Comparison

Saving Money (remove ads) vs Checkbook

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Saving Money (remove ads)

This finance app helps you manage your monthly budget and track spending. It offers iCloud backup, consumption categories, and multi-currency support. Designed for simplicity, it guides you to stay within your budget and monitor your financial health.

Highlights
  • Monthly budget setting
  • Expense tracking within budget
  • Budget remaining indicator
  • Monthly budget burn rate
  • iCloud backup
  • Consumption categories
  • Multi-currency support (English version)
Features
Read full description

### Finally, at the request of many people, we are releasing a paid version without ads! ### Special features only available in the paid version - It is more convenient to use because there are no ads. - With the iCloud backup function, you can continue using your iPhone even if you change your iPhone. - It is more convenient to use the consumption category. - Manage your consumption even in dollars with the English version. + Non-consumer household account book (remove ads) will provide more convenient features through continuous updates. (The developer is running day and night.) Thank you to all the users who have been waiting! ###### Nothing else. It is a household account book created only for non-consumption and to prevent overheating. You can set a consumption budget for the first day of each month and check how much you are spending within that budget. Super simple household account book! It is useful for those who live on pocket money and those who set a monthly living expense. Just 2 things for you to do! One, enter your monthly budget. Second, enter only consumption expenditures that are within your budget. If you do these two things, the non-consumer household account book will do the rest. * Tells you how much is left in your budget each month. * It tells you the monthly budget burn rate. * It informs the day of non-consumption that the god of death has not descended.

About

Checkbook

Manage all your financial accounts in one place. Track balances, categorize transactions, and gain insights into your spending with secure local storage. Offers multi-currency support and automatic balance calculations.

Highlights
  • Unlimited account tracking (Pro)
  • Multi-currency support
  • Automatic balance calculations
  • Secure local data storage
  • Intuitive interface
  • Transaction categorization
Features
Read full description

Your money, in a checkbook you control. Checkbook brings your accounts, transactions, bills, receipts, and monthly budget together. Record what happened, see what’s coming, and make a plan for what’s next. Keep track of your money • Manage up to 2 accounts for free • See cleared and pending transactions and running balances • Record income, expenses, and transfers • Attach receipt photos to transactions • Search and organize entries with categories and payees Plan your month with Budget Set your monthly income, add planned expenses, and see what remains. Organize your plan by category and account, or bring eligible bills and recurring schedules into your budget. Your budget is a planning tool separate from your recorded transactions. Stay ahead of bills See bills and recurring entries together, review upcoming activity in Calendar, and manage paid and pending entries without losing posted payment history. Go Pro with a one-time purchase • Add unlimited accounts • Get access to budget planner No subscription. Checkbook helps you record and organize your finances; it does not connect to your bank or send bill payments for you.

Screenshots

Saving Money (remove ads)4 screens
Checkbook4 screens

Verdict

The call

The clearest difference is price: Checkbook at Free against Saving Money (remove ads)'s $4.99. Checkbook also leads on review sentiment (100% vs 88%). Saving Money (remove ads)'s advantage is in-app purchases (none vs 1) and iOS requirement (13.2 vs 17.0). On update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Checkbook is free to download; Saving Money (remove ads) costs $4.99 up front. Checkbook sells 1 one-off in-app purchase. Saving Money (remove ads) asks for nothing beyond the download.

UpkeepUpdate frequency

Saving Money (remove ads) ships an update weekly, Checkbook every 4 days. Both last shipped on October 25, 2026.

Scorecard5 real differences · 5 level
Saving Money (remove ads) versus Checkbook: the parameters behind the verdict, then further details
ParameterSaving Money (remove ads)Checkbook
Price$4.99Free — better
Rating—5.0 (4 ratings) — better
Positive reviews87.5% of reviews100.0% of reviews — better
Number of ratings—4 — better
Update frequencyWeeklyEvery 4 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationPaidFree with in-app purchases — better
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.2 — better17.0
Further details — not scored
Size28 MB10 MB
Age rating4+4+
DeveloperSuWon ChoiMcKittrick LLC

Customer experience

Saving Money (remove ads)

Written reviews8 reviews
Positive87.5%
Neutral12.5%
Negative0.0%

Checkbook

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Saving Money (remove ads)

No in-app purchases

1 purchases

Checkbook

One-time1
  • Checkbook Pro$5.99

Questions

Is Saving Money (remove ads) free?
Saving Money (remove ads) costs $4.99, with no in-app purchases.
Is Checkbook free?
Checkbook is free to download, with in-app purchases available.
Do Saving Money (remove ads) or Checkbook have ads?
Neither Saving Money (remove ads) nor Checkbook shows ads.
Which is updated more often, Saving Money (remove ads) or Checkbook?
Saving Money (remove ads) ships an update weekly, and Checkbook every 4 days. Most recently, Saving Money (remove ads) was updated on October 25, 2026 and Checkbook on October 25, 2026.

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