Comparison

Summa vs ioka

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Summa

Features
Read full description

Expense tracking you'll love. Forget manual entry for every purchase. Summa reads your bank statements and turns them into a clear financial picture. - Upload a Statement - Get Instant Tracking Simply share a PDF statement from your bank with Summa. All transactions are automatically recognized and added to the app. - Quick Swipe Sorting Categorize dozens of transactions in a minute. It's really that fast. - Smart Auto-Categorization The app learns your habits and automatically sorts recurring purchases. - Customize Your Categories Create your own categories with icons and colors. Set budgets and track spending in real-time. - Flexible Tag System Tag transactions for detailed analysis. Business trips, gifts, repairs - create any tags and track the expenses you need. - Clear Analytics See the full picture: spending by category, by merchant, by period. Discover where your money goes. - Secure Statement Processing Statements never leave your device - all processing happens completely locally. - Support for Kazakhstan Banks Kaspi, Freedom Finance, Halyk Bank, and others. Terms of Use: https://summaapp.kz/terms.html

About

ioka

Features
Read full description

Храните все ваши банковские карты в одном приложении и оплачивайте покупки удобнее, чем когда-либо. 
С нашим сервисом вы можете быстро совершать платежи через QR-код или удалённо по ссылке. Возможности приложения: • Добавляйте карты любых банков • Оплачивайте покупки через QR за секунды • Контролируйте историю и безопасность операций • Пользуйтесь современными технологиями ведущей платёжной компании Просто. Быстро. Надёжно.

Screenshots

Summa4 screens
ioka4 screens

Verdict

The call

The clearest difference is in-app purchases: ioka at none against Summa's 3. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Summa sells 3 in-app purchases, starting at $4.99 per month. ioka asks for nothing beyond the download.

UpkeepUpdate frequency

Summa ships an update every 6 days, ioka every 5 days. The most recent releases landed on October 9, 2026 and October 15, 2026 respectively.

Scorecard1 real difference · 5 level
Summa versus ioka: the parameters behind the verdict, then further details
ParameterSummaioka
PriceFreeFree
Update frequencyEvery 6 daysEvery 5 days — better
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size196 MB29 MB
Age rating4+4+
DeveloperTauyekel KunzholIOKA FINTECH, TOO

In-app purchases

3 purchases

Summa

Subscriptions2
  • Summa Premium Monthly14 Days trial$4.991 Month
  • Summa Premium Annual14 Days trial$39.991 Year
One-time1
  • Summa Forever$99.99
None

ioka

No in-app purchases

Questions

Is Summa free?
Summa is free to download, with in-app purchases available.
Is ioka free?
ioka is free to download, with no in-app purchases.
Do Summa or ioka have ads?
Neither Summa nor ioka shows ads.
Which is updated more often, Summa or ioka?
Summa ships an update every 6 days, and ioka every 5 days. Most recently, Summa was updated on October 9, 2026 and ioka on October 15, 2026.

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