Terabank vs RicoFX
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Terabank
Manage your finances securely and conveniently from your mobile device. Access your accounts, make payments, transfer funds, and even apply for new banking products with an intuitive interface.
- Secure login with Face ID/Touch ID
- Easy and scheduled payments
- Open any type of account
- Block or replace cards instantly
- Domestic and international transfers
- Effortless bill payments
- Apply for banking products
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Terabank is your ultimate mobile banking companion, designed to offer unparalleled convenience and security to control your finances anytime, anywhere , with a simple yet intuitive interface with an array of convenient features. Secure Login with Face ID & Touch ID: Enjoy swift and secure access to your account with Face ID or Touch ID authentication. Keep your banking safe and hassle-free. Payments Made Easy: Experience the simplicity of quick and secure transactions at your fingertips. Make same day or scheduled payments easily Open Any Type of Account: Whether you need a savings account, or a special deposit account, open any type, right from the app in minutes. Block or Replace Cards: Misplaced your card? No worries! Instantly block or request a replacement card with just a few taps, ensuring your finances are always secure. Transfer & Remittance: Transfer funds between your accounts or remit money domestically and internationally with ease and confidence. Bill Payments: Effortlessly pay your bills directly from the app. Manage utilities, credit card bills, and other payments all in one place. Request Banking Products: Apply for personal, home, or auto loans directly through the app. Get quick approvals and manage your loans seamlessly. Account information: View your statements, check balances, and recent transactions
RicoFX
Facilitate secure online currency exchanges with this application. Customers can submit requests, transfer funds, and receive converted amounts directly to their bank accounts. Features 2FA authorization and registration for enhanced security.
- Online currency exchange
- Secure 2FA authorization
- Currency exchange requests
- Direct bank account transfers
- Approved by National Bank of Georgia
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Online currency exchange application powered by MFO Rico Credit. This is an app for Rico's customers, with 2FA authorization and registration. After sign in user can send currency exchange request with money amount, exchange type, IBAN. After it customers transfer source amount of money with source currency and they are getting converted amount on their bank accounts. Application is approved by National Bank Of Georgia.
Screenshots
Verdict
The clearest difference is review sentiment: Terabank at 100% against RicoFX's 0%. Terabank also leads on rating (4.8 vs 2.0) and ratings volume (230 vs 4). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Terabank holds the better App Store score, 4.8 against 2.0. That said, the two scores are not equally well evidenced: Terabank has 230 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 100% of Terabank's written reviews are positive against 0% of RicoFX's.
Both ship on a similar rhythm, roughly every 3 weeks. Both last shipped on October 24, 2026.
| Parameter | Terabank | RicoFX |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (230 ratings) — better | 2.0 (4 ratings) |
| Positive reviews | 100.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 230 — better | 4 |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 56 MB | 33 MB |
| Age rating | 4+ | 17+ |
| Developer | Terabank JSC | Rico Pay LLC |
Customer experience
Terabank
RicoFX
In-app purchases
Terabank
No in-app purchases
RicoFX
No in-app purchases
