Comparison

Stella Pay vs myEBCwallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Stella Pay

This app allows users to pay with cryptocurrency at millions of merchants worldwide using a crypto-backed credit card. It supports various payment platforms and offers features like auto top-up, cash-out to crypto, and ATM withdrawals.

Highlights
  • Pay with crypto at 40M+ merchants
  • Supports Apple Pay, Google Pay, Alipay, WeChatPay
  • Auto top-up from crypto to card
  • Easy cash-out from card to crypto
  • Instant physical and virtual card transfers
  • Global ATM cash withdrawal
  • Tokenized financial products for investment
Features
Read full description

Crypto Credit cards Use Stella card to pay with crypto anytime, anywhere: - Approved by 40M+ merchants worldwide. - Supports Apple Pay, Google Pay, Alipay, WeChatPay, and more. - Covers all your daily payment needs, including shopping, travel, socializing, digital payments! financial services, and more. Simplify your life with Stella's all-in-one card: - Auto top-up from crypto to card with every payment. - Easy cash-out from card to crypto. - Instant physical and virtual card transfers. - Withdraw cash with global ATM access. Innovative tokenized financial products—invest with USDC internet native yield - Diverse products, flexible short-term investments. - High-quality, low-risk investments. - Innovative and compliant, globally accessible. - Streamlined transactions, enhanced efficiency.

About

myEBCwallet

Manage your finances with a unified wallet for crypto, IBAN, and prepaid cards. Seamlessly credit your wallet from various sources and spend or transfer funds through multiple channels. Enhance your transactional experience with this comprehensive financial tool.

Highlights
  • Unified wallet for crypto, IBAN, and prepaid cards
  • Seamless wallet crediting from EBC facilities, bank cards, bank accounts, and other crypto wallets
  • Repay funds to EBC facilities
  • Spend via prepaid cards (plastic and virtual)
  • Bank transfer functionality
  • Crypto exchange and transfer
Features
Read full description

A new concept, design and service to add to EBC's growing suite of functions to enrich your transactional experience. Transact through Crypto, IBAN and prepaid card in one app which is well placed to complement your existing facilities with EBC. * Credit your wallet seamlessly from your EBC facilities, plus the following additional channels: - Bank Card - Bank Account - Other Crypto wallets * Repay funds from the wallet to your EBC facilities, plus spend through the following additional channels: - Prepaid Cards (Plastic and Virtual) - Bank Transfer - Crypto exchnage and transfer

Screenshots

Stella Pay4 screens
myEBCwallet4 screens

Verdict

The call

The clearest difference is rating: myEBCwallet at 5.0 against Stella Pay's 3.9. Stella Pay's advantage is ads (none vs shown) and update cadence (every 8 days vs every 3 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

myEBCwallet holds the better App Store score, 5.0 against 3.9. That said, the two scores are not equally well evidenced: Stella Pay has 7 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Stella Pay ships an update every 8 days, myEBCwallet every 3 weeks. The most recent releases landed on September 5, 2026 and September 8, 2026 respectively.

Scorecard5 real differences · 5 level
Stella Pay versus myEBCwallet: the parameters behind the verdict, then further details
ParameterStella PaymyEBCwallet
PriceFreeFree
Rating3.9 (7 ratings)5.0 (1 ratings) — better
Positive reviews50.0% of reviews—
Number of ratings7 — better1
Update frequencyEvery 8 days — betterEvery 3 weeks
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size81 MB61 MB
Age rating9+17+
DeveloperFlashwire IncEBC Mauritius Limited

Customer experience

Stella Pay

All ratings7 ratings
Positive71.4%
Neutral0.0%
Negative28.6%
Written reviews4 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

myEBCwallet

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Stella Pay

No in-app purchases

None

myEBCwallet

No in-app purchases

Questions

Is Stella Pay free?
Stella Pay is free to download, with no in-app purchases.
Is myEBCwallet free?
myEBCwallet is free to download, with no in-app purchases.
Which has better reviews, Stella Pay or myEBCwallet?
myEBCwallet is rated higher. Stella Pay averages 3.9 out of 5 from 7 ratings, while myEBCwallet averages 5.0 from 1 ratings.
Do Stella Pay or myEBCwallet have ads?
myEBCwallet shows ads; Stella Pay does not.
Which is updated more often, Stella Pay or myEBCwallet?
Stella Pay ships an update every 8 days, and myEBCwallet every 3 weeks. Most recently, Stella Pay was updated on September 5, 2026 and myEBCwallet on September 8, 2026.

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