Icatu vs LAPI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Icatu
Manage your retirement plan with ease and security. Track your balance, investments, and make extra contributions. Stay informed with news and tips for your financial future.
- Consult balance and statements
- Track investment performance
- Make extra contributions
- Learn about investment funds
- Receive financial news and tips
- Use existing Icatu account
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App Icatu: Sua Previdência na Palma da Mão Descubra a forma mais fácil e segura de gerenciar seu plano de previdência com o App Icatu. Com uma interface intuitiva, você terá acesso a tudo que precisa para cuidar do seu futuro. Com o App Icatu você pode: - Consultar seu saldo e extrato de forma rápida e fácil. - Acompanhar a rentabilidade e o rendimento dos seus planos. - Fazer aportes extras via pix ou boleto sem complicações. - Conhecer melhor os fundos onde seu dinheiro está investido. - Ficar por dentro de novidades e dicas sobre investimentos. Fácil Acesso: Já tem cadastro no site da Icatu? Use mesma conta no nosso app! Precisa de ajuda? Envie um e-mail para atendimento_internet@icatuseguros.com.br ou ligue para 4002-0040 (capitais) e 0800 285 3000 (demais localidades). A Icatu está sempre em busca de maneiras de tornar seus projetos de vida uma realidade. O app Icatu é uma solução inovadora que oferece maior agilidade e autonomia na administração do seu Plano de Previdência. Visite: www.icatuseguros.com.br
LAPI
Manage your money effectively with this comprehensive personal finance assistant. Track income, expenses, credit cards, and set financial goals. Features include budgeting, cash flow forecasting, and an AI financial coach for personalized tips.
- Transaction management
- Credit card tracking
- Financial goal setting
- Monthly budgeting
- Cash flow forecasting
- Family sharing
- AI financial coach
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LAPI is your complete personal financial assistant. Manage your finances smartly, organize income and expenses, track credit cards, and achieve your financial goals. MAIN FEATURES TRANSACTION MANAGEMENT - Record income, expenses, and transfers - Organize by custom categories and tags - View in calendar or list - Import OFX/CSV statements CREDIT CARD CONTROL - Track invoices and due dates - Automatic limit control - Easy installment payments - Due date alerts FINANCIAL GOALS - Set savings objectives - Track your progress - Get motivated to reach your goals MONTHLY BUDGET - Create budgets by category - View spending vs. planned - Alerts when exceeding limits CASH FLOW FORECAST - See future projections - Plan ahead - Smart insights about your spending FAMILY SHARING - Share finances with family - Control who can view or edit - Integrated chat between members AI FINANCIAL COACH - Get personalized tips - Smart spending analysis - Suggestions to save money APPLE WATCH - Check your balance on your wrist - Recent transactions - Custom complications SECURITY - Your data is encrypted - Face ID / Touch ID login - Secure cloud sync MULTI-PLATFORM - iPhone and iPad - Web (web.lapiapp.com) - Apple Watch FREE PLAN - Up to 2 bank accounts - Unlimited categories and tags - Up to 1 credit card PRO PLAN - Unlimited accounts - Family sharing - AI financial coach - Advanced forecasts - Priority support Developed by LM Planejamento Financeiro. TERMS AND PRIVACY Terms of Use (EULA): https://ajuda.lapiapp.com/politicas/termos/ Privacy Policy: https://ajuda.lapiapp.com/politicas/privacidade/
Screenshots
Verdict
The clearest difference is in-app purchases: Icatu at none against LAPI's 10. LAPI's advantage is update cadence (every 2 days vs every 3 weeks) and device support (4 vs 2). On price, review sentiment, ads and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. LAPI sells 10 in-app purchases, starting at $0.79 per month. Icatu asks for nothing beyond the download.
Icatu ships an update every 3 weeks, LAPI every 2 days. The most recent releases landed on September 30, 2026 and October 5, 2026 respectively.
| Parameter | Icatu | LAPI |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (7 ratings) — better | — |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 7 — better | — |
| Update frequency | Every 3 weeks | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPad | iPhone, iPad, Mac, Apple Watch — better |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 93 MB | 82 MB |
| Age rating | 4+ | +4 |
| Developer | Icatu Seguros | L M TREINAMENTO LTDA |
Customer experience
Icatu
LAPI
In-app purchases
Icatu
No in-app purchases
LAPI
- 1 extra bank$0.791 Month
- 2 extra banks$1.491 Month
- 3 extra banks$2.291 Month
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- 5 extra banks$3.791 Month
- LAPI Pro Monthly1 Month trial$3.991 Month
- LAPI Pro Multi Monthly1 Month trial$5.991 Month
- LAPI Pro Business Monthly1 Month trial$7.991 Month
- LAPI Pro Annual1 Month trial$39.991 Year
- LAPI Pro Multi Annual1 Month trial$59.991 Year
- LAPI Pro Business Annual$79.991 Year
