Comparison

Terabank vs My Coins

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Terabank

Manage your finances securely and conveniently from your mobile device. Access your accounts, make payments, transfer funds, and even apply for new banking products with an intuitive interface.

Highlights
  • Secure login with Face ID/Touch ID
  • Easy and scheduled payments
  • Open any type of account
  • Block or replace cards instantly
  • Domestic and international transfers
  • Effortless bill payments
  • Apply for banking products
Features
Read full description

Terabank is your ultimate mobile banking companion, designed to offer unparalleled convenience and security to control your finances anytime, anywhere , with a simple yet intuitive interface with an array of convenient features. Secure Login with Face ID & Touch ID: Enjoy swift and secure access to your account with Face ID or Touch ID authentication. Keep your banking safe and hassle-free. Payments Made Easy: Experience the simplicity of quick and secure transactions at your fingertips. Make same day or scheduled payments easily Open Any Type of Account: Whether you need a savings account, or a special deposit account, open any type, right from the app in minutes. Block or Replace Cards: Misplaced your card? No worries! Instantly block or request a replacement card with just a few taps, ensuring your finances are always secure. Transfer & Remittance: Transfer funds between your accounts or remit money domestically and internationally with ease and confidence. Bill Payments: Effortlessly pay your bills directly from the app. Manage utilities, credit card bills, and other payments all in one place. Request Banking Products: Apply for personal, home, or auto loans directly through the app. Get quick approvals and manage your loans seamlessly. Account information: View your statements, check balances, and recent transactions

About

My Coins

This app helps hourly workers track their tips, work hours, and estimated earnings. It allows for detailed recording of cash or card tips, shift management, and exportable PDF reports. Users can also review earnings progress and plan for future income.

Highlights
  • Track shifts with start, pause, and finish options
  • Record cash and card tips with notes
  • Generate exportable PDF reports of earnings
  • Review earnings by day, week, month, and year
  • Live Activities for Lock Screen and Dynamic Island
  • Supports English and Español languages
Features
Read full description

MyCoins — Track What You Earn Keep your tips, work hours and estimated earnings in one organized place. Built for servers, bartenders, hospitality teams and hourly workers. TRACK YOUR SHIFT Start, pause and finish a shift, enter your hourly rate, and see your estimated earnings. Live Activities show a running timer and the latest earnings snapshot on your Lock Screen and Dynamic Island on supported devices. Open tip entry or manage your shift with a tap. Background earnings refresh when shift details change. CAPTURE EVERY TIP Record cash or card tips, add notes, and keep your earnings organized during busy shifts. EXPORT CLEAR PDF REPORTS Choose today, yesterday, this week, month, year, or a custom date range. Your report includes tips, hourly earnings, time worked and saved shifts. Create one free PDF report per account and reopen that saved report anytime. MyCoins+ includes unlimited new PDF reports. UNDERSTAND YOUR PROGRESS Review earnings by day, week, month and year. Browse your activity history, track your daily goal and choose your preferred currency. BUILT FOR IPHONE AND IPAD A responsive interface keeps your earnings easy to read. Shift tracking uses timestamps and event-based updates without GPS tracking or continuous background network polling. MYCOINS+ Subscribe for unlimited new PDF reports and an ad-free experience. Available plans and local prices are shown before purchase. Payment is charged to your Apple Account. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel your subscription in your Apple Account settings. Earnings are estimates based on the hours, rate and tips you enter. Privacy Policy: https://appmycoins.com/privacy-policy/ Terms & User Agreement: https://appmycoins.com/terms-conditions/ Support and website: https://appmycoins.com PLAN WITH MORE CONTEXT Personal Shift Radar summarizes completed-shift earning patterns from the last 90 days. Share a discovery through your device, with amounts optional. The holiday-pay planner offers customizable gross-pay scenarios with official guidance, separate benefits and tips, and saved plans. Holiday plans stay separate from recorded earnings. Premium pay depends on your employer and applicable rules. ENGLISH AND ESPAÑOL Switch languages in Settings. Your hourly rate stays saved until you change it. Clear loading and saved confirmations help prevent repeated submissions.

Screenshots

Terabank4 screens
My Coins4 screens

Verdict

The call

The clearest difference is in-app purchases: Terabank at none against My Coins's 3. Terabank also leads on ads (none vs shown) and ratings volume (230 vs 6). My Coins's advantage is update cadence (weekly vs every 3 weeks). On price, rating, review sentiment and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My Coins sells 3 in-app purchases, starting at $4.99 per month. Terabank asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

My Coins holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Terabank has 230 ratings behind it against 6, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Terabank ships an update every 3 weeks, My Coins weekly. Both last shipped on November 3, 2026.

Scorecard6 real differences · 4 level
Terabank versus My Coins: the parameters behind the verdict, then further details
ParameterTerabankMy Coins
PriceFreeFree
Rating4.8 (230 ratings)5.0 (6 ratings) — better
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings230 — better6
Update frequencyEvery 3 weeksWeekly — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 — better17.0
Further details — not scored
Size56 MB35 MB
Age rating4+17+
DeveloperTerabank JSCSEVENTH SOFTWARE

Customer experience

Terabank

All ratings230 ratings
Positive96.1%
Neutral1.3%
Negative2.6%
Written reviews7 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

My Coins

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews5 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Terabank

No in-app purchases

3 purchases

My Coins

Subscriptions3
  • Monthly Subscription$4.991 Month
  • One Week Free Trial, Monthly7 Days trial$4.991 Month
  • Year subscription$49.991 Year

Questions

Is Terabank free?
Terabank is free to download, with no in-app purchases.
Is My Coins free?
My Coins is free to download, with in-app purchases available.
Which has better reviews, Terabank or My Coins?
My Coins is rated higher. Terabank averages 4.8 out of 5 from 230 ratings, while My Coins averages 5.0 from 6 ratings.
Do Terabank or My Coins have ads?
My Coins shows ads; Terabank does not.
Which is updated more often, Terabank or My Coins?
Terabank ships an update every 3 weeks, and My Coins weekly. Most recently, Terabank was updated on November 3, 2026 and My Coins on November 3, 2026.

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