Stella Pay vs MayPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Stella Pay
This app allows users to pay with cryptocurrency at millions of merchants worldwide using a crypto-backed credit card. It supports various payment platforms and offers features like auto top-up, cash-out to crypto, and ATM withdrawals.
- Pay with crypto at 40M+ merchants
- Supports Apple Pay, Google Pay, Alipay, WeChatPay
- Auto top-up from crypto to card
- Easy cash-out from card to crypto
- Instant physical and virtual card transfers
- Global ATM cash withdrawal
- Tokenized financial products for investment
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Crypto Credit cards Use Stella card to pay with crypto anytime, anywhere: - Approved by 40M+ merchants worldwide. - Supports Apple Pay, Google Pay, Alipay, WeChatPay, and more. - Covers all your daily payment needs, including shopping, travel, socializing, digital payments! financial services, and more. Simplify your life with Stella's all-in-one card: - Auto top-up from crypto to card with every payment. - Easy cash-out from card to crypto. - Instant physical and virtual card transfers. - Withdraw cash with global ATM access. Innovative tokenized financial products—invest with USDC internet native yield - Diverse products, flexible short-term investments. - High-quality, low-risk investments. - Innovative and compliant, globally accessible. - Streamlined transactions, enhanced efficiency.
MayPay
Manage virtual and physical Mastercard accounts with a streamlined onboarding process. Easily track transactions, convert foreign currencies, and ensure secure financial management with advanced encryption.
- Virtual and physical Mastercard integration
- Simplified account opening
- Global online and offline spending
- Fast foreign currency exchange
- Detailed transaction history
- Advanced security measures
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MayPay 是一款集萬事達虛擬卡及實體卡功能於一身的創新產品。它專為簡化用戶開戶流程而設計，能讓用戶更輕鬆地管理其卡內資產。 以下是它的主要特點： 1. 快速開戶 用戶只需進行簡單操作，即可輕鬆申請銀行卡並啟動帳戶。帳戶一經啟動，該卡便可在全球任何地區或國家用於線上及線下消費。 2. 快速外幣兌換 它能為用戶提供無縫支持，可直接將款項兌換到用戶的銀行卡帳戶中，方便用戶快速便捷地獲取不同幣種。 3. 全面的歷史帳單記錄 配套的應用程式會細緻地記錄用戶的每一筆交易。用戶可以按交易類型進行篩選，並按月度或根據不同幣種來查看，這在用戶需要核查自身資產狀況時極為便利。 4. 強大的安全措施 該應用程式採用了先進的加密技術，並伴有多輪驗證程式。這能有效保護每位用戶的交易資訊，時刻確保用戶資產的安全。
Screenshots
Verdict
The clearest difference is rating: Stella Pay at 3.9 against MayPay's 1.0. Stella Pay also leads on review sentiment (50% vs 25%) and ratings volume (7 vs 2). MayPay's advantage is iOS requirement (12.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Stella Pay holds the better App Store score, 3.9 against 1.0. Both are backed by a comparable volume of ratings — 7 and 2 respectively. Written reviews point the same way: 50% of Stella Pay's written reviews are positive against 25% of MayPay's.
Stella Pay ships an update every 8 days, MayPay fortnightly. The most recent releases landed on October 6, 2026 and October 11, 2026 respectively.
| Parameter | Stella Pay | MayPay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (7 ratings) — better | 1.0 (2 ratings) |
| Positive reviews | 50.0% of reviews — better | 25.0% of reviews |
| Number of ratings | 7 — better | 2 |
| Update frequency | Every 8 days — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 81 MB | 42 MB |
| Age rating | 9+ | 4+ |
| Developer | Flashwire Inc | HONG KONG MAYPAY FINANCIAL TECHNOLOGY LIMITED |
Customer experience
Stella Pay
MayPay
In-app purchases
Stella Pay
No in-app purchases
MayPay
No in-app purchases
