Comparison

Stella Pay vs Gainerly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Stella Pay

This app allows users to pay with cryptocurrency at millions of merchants worldwide using a crypto-backed credit card. It supports various payment platforms and offers features like auto top-up, cash-out to crypto, and ATM withdrawals.

Highlights
  • Pay with crypto at 40M+ merchants
  • Supports Apple Pay, Google Pay, Alipay, WeChatPay
  • Auto top-up from crypto to card
  • Easy cash-out from card to crypto
  • Instant physical and virtual card transfers
  • Global ATM cash withdrawal
  • Tokenized financial products for investment
Features
Read full description

Crypto Credit cards Use Stella card to pay with crypto anytime, anywhere: - Approved by 40M+ merchants worldwide. - Supports Apple Pay, Google Pay, Alipay, WeChatPay, and more. - Covers all your daily payment needs, including shopping, travel, socializing, digital payments! financial services, and more. Simplify your life with Stella's all-in-one card: - Auto top-up from crypto to card with every payment. - Easy cash-out from card to crypto. - Instant physical and virtual card transfers. - Withdraw cash with global ATM access. Innovative tokenized financial products—invest with USDC internet native yield - Diverse products, flexible short-term investments. - High-quality, low-risk investments. - Innovative and compliant, globally accessible. - Streamlined transactions, enhanced efficiency.

About

Gainerly

Features
Read full description

Gainerly is a read-only Solana PnL and portfolio analytics app. Paste any public Solana address to view on-chain trading history, realized and unrealized PnL, closed positions, fees, NFTs, and trader research stats. Gainerly never asks for seed phrases or private keys and cannot move funds. Gainerly helps Solana traders understand what actually happened across their swaps. Paste any public Solana wallet address and see a clean, read-only PnL ledger built from public on-chain data. Gainerly includes sold tokens, realized gains and losses, fees, current holdings, NFTs, and wallet research stats so you can review the full story, not just what a wallet holds today. Most wallets show current balances. Gainerly helps answer the bigger question: did this wallet actually make money? Features: • Track any public Solana wallet • See realized and unrealized PnL • Count closed positions, not just current holdings • Review token-by-token trade history • Inspect fee-aware average cost basis • Watch whales, influencers, friends, and research wallets • View wallet stats like win rate, average ROI, risk, and hold time • Review NFTs held by a wallet • Export detected swaps to CSV with Pro • Create clean PnL share cards with Pro • Use optional Face ID app lock Read-only by design: Gainerly is not a wallet. It never asks for your seed phrase or private keys, never signs transactions, never custodies funds, and cannot move crypto assets. It uses public blockchain data only. Wallet intelligence and trader stats are provided for research and informational purposes only. Gainerly does not provide financial, investment, trading, tax, or legal advice. PRO SUBSCRIPTION Gainerly Pro is available as a monthly or annual auto-renewing subscription, or as a one-time lifetime purchase. • Monthly: $2.99/month • Annual: $19.99/year (~$1.67/month) • Lifetime: $39.99 (one-time purchase) Payment will be charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel your subscription in your App Store Account Settings after purchase. Any unused portion of a free trial period will be forfeited when a subscription is purchased. Privacy Policy: https://www.sysoftware.com/gainerly/privacy/index.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Stella Pay4 screens
Gainerly4 screens

Verdict

The call

The clearest difference is in-app purchases: Stella Pay at none against Gainerly's 3. Stella Pay also leads on iOS requirement (15.0 vs 17.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Gainerly sells 3 in-app purchases, starting at $2.99 per month. Stella Pay asks for nothing beyond the download.

Scorecard2 real differences · 8 level
Stella Pay versus Gainerly: the parameters behind the verdict, then further details
ParameterStella PayGainerly
PriceFreeFree
Rating3.9 (7 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings7 — better—
Update frequencyEvery 8 days—
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size81 MB2 MB
Age rating9+12+
DeveloperFlashwire IncScott Yale

In-app purchases

None

Stella Pay

No in-app purchases

3 purchases

Gainerly

Subscriptions2
  • Monthly$2.991 Month
  • Annual$19.991 Year
One-time1
  • Lifetime$39.99

Questions

Is Stella Pay free?
Stella Pay is free to download, with no in-app purchases.
Is Gainerly free?
Gainerly is free to download, with in-app purchases available.
Do Stella Pay or Gainerly have ads?
Neither Stella Pay nor Gainerly shows ads.

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