ChipChip. vs SmilePay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ChipChip.
This app enables users to find and access significant discounts by shopping together as a group. It facilitates collective purchasing power to secure better deals on a variety of products, promoting a smarter and more economical shopping experience.
- Unlock discounts through collective buying
- Discover a wide array of product deals
- Shop smarter with community strength
- Experience a new era of shopping
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ChipChip is a revolutionary social buying app that empowers you to unlock incredible discounts by shopping collectively. Discover unbeatable deals on a wide array of products, and leverage the strength of community buying. Join us to save more, shop smarter, and experience a new era of shopping!
SmilePay
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Smilepay is a stablecoin-powered cross-border payments app that helps users abroad support loved ones back home through everyday telecom services. Smilepay is launching its next phase with telecom payments first, allowing users to buy airtime, data, voice and SMS packages using cards and supported stablecoins such as PYUSD and USDC on the Stellar network. Key Features: * Buy airtime, data, voice and SMS packages * Pay with cards and supported stablecoins such as PYUSD and USDC * Supports PYUSD and USDC on the Stellar network * Built for users abroad and people back home * Simple app experience for everyday cross-border support * Transaction history and support through the app How Smilepay Works: 1. Open the Smilepay app. 2. Select the country and telecom provider. 3. Enter the recipient’s phone number. 4. Choose airtime, data, voice or SMS. 5. Pay with cards or PYUSD or USDC. 6. Your loved one receives the package. Future Services: Smilepay plans to expand step by step into more countries, utility payments and other essential cross-border services. Broader licensed financial services may also be added in the future, subject to regulatory approval. Telecom payments first. More essential services next. Learn more at www.smilepay.app
Screenshots
Verdict
The clearest difference is iOS requirement: SmilePay at 13.0 against ChipChip.'s 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 11 days. The most recent releases landed on October 17, 2026 and October 13, 2026 respectively.
| Parameter | ChipChip. | SmilePay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (3 ratings) — better | — |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 3 — better | — |
| Update frequency | Every 11 days | Every 11 days |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 129 MB | 79 MB |
| Age rating | 17+ | 4+ |
| Developer | CHIPCHIP INC | Smilepay Global, Inc. |
In-app purchases
ChipChip.
No in-app purchases
SmilePay
No in-app purchases
