Monibac vs gSub

Monibac is an app where you can access loans without any collateral, save and earn interest on your savings, and easily top up and withdraw to your account. Why Monibac? 1. You do not need collateral before you can access a loan 2. There are no charges on both deposits or loans. 3. You can get an additional 50% of your savings as a loan. 4. You can get from 20,000NGN to 500,000NGN as a loan 5. We will always send reminders for your repayment without much disturbance. How it works Install the Monibac App from App Store Register your account Start saving After 3 months, the customer is eligible to request a loan of up to 150% of their total savings. If they request for the loan, they submit their request on the app, we check to ensure their KYC documents are complete. If the loan is approved, they will get a request to E-sign. Once they sign, the approved amount is added to their Monibac Balance Apart from loans, they can also lock their savings for a specified period of time. For example; if they save for 3 months, they get 3% of their savings. 6 months, they get 5%. Our Loan Product Tenure- Our tenure ranges from 90 to 180 days. Interest rate for 90 days is 9% Interest rate for 180 days is 15% Loan amount will be capped at N5 million Our interest rate depends on the tenure the customer chose. An example of how this loan and repayment works…. If a customer has N200,000 as total savings, they can get a loan of N300,000. If they take the loan for a period of 3 months, then the 9% interest will be on the principal amount of N100,000 which is 9,000. Therefore, the total payable amount will be N109,000. Since the repayment is monthly, the N109,000 divided by 3 months = N36.333 Our APR is between 30.4% and 36.5% if we use 15% for the 6-month repayment and 9% for 3 months respectively. Eligibility 1. Above 18 years. 2. Lives in Nigeria 3. Have saved on our platform for over 3 months Contact Us Customer service Email> admin@monibac.com Customer service Hotline> 07060953139 Address > Block A211, Sura shopping complex, Lagos Island, Lagos state.

Stop Paying for Forgotten Subscriptions Subscriptions make life easier, but they can also quietly drain your wallet. Whether it's Netflix, Spotify, Apple One, ChatGPT, Canva, Adobe, Google One, Amazon Prime, gym memberships, domain renewals, or any recurring bill, gSub helps you organize everything in one place. Stay ahead of renewal dates, avoid unexpected charges, and understand exactly how much you're spending every month. WHY CHOOSE GSUB? Save Money Know where your money goes and avoid paying for subscriptions you no longer need. Never Miss a Renewal Receive timely reminders before your subscriptions renew, so you're always in control. Understand Your Spending See your monthly and yearly subscription costs with clear insights that help you make smarter financial decisions. Manage Everything in One Place Track streaming services, software subscriptions, memberships, cloud services, domain renewals, phone plans, and other recurring payments from a single dashboard. Home Screen Widgets Quickly check upcoming renewals right from your Home Screen. Available in 15 Languages Use gSub in your preferred language with support for users around the world. FEATURES Track subscriptions and recurring bills Flexible billing cycles: Monthly, Yearly, Weekly, Quarterly, or Custom Smart renewal reminders Monthly and yearly spending summaries Categories for better organization Multiple currencies Analytics dashboard Quick Start setup for faster onboarding Secure iCloud backup and restore Multiple Languages Premium features including unlimited subscriptions and advanced capabilities PERFECT FOR TRACKING Netflix, Spotify, Apple One, Apple Music, iCloud+, YouTube Premium, Amazon Prime, Disney+, Max, Hulu, ChatGPT Plus, Claude Pro, Canva Pro, Adobe Creative Cloud, Microsoft 365, Google One, Dropbox, GitHub Copilot, hosting, domain renewals, gym memberships, insurance, internet bills, phone bills, and more. UPGRADE TO PREMIUM Unlock unlimited subscriptions, premium widgets, cloud backup, advanced insights, and future premium features. YOUR PRIVACY MATTERS Your subscription data belongs to you. gSub is designed to help you stay organized while keeping your information secure and under your control. Download gSub today and take control of every subscription with confidence. Privacy Policy: https://greattechnical.com/gsub-privacy/ Terms of Use (EULA): https://greattechnical.com/gsub-end-user-license-agreement/ Need help or have a question? Contact us at support@greattechnical.com