Pyng vs ING Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pyng
This app offers a secure and cost-effective payment solution by allowing users to pay directly from their bank accounts. It eliminates surcharges for both users and merchants, ensuring your money remains safe and under your control.
- Zero surcharges for users and merchants
- Direct payment from bank account
- Enhanced security through bank authentication
- Set spending limits
- QR code payment integration
Read full descriptionHide full description
A cheaper and better way to pay with Pyng Zero surcharges #PyngPromise - When you use Pyng, neither you or the merchant will need to pay a surcharge. Saving you a ton of money. Your money is 100% safe - Pyng is safer than a normal credit card as it’s all authenticated through your own bank account and doesn’t require you to transfer funds to us or anywhere else. Pay straight from your bank - Pay directly from your bank account giving you more control of how you spend. How it works 1. Install the app via the App Store 2. Link your bank account: Securely link your bank account through your own banking app or banking platform - you can set a limit on how much money Pyng can debit from your account at any point of time 3. Scan a QR code and it's as simple as that Your money stays safe Pyng protects your money with the best-in-class security systems that help minimize fraud. Most importantly, Pyng never touches your money - your money goes straight to the merchant reducing any risk of fraud and reducing any transaction costs.
ING Banking
A redesigned mobile banking application offering a faster, simpler, and more intuitive way to manage your finances. It provides easy access to balances, quick money transfers, and robust security features for peace of mind.
- Check balance at a glance
- Move money in seconds
- Manage accounts easily
- Biometric login
- Real-time alerts
- 24/7 security
Read full descriptionHide full description
ING Banking - Do Your Thing is ING Australia's new mobile banking app for everyday banking, savings and account management. Moving from the legacy app? While we roll out this latest app, some products and features are not available just yet. You can still manage your products via online banking from your mobile browser where you need to. Opened your first account? You’re in the right place. Home to Savings Booster, our latest ING app is built to support your everyday banking - and it’s ready to roll with enhanced protection features. We’re actively working on a few improvements and regular updates are on the way to keep things running smoothly. Here’s what you can expect: • Instant notifications, a newly added mobile pin, and even more security features on the way • Transfer money in seconds and manage your accounts with just a few taps • Biometric login, real-time alerts, and advanced security features keep your money safe and your mind at ease • Whether you're at home or on the move, the ING app is your 24/7 banking companion. A few things to know: Normal data charges apply. Please check with your mobile phone service provider for details. Using your mobile to bank with ING is subject to certain limitations as not all internet banking features are available. ING is a business name of ING Bank (Australia) Limited ABN 24 000 893 292 AFSL 229823. Australian Credit Licence 229823. You can read our Terms of Use and Target Market Determinations at ing.com.au. Got questions? Visit the ING Help Hub at https://helphub.ing.com.au
Screenshots
Verdict
The clearest difference is review sentiment: Pyng at 50% against ING Banking's 2%. Pyng also leads on ratings volume (4 vs 1). ING Banking's advantage is rating (5.0 vs 4.0) and monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ING Banking holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews complicate that: 50% of Pyng's written reviews are positive against 2% of ING Banking's, so the app with the better star average is not the one people write more warmly about.
Pyng ships an update weekly, ING Banking fortnightly. The most recent releases landed on October 9, 2026 and October 18, 2026 respectively.
| Parameter | Pyng | ING Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (4 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 50.0% of reviews — better | 2.3% of reviews |
| Number of ratings | 4 — better | 1 |
| Update frequency | Weekly — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.6 — better | 16.0 |
| Further details — not scored | ||
| Size | 42 MB | 248 MB |
| Age rating | 12+ | 4+ |
| Developer | Pyng Payments Pty Ltd | ING Bank (Australia) Limited |
Customer experience
Pyng
ING Banking
In-app purchases
Pyng
No in-app purchases
ING Banking
No in-app purchases
Questions
Is Pyng free?
Is ING Banking free?
Which has better reviews, Pyng or ING Banking?
Do Pyng or ING Banking have ads?
Which is updated more often, Pyng or ING Banking?
Other comparisons















