Monibac vs Tingtel
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Monibac
This app allows users to save money and earn interest by locking their funds for a specified period. It offers easy top-ups and withdrawals with no charges on deposits. Eligibility requires users to be over 18 and reside in Nigeria.
- Earn interest on locked savings
- No charges on deposits
- Easy top-up and withdrawal
- Account registration
- Savings lock periods
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Monibac is an app where you can save and earn interest on your savings, and easily top up and withdraw to your account. Why Monibac? There are no charges on deposits. You earn interest when you lock your savings. You can easily top up and withdraw to your account. How it works Install the Monibac App from the App Store Register your account Start saving Lock your savings for a specified period of time to earn interest. For example, if you save for 3 months, you get 3% of your savings; for 6 months, you get 5%. Eligibility Above 18 years Lives in Nigeria Contact Us Customer service Email: admin@monibac.com Customer service Hotline: 07060953139 Address: Block A211, Sura Shopping Complex, Lagos Island, Lagos State.
Tingtel
Easily convert airtime to cash, pay bills, and fund various wallets. This app allows you to buy airtime at discounted rates and transfer it anonymously. It also facilitates funding betting wallets and settling insurance premiums without needing a bank card.
- Convert airtime to cash
- Pay utility bills with airtime
- Fund mobile money wallets
- Fund betting wallets
- Buy airtime at discounted rates
- Transfer airtime anonymously
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Tingtel App is the #1 App for anything Airtime in Nigeria. Easily convert Airtime to Cash at the lowest rate, pay bills online with Airtime, convert Airtime to fund MTN MoMo and Airtel SmartCash wallet, fund betting wallet with Airtime, buy Airtime with debit card at discounted rates, and so much more. AIRTIME TO MOBILE MONEY (NEW) Convert any 9ja Airtime to fund mobile money wallet: MTN MoMo and Airtel SmartCash without network restrictions. FUND WITH AIRTIME Easily fund wallet with Airtime. Convert your Airtime instantly to fund betting wallets, and settle insurance premiums without a bank card! AIRTIME BILLS Pay utility bills online; prepaid and postpaid electricity bills, Cable TV, Internet services, and fund betting wallet with Airtime. BUY AIRTIME Discounted Airtime every day, that’s the Tingtel way! Buy Airtime online and get discount on every Airtime purchase. SELL AIRTIME Convert Airtime to Cash and get credited instantly in any bank Account to pay for goods online, or withdraw at any POS or ATM outlet. PAY WITH AIRTIME No change? No problem. Simply pay with Airtime. You can send Airtime from one network to another seamlessly with Tingtel. AIRTIME QR Transfer or Receive Airtime without Sharing your name, number or network TINGTEL ID Conveniently send Airtime to any phone using Tingtel ID, which means no name, no phone or network, just dial *347*85# to send and receive Airtime instantly and anonymously! For more information: Reach out: support@tingtel.com / WhatsApp us 08179472458. Connect with us on our social media platforms @TingtelNG on Instagram, Facebook, and Twitter.
Screenshots
Verdict
The clearest difference is rating: Monibac at 2.8 against Tingtel's 2.1. Monibac also leads on review sentiment (18% vs 8%). Tingtel's advantage is iOS requirement (12.0 vs 15.5). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Monibac holds the better App Store score, 2.8 against 2.1. Both are backed by a comparable volume of ratings — 87 and 30 respectively. Written reviews point the same way: 18% of Monibac's written reviews are positive against 8% of Tingtel's.
Monibac ships an update every 3 months, Tingtel every 2 months. The most recent releases landed on November 7, 2026 and November 4, 2026 respectively.
| Parameter | Monibac | Tingtel |
|---|---|---|
| Price | Free | Free |
| Rating | 2.8 (87 ratings) — better | 2.1 (30 ratings) |
| Positive reviews | 17.9% of reviews — better | 7.7% of reviews |
| Number of ratings | 87 — better | 30 |
| Update frequency | Every 3 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.5 | 12.0 — better |
| Further details — not scored | ||
| Size | 68 MB | 70 MB |
| Age rating | 17+ | 4+ |
| Developer | Prime Zone Limited | Tingtel Limited |
Customer experience
Monibac
Tingtel
In-app purchases
Monibac
No in-app purchases
Tingtel
No in-app purchases
