Capival vs Mulligan Finance

Capival Mobile App is a digital financial application that offers investment, savings, and loan services to Nigerians, allowing you to accomplish all your financial goals with ease. You can open an account in minutes from anywhere in the world using just your Bank Verification Number (BVN), email address, and phone number, eliminating the need for lengthy documentation and queuing. KEEP YOUR MONEY SAFE AND SECURE We take every possible measure to ensure that your money is safe and secure, protecting you against fraud and account takeovers. FUND YOUR ACCOUNT You can easily fund your Capival account by transferring money from another bank instantly. MANAGE YOUR MONEY Stay up to date with your transactions, investments, and loans with real-time notifications. WE HELP WITH YOUR CASH FLOW In times of need, you can rely on us to provide you with instant access to loans. You can apply for a loan anytime, and the approval process takes only a few hours. You can also choose a convenient tenor that works best for you. GET ON TOP OF YOUR BILLS Pay your bills at your convenience, from anywhere. You can top up your phone with airtime and data, and even share the love with your loved ones. LICENSING Capival Mobile App is a financial app provided by Capival Investment Limited. CONTACT US We value your feedback, and we are always looking for ways to improve our services. If you have any questions, concerns, or feedback, please contact us at customer@capival.com or call us at +234 908 2274 825.

Mulligan Finance is a modern digital lending platform designed to make accessing credit fast, easy, and secure. Whether you need a quick emergency loan, a salary advance, or a business loan to support your growing enterprise, Mulligan Finance provides a streamlined experience from application to disbursement right from your mobile phone. With Mulligan Finance, getting started is simple. The onboarding process includes quick sign-up, phone number verification, and basic personal information such as name, address, email, and date of birth. Users are guided through a secure KYC process, including BVN verification, selfie capture, and uploading a government-issued ID. This ensures we maintain a secure and trustworthy lending environment. Our loan categories include: Quick Loans (up to ₦50,000) for urgent needs. Salary Loans (up to ₦1,000,000) for employed professionals. Business Loans (up to ₦10,000,000) for SMEs and entrepreneurs. Users can view loan types, understand requirements, and select a product that best suits their financial need. Once a loan is selected, the app walks the user through employment or business information collection, next-of-kin details, bank account verification, bank statement submission and debit card linking for seamless repayment. Mulligan Finance also makes loan repayment effortless. Users can view detailed repayment schedules, track payment history, and make repayments via linked debit cards. Automatic reminders are sent via email before due dates, and users receive notifications for successful or failed transactions. Default alerts help users stay aware of obligations. Additional features include: A secure wallet with virtual account top-up and withdrawal. Full profile and settings management. Biometric login and enhanced app security using transaction PINs and security questions. Access to legal documents including privacy policy, loan agreements, and terms of use. Support access via in-app features and email (support@mulliganfn.com). Mulligan Finance is your reliable financial partner for quick and accessible loans. We are committed to delivering transparency, speed, and support throughout your borrowing journey. Download now and take control of your financial goals today.