D360 Bank vs NEO
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
D360 Bank
This digital bank offers Sharia-compliant financial services with a focus on customer empowerment and affordability. Open an account quickly, enjoy fast transactions, and benefit from competitive pricing with no hidden fees. Experience convenient banking from anywhere, anytime with robust security measures.
- Seamless onboarding in under 2 minutes
- Fast transactions and transfers
- Competitive pricing with free transfers
- No foreign currency fees
- Banking from anywhere, anytime
- Transparent fee structure
- Personalized customer support
- Top-tier security technology
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Welcome to D360 Bank, the innovative Saudi Sharia-compliant digital bank that puts you at the center of everything we do and empowers your financial control through the D360 Bank App. With our seamless onboarding process, you can start banking in no time. Say goodbye to the limitations of physical branches, high fees, and complex banking tools. Features: • Easy onboarding steps: Open your bank account in less than 2 minutes! • Fast banking: Enjoy fast transactions and transfers with our D360 Bank App. • Competitive prices: Save more with free monthly transfers and spend without foreign currency fees. • Convenience: Bank from anywhere, anytime with our D360 Bank App. • Transparency: No hidden fees. • Personalized support: Our customer support team is always ready to help you at any time. What Sets Us Apart? D360 Bank prioritizes customer empowerment, accessibility, affordability, and Islamic ethics, availing a new era of digital banking. Security Assured We invest in and use top-tier security technology that guards your finances and information around the clock, ensuring a banking journey you can trust implicitly. Open Your Account in 2 Minutes Ready for a banking experience designed to meet your needs? Download D360 Bank app, open your account today, and enjoy an exceptional banking experience!
NEO
This digital banking app allows users to open accounts, transfer money globally with competitive rates, and manage multiple currencies from a single platform. It offers travel cards with exclusive benefits, secure transactions, and a rewards program for purchases.
- Open account in minutes
- International money transfers
- Multi-currency account management
- Travel cards with lounge access and discounts
- Earn rewards points (Neons)
- Secure, bank-grade encryption
- Islamic Sharia compliant banking
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NEO is a smart digital banking app that lets you open an account in minutes, transfer money worldwide, and manage multiple currencies, all in one secure app. Start today and experience secure, fast, and modern digital banking with NEO. Our Services International Money Transfers ● Competitive exchange rates ● Low transfer fees with no hidden costs ● Receiving options tailored to the recipient’s needs ● Earn "NEONS" points when issuing a card Your money reaches the world in moments! Send SAR, USD, EUR, and more worldwide in seconds. No borders, no delays. Multi-Currency Account ● Manage multiple currencies from a single account ● Easily exchange between currencies with no hidden fees ● Perfect for travel enthusiasts and global shoppers ● Supports over 19 currencies, including QAR, USD, EUR, GBP, and more Travel Cards ● Access to international and local airport lounges ● Exclusive discounts ● Uniquely tailored benefits for each card ● Get neons on every purchase Currency Exchange – Best Rates, No Surprises ● Instant exchange through the app with no delays ● Best exchange rates ● No hidden fees ● Supports multiple currencies All in One Digital Banking App Your banking, simplified into one secure app. Key Features: ● Open your bank account in minutes ● Transfer money locally and internationally ● Track your spending and manage expenses ● Earn Neons with every purchase ● Pay bills instantly ● Onboarding Minors (15-18) years old ● Issue and manage your cards ● Request money (Qattah) ● Bank-grade encryption for 24/7 security ● Available for users aged 15 and above Islamic Digital Banking At NEO, we provide a fully integrated digital banking experience, 100% compliant with Islamic Sharia principles, ensuring every financial transaction you make aligns with approved Sharia standards. NEO App is fully compliant with Islamic Sharia standards. Track Your Money – Easily and Securely With the smart tracking feature, you can: ● Monitor all your transactions ● Receive personalized notifications for every financial movement ● Get a clear view of your cash flow with smart income and expense insights, all in one simple dashboard. Stay on top of your spending with smart alerts, income insights, and a simple dashboard. Exclusive Offers & Vouchers Open your account and start enjoying rewards. Neo offers real benefits and valuable promotions that make every transaction count: ● Earn “Neons” points for every Riyal you spend ● Get bonus Neons when you sign up and issue your first card ● Enjoy instant discounts with our partners ● Unlock exclusive offers tailored for you ● Redeem digital vouchers for shopping, dining, and entertainment With NEO, every transaction = added value, Download NEO digital banking app today and let the rewards begin! Flexible Payment Methods Your Card, Is Your Phone or Smartwatch. Pay effortlessly with Apple Pay, Google Pay, Mada Pay, or Samsung Pay. No need to carry a physical card. Request a physical card anytime, delivered straight to your door Smart Payment Benefits: ● Instant, secure payment with a single tap ● Compatible with major smart payment platforms ● Advanced protection to keep your data safe Issue and manage virtual or physical cards anytime. Explore the App Features Your NEO Account Offers: ● Open an account in minutes with our digital banking app ● Issue an instant virtual/physical card ● Multi-currency account ● International money transfer ● local transfer ● Easy transfer using phone number ● Expense tracking and categorization ● Savings & investment calculator ● Government payments ● Freeze or cancel your card instantly ● 24/7 customer support and security Whether you're opening your first account or managing money across currencies, NEO gives you full control with simplicity and security. Start your digital banking journey today with NEO.
Screenshots
Verdict
The clearest difference is ads: NEO at none against D360 Bank's shown. NEO also leads on monetization model (free vs free with in-app purchases). D360 Bank's advantage is update cadence (every 10 days vs monthly) and ratings volume (812 vs 237). On price, rating, review sentiment and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.5 for D360 Bank against 4.4 for NEO. Both are backed by a comparable volume of ratings — 812 and 237 respectively. Written reviews are what separate them: 35% of D360 Bank's written reviews are positive against 32% of NEO's.
D360 Bank ships an update every 10 days, NEO monthly. Both last shipped on November 7, 2026.
| Parameter | D360 Bank | NEO |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (812 ratings) — better | 4.4 (237 ratings) |
| Positive reviews | 35.0% of reviews — better | 31.7% of reviews |
| Number of ratings | 812 — better | 237 |
| Update frequency | Every 10 days — better | Monthly |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 224 MB | 675 MB |
| Age rating | 4+ | 12+ |
| Developer | D360 Bank | The Saudi National Bank |
Customer experience
D360 Bank
NEO
Bugs and requests
D360 Bank
Reported bugs
10 issues- App crashes and frequent freezing
- Slow app loading and performance issues
- Location permission requirement blocking app access
- Login failures and SMS code input issues
- Apple Wallet integration not working
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- App incompatibility with iPhone 14 and newer devices
- Keyboard not appearing for SMS code entry
- Pending transactions stuck for extended periods
- Refund processing delays exceeding 30 days
- International transfers not credited to destination accounts
Requested features
8 requests- Physical bank branches or better in-person support
- Account number visibility in app
- Account deletion option within the app
- Support for American Express cards
- Improved daily withdrawal limits
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- Better international payment tracking
- Faster account opening without waiting list
- More transparent account freezing policies
NEO
Not enough reviews yet to summarise bugs or requests.
In-app purchases
D360 Bank
No in-app purchases
NEO
No in-app purchases







