Here by HDFC ERGO vs KPRISM

Here: Your All-in-One Life Assistant for Insurance & Beyond Simplify your life with Here, the one-stop app for managing your insurance, vehicles, health, pets & more! Simplify Your Insurance: Manage all your HDFC ERGO policies: Easily access and manage health, car, bike, travel, cyber, and home insurance policies. Purchase new policies: Get insured directly through the app in a few clicks. File & track claims: Submit and monitor your claims conveniently within Here. Access policy documents: Download your policy copies and tax certificates anytime. Effortless Vehicle Management: Here helps you know everything about your vehicle with a tap. Track PUC status: Avoid hassles with reminders for Pollution Under Control certificates. Stay insured: Never miss a renewal with reminders and easy policy management. Breakdown assistance: Get help anytime, anywhere with access to towing services, garages, and nearby hospitals. Manage challans: Stay on top of traffic fines and avoid penalties. Your Health Made Easy: Here empowers your well-being. Connect with others for support: Join our verified Patient Connect community for peer support and experiences. Estimate medical costs: Use our Expense Estimator to understand potential out-of-pocket expenses. Save on healthcare: Enjoy exclusive discounts from leading healthcare providers through our Savings Corner. Stay informed: Access a library of informative health articles and videos. Complete Pet Care Ecosystem: Here cares for your furry family. Explore Pet Insurance Options: Discover pet insurance plans to safeguard your pet's health and manage unexpected veterinary bills. Find trusted pet care providers: Locate vets, pet stores, and groomers in your area. Schedule appointments: Manage your pet's health checkups and grooming sessions easily. Track pet vaccinations & medications: Keep a record of important pet health information in one place. Access pet care resources: Learn valuable tips and information to keep your furry friend happy and healthy. Travel with Confidence: Here safeguards your travel plans with comprehensive travel insurance options. Trip cancellation and interruption coverage: Get reimbursed for non-refundable trip costs if you have to cancel due to unforeseen circumstances. Medical emergencies & hospitalization: Receive coverage for medical expenses incurred during your trip, including hospitalization. Baggage loss or damage: Get compensation for lost or damaged luggage. Trip delay coverage: Reimbursement for additional expenses incurred due to a flight delay. Global emergency assistance: Access 24/7 assistance with medical referrals, lost passport assistance, and more. Protect Your Digital Life: Here offers robust cyber insurance solutions to safeguard your digital assets. Data breach coverage: Receive financial protection in case of a data breach that exposes your personal information. Cyber extortion: Get coverage for expenses incurred if you are a victim of cyber extortion. Cybercrime defense: Access legal and technical assistance in case of a cyberattack. Device protection: Protect your electronic devices against cyber threats and malware damage. Online privacy protection: Enjoy features that help you maintain online security and privacy.

Managing customer’s journey in Corporate Registry is the core of KPRISM app   Managing customer’s journey in Corporate Registry is at the core of KPRISM application developed by KFintech. Now, open up to an exciting way of tracking your investments serviced by us. KPRISM is your one-stop login that empowers you to view as well as add your folios, check status of DEMAT requests, Add reminders for General meetings & eVoting events, Check IPO allotment status and Connect with help desk on the go.       KEY Features   1.            One time registration -              Navigate across registry clients -              Login through mPin   2.            Enriched Navigation -              Intuitive screens to glide through functionalities   3.            Portfolio Dashboard -              Folio view for all KFintech serviced investments -              Download  account statement   4.            Request and Queries -              Change of Address -              Change of Bank Mandate etc   5.            Set reminders for important events             -              E-Voting , General meetings , IPO allotment status   6.            Payouts -              Find your dividend and interest / redemption payouts   Permissions   In addition to basic permissions, the KPRISM app needs access to other functions on your device for it to support the above features - • External Storage: To download the statement to device memory • Call log: To auto-dial the contact centre number. We do not read the existing call log • Phone: This permission is required to uniquely identify the device • SMS: To auto-verify OTPs. • Camera : To capture document images