Summa vs ioka
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Summa
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Expense tracking you'll love. Forget manual entry for every purchase. Summa reads your bank statements and turns them into a clear financial picture. - Upload a Statement - Get Instant Tracking Simply share a PDF statement from your bank with Summa. All transactions are automatically recognized and added to the app. - Quick Swipe Sorting Categorize dozens of transactions in a minute. It's really that fast. - Smart Auto-Categorization The app learns your habits and automatically sorts recurring purchases. - Customize Your Categories Create your own categories with icons and colors. Set budgets and track spending in real-time. - Flexible Tag System Tag transactions for detailed analysis. Business trips, gifts, repairs - create any tags and track the expenses you need. - Clear Analytics See the full picture: spending by category, by merchant, by period. Discover where your money goes. - Secure Statement Processing Statements never leave your device - all processing happens completely locally. - Support for Kazakhstan Banks Kaspi, Freedom Finance, Halyk Bank, and others. Terms of Use: https://summaapp.kz/terms.html
ioka
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Храните все ваши банковские карты в одном приложении и оплачивайте покупки удобнее, чем когда-либо. С нашим сервисом вы можете быстро совершать платежи через QR-код или удалённо по ссылке. Возможности приложения: • Добавляйте карты любых банков • Оплачивайте покупки через QR за секунды • Контролируйте историю и безопасность операций • Пользуйтесь современными технологиями ведущей платёжной компании Просто. Быстро. Надёжно.
Screenshots
Verdict
The clearest difference is in-app purchases: ioka at none against Summa's 3. On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Summa sells 3 in-app purchases, starting at $4.99 per month. ioka asks for nothing beyond the download.
Summa ships an update every 6 days, ioka every 5 days. The most recent releases landed on October 9, 2026 and October 15, 2026 respectively.
| Parameter | Summa | ioka |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 6 days | Every 5 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 196 MB | 29 MB |
| Age rating | 4+ | 4+ |
| Developer | Tauyekel Kunzhol | IOKA FINTECH, TOO |
In-app purchases
Summa
- Summa Premium Monthly14 Days trial$4.991 Month
- Summa Premium Annual14 Days trial$39.991 Year
- Summa Forever$99.99
ioka
No in-app purchases









