Monéé Powered by Citygate vs Capival

Download Monéé and enjoy easy banking with access to: o Short term loans o Minimum of 13% interest on savings and investments. The more you save the more you earn! o Pay for your bills of any kind and also send money. o You have control over your financial life with Monéé. Monéé Interest Rate and Loan Repayment: o You can access from ₦2,500 up to ₦1,000,000 o No collateral, no guarantor, no unnecessary document is required o Loan is approved and disbursed in a few minutes o Make repayments over a maximum period of 360 days (12 Months) o Daily interest rate ranges from 0.083% - 0.09% and equivalent monthly interest rate ranges from 2.5% - 2.7%. o Annual Percentage Rate (APR) from 30.5% - 36%. o No processing fees o No penalty charge on late payment Example: for a loan of ₦30,000 for 90 days, Monéé charges 2.5% monthly interest with APR of 30.5%. See repayment breakdown below: Loan Amount: ₦30,000 Loan Tenure: 3 months (90 days) Number of Repayments: 3 Monthly Interest Rate: 2.5% Monthly Interest Amount: ₦750 Monthly repayment: ₦10,750 Total Interest (for 3 months): ₦2,250 Total amount payable: ₦32,250 APR: 30.5%. Save With High Return on Your Investment: Instead of going to the bank for a savings account, with Monéé, you have your account in your pocket. Make more money while you save instead of just saving and losing the whole money. Save smart with Monéé. Fund Transfer Made Easy with Monéé: Send money to your loved ones anytime with just N10 transfer fee irrespective of transaction amount. It is secure and is the best. Life is more interesting with our loved ones happy. Make Seamless Bill Payment of Any Kind: Pay for any kind of bill you can think of, Select and pay. Why not try Monéé. Monéé will make your life easier. Airtime and Data Recharge: Purchase airtime/data on the go with Monéé App. About Monéé: Monéé, a Mobile Loan, Savings, Investment, Bill Payment and Funds Transfer application powered by Citygate Global Investment Limited, a Microfinance Institution with over 13 years’ experience in the Finance Sector. It is both a financial service and a financial platform that enhances the quality of its user’s lives by giving them a needed financial boost when they need it and by providing a means for them to make targeted Savings and Investment plans. Contact us via: Email: support@monee.ng info@monee.ng hello@monee.ng Call: 070024894283, 012919739 Visit: monee.ng Like on Facebook: https://web.facebook.com/ Monéé Follow on Instagram: moneesupport Follow on Twitter: @moneesupport

Capival Mobile App is a digital financial application that offers investment, savings, and loan services to Nigerians, allowing you to accomplish all your financial goals with ease. You can open an account in minutes from anywhere in the world using just your Bank Verification Number (BVN), email address, and phone number, eliminating the need for lengthy documentation and queuing. KEEP YOUR MONEY SAFE AND SECURE We take every possible measure to ensure that your money is safe and secure, protecting you against fraud and account takeovers. FUND YOUR ACCOUNT You can easily fund your Capival account by transferring money from another bank instantly. MANAGE YOUR MONEY Stay up to date with your transactions, investments, and loans with real-time notifications. WE HELP WITH YOUR CASH FLOW In times of need, you can rely on us to provide you with instant access to loans. You can apply for a loan anytime, and the approval process takes only a few hours. You can also choose a convenient tenor that works best for you. GET ON TOP OF YOUR BILLS Pay your bills at your convenience, from anywhere. You can top up your phone with airtime and data, and even share the love with your loved ones. LICENSING Capival Mobile App is a financial app provided by Capival Investment Limited. CONTACT US We value your feedback, and we are always looking for ways to improve our services. If you have any questions, concerns, or feedback, please contact us at customer@capival.com or call us at +234 908 2274 825.