CommercePal vs SmilePay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CommercePal
This marketplace connects businesses and consumers, offering a wide range of products and services at competitive prices. It features a 'Buy Now Pay Later' option to support growth and includes special ordering, flash sales, and top deals.
- B2B and B2C shopping
- Competitive pricing
- Buy Now Pay Later
- Special product ordering
- Flash sales
- Top deals
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CommercePal is a B2B and B2C marketplace that offers competitive pricing of products and services with innovative Buy Now Pay Later feature favouring your growth. Some of the features include; 1. B2B and B2C products shopping 2. Delivery options 3. Buy Now Pay Later 4. Special Ordering of Products 5. Flash Sale 6. Top Deals
SmilePay
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Smilepay is a stablecoin-powered cross-border payments app that helps users abroad support loved ones back home through everyday telecom services. Smilepay is launching its next phase with telecom payments first, allowing users to buy airtime, data, voice and SMS packages using cards and supported stablecoins such as PYUSD and USDC on the Stellar network. Key Features: * Buy airtime, data, voice and SMS packages * Pay with cards and supported stablecoins such as PYUSD and USDC * Supports PYUSD and USDC on the Stellar network * Built for users abroad and people back home * Simple app experience for everyday cross-border support * Transaction history and support through the app How Smilepay Works: 1. Open the Smilepay app. 2. Select the country and telecom provider. 3. Enter the recipient’s phone number. 4. Choose airtime, data, voice or SMS. 5. Pay with cards or PYUSD or USDC. 6. Your loved one receives the package. Future Services: Smilepay plans to expand step by step into more countries, utility payments and other essential cross-border services. Broader licensed financial services may also be added in the future, subject to regulatory approval. Telecom payments first. More essential services next. Learn more at www.smilepay.app
Screenshots
Verdict
The clearest difference is iOS requirement: SmilePay at 13.0 against CommercePal's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CommercePal ships an update every 2 weeks, SmilePay every 11 days. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.
| Parameter | CommercePal | SmilePay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (7 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 7 — better | — |
| Update frequency | Every 2 weeks | Every 11 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 90 MB | 79 MB |
| Age rating | 4+ | 4+ |
| Developer | Hudhud Express | Smilepay Global, Inc. |
In-app purchases
CommercePal
No in-app purchases
SmilePay
No in-app purchases
