Comparison

Stella Pay vs Multik by Exantech

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Stella Pay

This app allows users to pay with cryptocurrency at millions of merchants worldwide using a crypto-backed credit card. It supports various payment platforms and offers features like auto top-up, cash-out to crypto, and ATM withdrawals.

Highlights
  • Pay with crypto at 40M+ merchants
  • Supports Apple Pay, Google Pay, Alipay, WeChatPay
  • Auto top-up from crypto to card
  • Easy cash-out from card to crypto
  • Instant physical and virtual card transfers
  • Global ATM cash withdrawal
  • Tokenized financial products for investment
Features
Read full description

Crypto Credit cards Use Stella card to pay with crypto anytime, anywhere: - Approved by 40M+ merchants worldwide. - Supports Apple Pay, Google Pay, Alipay, WeChatPay, and more. - Covers all your daily payment needs, including shopping, travel, socializing, digital payments! financial services, and more. Simplify your life with Stella's all-in-one card: - Auto top-up from crypto to card with every payment. - Easy cash-out from card to crypto. - Instant physical and virtual card transfers. - Withdraw cash with global ATM access. Innovative tokenized financial products—invest with USDC internet native yield - Diverse products, flexible short-term investments. - High-quality, low-risk investments. - Innovative and compliant, globally accessible. - Streamlined transactions, enhanced efficiency.

About

Multik by Exantech

Read full description

Multik by Exantech is an application for managing your environment on the Multik platform. Use it to control your connected accounts and ensure the security of operations. Multik Provisioning for iOS allows you to: • Manage connected accounts • Manage whitelists • Add users and configure their access rights The security of operations is ensured by Intel® SGX Enclave technology on the server side. The app allows you to connect right into your secure enclave and effectively manage your stored platform credentials and information.

Screenshots

Stella Pay4 screens
Multik by Exantech4 screens

Verdict

The call

The clearest difference is update cadence: Stella Pay at every 8 days against Multik by Exantech's every 5 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Stella Pay ships an update every 8 days, Multik by Exantech every 5 months. The most recent releases landed on October 6, 2026 and October 3, 2026 respectively.

Scorecard1 real difference · 9 level
Stella Pay versus Multik by Exantech: the parameters behind the verdict, then further details
ParameterStella PayMultik by Exantech
PriceFreeFree
Rating3.9 (7 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings7 — better—
Update frequencyEvery 8 days — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.6
Further details — not scored
Size81 MB83 MB
Age rating9+4+
DeveloperFlashwire IncExantech Ltd.

In-app purchases

None

Stella Pay

No in-app purchases

None

Multik by Exantech

No in-app purchases

Questions

Is Stella Pay free?
Stella Pay is free to download, with no in-app purchases.
Is Multik by Exantech free?
Multik by Exantech is free to download, with no in-app purchases.
Do Stella Pay or Multik by Exantech have ads?
Neither Stella Pay nor Multik by Exantech shows ads.
Which is updated more often, Stella Pay or Multik by Exantech?
Stella Pay ships an update every 8 days, and Multik by Exantech every 5 months. Most recently, Stella Pay was updated on October 6, 2026 and Multik by Exantech on October 3, 2026.

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