’re in the right place. Home to Savings Booster, our latest ING app is built to support your everyday banking - and it’s ready to roll with enhanced protection features. We’re actively working on a few improvements and regular updates are on the way to keep things running smoothly. Here’s what you can expect: • Instant notifications, a newly added mobile pin, and even more security features on the way • Transfer money in seconds and manage your accounts with just a few taps • Biometric login, real-time alerts, and advanced security features keep your money safe and your mind at ease • Whether you're at home or on the move, the ING app is your 24/7 banking companion. A few things to know: Normal data charges apply. Please check with your mobile phone service provider for details. Using your mobile to bank with ING is subject to certain limitations as not all internet banking features are available. ING is a business name of ING Bank (Australia) Limited ABN 24 000 893 292 AFSL 229823. Australian Credit Licence 229823. You can read our Terms of Use and Target Market Determinations at ing.com.au. Got questions? Visit the ING Help Hub at https://helphub.ing.com.au

Screenshots

Pyng4 screens
ING Banking4 screens

Verdict

The call

The clearest difference is review sentiment: Pyng at 50% against ING Banking's 2%. Pyng also leads on ratings volume (4 vs 1). ING Banking's advantage is rating (5.0 vs 4.0) and monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ING Banking holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews complicate that: 50% of Pyng's written reviews are positive against 2% of ING Banking's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Pyng ships an update weekly, ING Banking fortnightly. The most recent releases landed on October 9, 2026 and October 18, 2026 respectively.

Scorecard4 real differences · 6 level
Pyng versus ING Banking: the parameters behind the verdict, then further details
ParameterPyngING Banking
PriceFreeFree
Rating4.0 (4 ratings)5.0 (1 ratings) — better
Positive reviews50.0% of reviews — better2.3% of reviews
Number of ratings4 — better1
Update frequencyWeekly — betterFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.6 — better16.0
Further details — not scored
Size42 MB248 MB
Age rating12+4+
DeveloperPyng Payments Pty LtdING Bank (Australia) Limited

Customer experience

Pyng

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews16 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

ING Banking

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews86 reviews
Positive2.3%
Neutral3.5%
Negative94.2%

In-app purchases

None

Pyng

No in-app purchases

None

ING Banking

No in-app purchases

Questions

Is Pyng free?
Pyng is free to download, with no in-app purchases.
Is ING Banking free?
ING Banking is free to download, with no in-app purchases.
Which has better reviews, Pyng or ING Banking?
ING Banking is rated higher. Pyng averages 4.0 out of 5 from 4 ratings, while ING Banking averages 5.0 from 1 ratings.
Do Pyng or ING Banking have ads?
Neither Pyng nor ING Banking shows ads.
Which is updated more often, Pyng or ING Banking?
Pyng ships an update weekly, and ING Banking fortnightly. Most recently, Pyng was updated on October 9, 2026 and ING Banking on October 18, 2026.

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