Let's Save vs AlmostZero

Let's Save your money, and your data. We help you save more by encouraging mindful spending through active participation and easy tracking of your spending. * ULTRA SIMPLE: No account sign-ups, bank connections, or company servers. Your data is saved on your device using Apple's Core Data. * INTENTIONAL AND EASY: Instead, of being a passive viewer, intentionally add your discretionary spend in a few taps, reinforcing good spending habits. * STRESS FREE: Set an easy to change monthly spending target instead of figuring out and limiting yourself with a strict budget. * SELF ACCOUNTABILITY: Use handy widgets to track your spending and progress, as you get closer to financial freedom. --- # BEING INTENTIONAL HELPS YOU GROW Let’s Save approaches budgeting differently. By making you an active participant in your spend tracking, you leverage reinforcement behavior learning to change how you act–rather than being a passive viewer only looking negatively at charts representing past spending behavior. Every time you spend something, simply type in what you spent and press a category to add and group it, all at once. # DONE IS BETTER THAN PERFECT Our app is designed to help you improve yourself, not just keep track of your finances like a bank would. Focus on isolating your discretionary spending, the expenses that you can actually change, rather than tracking every single bill or expense. You probably already know that you need to pay for essential bills like your water bill, so instead, let's focus on the small, everyday expenses that add up over time. After all, it’s better to isolate your discretionary spends: the ones you can actually change. # NO STRESS SPENDING Let's Save believes in stress-free spending. Traditional budgeting can be overwhelming and stressful, but with Let's Save, you don't have to worry about setting the perfect budget. Instead of strict budgeting, Let's Save helps you set a monthly target that you can adjust as needed. This target is simply a tool to remind you where you are in terms of your spending and savings goals. You deserve to enjoy your hard-earned money without the stress of strict budgeting. # KEEP UP THE GOOD WORK Rather than thinking of your budget as a strict goal, we encourage you to see it as a tool to track your progress towards your financial goals. Our handy widgets make it easy to see how close you are to your monthly spending target. Even if you don't hit your target every month, tracking your spending can help you understand better your spending habits. For example, knowing you’re 200% over $100 target, means you’ve spent $200. With that in mind, you can continue to focus on being mindful about your expenditure. # Flexible and Simple Whether you're on the go or taking a moment to reflect on your spending later, our app makes it easy to track your expenses. On location and waiting for the receipt? tap the widget, add, and save. Automatically add your location to help you remember where you spent. Or maybe, you’ll remember later and add it then. You can add a note to remind yourself what the expense was for. Make a mistake, simply swipe it away.

AlmostZero is a personal finance app that helps you manage debt, track spending, and reach your savings goals. Credit cards, student loans, mortgages, auto loans — bring all your debts together in one app and get a clear picture of your financial situation. Struggling to plan repayments, spending more than you'd like, or finding it hard to save consistently? AlmostZero is designed to help you organize your money and stay on track without the stress. With visual progress indicators and practical repayment strategies, you can see exactly where you stand and how to move forward. 【Key Features】 ▸ Debt & Loan Management Track credit cards, personal loans, mortgages, auto loans, and student loans all in one place. The app automatically calculates accrued interest, remaining term, and estimated payoff date, so you can see the status of every debt at a glance. Repayment frequency is fully customizable — weekly, biweekly, monthly, quarterly, and more, matched to your income cycle. Clear progress charts show you how far you've come and help you stay motivated. Two proven repayment strategies are supported: the snowball method (pay off the smallest debts first) and the avalanche method (pay off the highest-interest debts first). Choose the strategy that fits your situation best. ▸ Expense Tracking Log your daily expenses and they're automatically organized by category. View spending by merchant or category to understand exactly where your money is going. Analyze spending trends by day, week, month, or year to identify your habits. Set a budget and receive a notification when you're approaching your limit. ▸ Savings Goals Create multiple savings goals with individual target amounts and deadlines. The app automatically calculates the savings pace you need and displays your progress clearly. A progress bar helps you stay on track. ▸ Link to Assets Connect your debts to assets like property or vehicles. By viewing debts and assets together, you get a more complete picture of your overall financial position. ▸ Tag Organization Use custom tags to organize your debts and expenses flexibly. View totals and statistics by tag to analyze your finances from different angles. ▸ Multiple Currencies All major world currencies are supported. Switch your display currency with a single tap — convenient for use abroad or managing finances across multiple currencies. ▸ Financial Education Access clear, approachable content covering debt management, savings tips, investing basics, and other financial topics. Build your financial knowledge right inside the app. ▸ Financial Calculator Simulate different repayment and savings plans with the built-in calculator to make more informed financial decisions. 【Privacy & Security】 Protecting your financial data is our top priority. AlmostZero supports biometric lock with Face ID and Touch ID. All data is stored on your device and synced securely through iCloud. No account creation or bank linking required. Your data is never collected or shared with third parties. 【Data Management】 iCloud sync automatically shares your data between your iPhone and iPad. Import and export in JSON format makes backup and data transfer simple. 【What Sets AlmostZero Apart】 • Built for debt reduction — packed with features to help you pay off what you owe • Simple and intuitive — powerful yet easy to use • Strong privacy — your data stays on your device and in iCloud only • Regular updates — new features and improvements added continuously Start today with AlmostZero and bring more clarity to your finances. Reduce your debt step by step and work toward your savings goals.