Comparison

NEO vs iz

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NEO

This digital banking app allows users to open accounts, transfer money globally with competitive rates, and manage multiple currencies from a single platform. It offers travel cards with exclusive benefits, secure transactions, and a rewards program for purchases.

Highlights
  • Open account in minutes
  • International money transfers
  • Multi-currency account management
  • Travel cards with lounge access and discounts
  • Earn rewards points (Neons)
  • Secure, bank-grade encryption
  • Islamic Sharia compliant banking
Features
Read full description

NEO is a smart digital banking app that lets you open an account in minutes, transfer money worldwide, and manage multiple currencies, all in one secure app. Start today and experience secure, fast, and modern digital banking with NEO. Our Services International Money Transfers ● Competitive exchange rates ● Low transfer fees with no hidden costs ● Receiving options tailored to the recipient’s needs ● Earn "NEONS" points when issuing a card Your money reaches the world in moments! Send SAR, USD, EUR, and more worldwide in seconds. No borders, no delays. Multi-Currency Account ● Manage multiple currencies from a single account ● Easily exchange between currencies with no hidden fees ● Perfect for travel enthusiasts and global shoppers ● Supports over 19 currencies, including QAR, USD, EUR, GBP, and more Travel Cards ● Access to international and local airport lounges ● Exclusive discounts ● Uniquely tailored benefits for each card ● Get neons on every purchase Currency Exchange – Best Rates, No Surprises ● Instant exchange through the app with no delays ● Best exchange rates ● No hidden fees ● Supports multiple currencies All in One Digital Banking App Your banking, simplified into one secure app. Key Features: ● Open your bank account in minutes ● Transfer money locally and internationally ● Track your spending and manage expenses ● Earn Neons with every purchase ● Pay bills instantly ● Onboarding Minors (15-18) years old ● Issue and manage your cards ● Request money (Qattah) ● Bank-grade encryption for 24/7 security ● Available for users aged 15 and above Islamic Digital Banking At NEO, we provide a fully integrated digital banking experience, 100% compliant with Islamic Sharia principles, ensuring every financial transaction you make aligns with approved Sharia standards. NEO App is fully compliant with Islamic Sharia standards. Track Your Money – Easily and Securely With the smart tracking feature, you can: ● Monitor all your transactions ● Receive personalized notifications for every financial movement ● Get a clear view of your cash flow with smart income and expense insights, all in one simple dashboard. Stay on top of your spending with smart alerts, income insights, and a simple dashboard. Exclusive Offers & Vouchers Open your account and start enjoying rewards. Neo offers real benefits and valuable promotions that make every transaction count: ● Earn “Neons” points for every Riyal you spend ● Get bonus Neons when you sign up and issue your first card ● Enjoy instant discounts with our partners ● Unlock exclusive offers tailored for you ● Redeem digital vouchers for shopping, dining, and entertainment With NEO, every transaction = added value, Download NEO digital banking app today and let the rewards begin! Flexible Payment Methods Your Card, Is Your Phone or Smartwatch. Pay effortlessly with Apple Pay, Google Pay, Mada Pay, or Samsung Pay. No need to carry a physical card. Request a physical card anytime, delivered straight to your door Smart Payment Benefits: ● Instant, secure payment with a single tap ● Compatible with major smart payment platforms ● Advanced protection to keep your data safe Issue and manage virtual or physical cards anytime. Explore the App Features Your NEO Account Offers: ● Open an account in minutes with our digital banking app ● Issue an instant virtual/physical card ● Multi-currency account ● International money transfer ● local transfer ● Easy transfer using phone number ● Expense tracking and categorization ● Savings & investment calculator ● Government payments ● Freeze or cancel your card instantly ● 24/7 customer support and security Whether you're opening your first account or managing money across currencies, NEO gives you full control with simplicity and security. Start your digital banking journey today with NEO.

About

iz

This banking app offers a personalized and convenient way to manage your finances. It allows for easy bill splitting, setting savings goals, instant money transfers, and efficient bill payments, all within a secure and user-friendly interface.

Highlights
  • Split bills with friends
  • Set personalized savings goals
  • Instant money transfers
  • Easy bill payment
  • Account management and monitoring
Features
Read full description

Welcome to Iz, the banking app that's all about you! Whether you're splitting bills with friends, setting up group savings, or just managing your finances on-the-go, iz has everything you need to stay on top of your banking needs. Features: • Qattah: Split bills and payments with friends and family effortlessly, no matter where you are. • Saving Goals: Set savings targets and achieve them in a structured, personalized manner. • Money Transfers: Send and receive money instantly, anytime, anywhere. • Bill Payment: Pay bills with just a few taps, and never miss a payment again. • Account Management: Monitor your account activity, check your balance, and update your account information as needed. Benefits: • Personalization: Manage your finances your way. • Convenience: Bank on-the-go, anytime, anywhere. • Security: Top-notch security features to keep your financial information safe. • User-Friendly: Simple, intuitive interface that makes managing your finances a breeze.

Screenshots

NEO4 screens
iz4 screens

Verdict

The call

The clearest difference is ads: NEO at none against iz's shown. NEO also leads on monetization model (free vs free with in-app purchases) and review sentiment (32% vs 13%). iz's advantage is ratings volume (1.6K vs 214). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.4 for NEO against 4.5 for iz. That said, the two scores are not equally well evidenced: iz has 1.6K ratings behind it against 214, so its average is the more settled of the two. Written reviews are what separate them: 32% of NEO's written reviews are positive against 13% of iz's.

UpkeepUpdate frequency

NEO ships an update monthly, iz every 2 weeks. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.

Scorecard4 real differences · 6 level
NEO versus iz: the parameters behind the verdict, then further details
ParameterNEOiz
PriceFreeFree
Rating4.4 (214 ratings)4.5 (1.6K ratings) — better
Positive reviews31.7% of reviews — better12.8% of reviews
Number of ratings2141.6K — better
Update frequencyMonthlyEvery 2 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size675 MB188 MB
Age rating12+4+
DeveloperThe Saudi National BankAlinma Bank

Customer experience

NEO

All ratings214 ratings
Positive84.6%
Neutral1.9%
Negative13.6%
Written reviews63 reviews
Positive31.7%
Neutral3.2%
Negative65.1%

iz

All ratings1,591 ratings
Positive87.3%
Neutral2.1%
Negative10.6%
Written reviews47 reviews
Positive12.8%
Neutral4.3%
Negative83.0%

Bugs and requests

NEO

Not enough reviews yet to summarise bugs or requests.

iz

Reported bugs

3 issues
  • Login issues
  • Compatibility problems with certain devices
  • Inconsistent app behavior

Requested features

3 requests
  • Improved account management options
  • Integration with other banking services
  • Enhanced transaction history and reporting

In-app purchases

None

NEO

No in-app purchases

None

iz

No in-app purchases

Questions

Is NEO free?
NEO is free to download, with no in-app purchases.
Is iz free?
iz is free to download, with no in-app purchases.
Which has better reviews, NEO or iz?
iz is rated higher. NEO averages 4.4 out of 5 from 214 ratings, while iz averages 4.5 from 1.6K ratings.
Do NEO or iz have ads?
iz shows ads; NEO does not.
Which is updated more often, NEO or iz?
NEO ships an update monthly, and iz every 2 weeks. Most recently, NEO was updated on September 24, 2026 and iz on September 22, 2026.

Other comparisons