Comparison

Neocash Mobile vs gSub

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Neocash Mobile

This app provides quick and easy access to personal loans for Lagos State residents. Apply for amounts between ₦5,000 and ₦5,000,000 with flexible repayment terms and no collateral required for most loans. Funds are credited upon approval.

Highlights
  • Loan amounts from ₦5,000 to ₦5,000,000
  • Flexible repayment periods
  • Fast loan approval and disbursement
  • No collateral or guarantor needed
  • Secure and reliable loan service
  • Human-touch digital banking
Features
Read full description

LAGOS STATE RESIDENTS ONLY Whatsapp: 08081250499 ₦5,000 to ₦25,000,000, apply in just 5 minutes! No Collateral, No Guarantor, No Time! NeoCash is a new app from Shepherd Trust Microfinance Bank. We have been providing financial services to all classes of Nigerians since 2011, and are now bringing the same quality customer service right into your hands. We are on a mission to give a human touch to digital banking and as we scale, we’re bringing with us the same people-centric, customer focused culture we’ve always strived to build locally. Download our app now and apply for a loan in less than 5 minutes. Why Use NeoCash? - Borrow up to ₦5,000,000 - Choose your payment tenure - Fast and easy access to loans, with no hidden charges - Account is credited as soon as the loan is approved - No collateral or guarantor needed for most loans - NeoCash Loan App is extremely secure and reliable Loan characteristics Loan amounts from ₦5,000 to ₦5,000,000 Repayment period from 61 days to 12 months APR from 30% to 120% per annum Loan Requirements - A steady and verifiable source of income (Job or Business) - Bank statement (to prove income) - Gov't issued ID Card - A good credit history An example of a NeoCash loan Borrow ₦100,000 over 3 months Interest (total cost of the loan): ₦7,500 (2.5% rate) Three monthly repayments: ₦35,833 Total amount payable: ₦107,500 Representative: 30% APR

About

gSub

Effortlessly track and manage all your recurring payments in one place. Get timely reminders for renewals to avoid missed payments and surprise charges. Understand your subscription spending with a clear overview.

Highlights
  • Track unlimited subscriptions
  • Smart renewal reminders
  • Expense overview by category
  • Clean and simple dashboard
  • Secure and private data storage
  • Customizable billing cycles
Features
Read full description

Stop Paying for Forgotten Subscriptions Subscriptions make life easier, but they can also quietly drain your wallet. Whether it's Netflix, Spotify, Apple One, ChatGPT, Canva, Adobe, Google One, Amazon Prime, gym memberships, domain renewals, or any recurring bill, gSub helps you organize everything in one place. Stay ahead of renewal dates, avoid unexpected charges, and understand exactly how much you're spending every month. WHY CHOOSE GSUB? Save Money Know where your money goes and avoid paying for subscriptions you no longer need. Never Miss a Renewal Receive timely reminders before your subscriptions renew, so you're always in control. Understand Your Spending See your monthly and yearly subscription costs with clear insights that help you make smarter financial decisions. Manage Everything in One Place Track streaming services, software subscriptions, memberships, cloud services, domain renewals, phone plans, and other recurring payments from a single dashboard. Home Screen Widgets Quickly check upcoming renewals right from your Home Screen. Available in 15 Languages Use gSub in your preferred language with support for users around the world. FEATURES Track subscriptions and recurring bills Flexible billing cycles: Monthly, Yearly, Weekly, Quarterly, or Custom Smart renewal reminders Monthly and yearly spending summaries Categories for better organization Multiple currencies Analytics dashboard Quick Start setup for faster onboarding Secure iCloud backup and restore Multiple Languages Premium features including unlimited subscriptions and advanced capabilities PERFECT FOR TRACKING Netflix, Spotify, Apple One, Apple Music, iCloud+, YouTube Premium, Amazon Prime, Disney+, Max, Hulu, ChatGPT Plus, Claude Pro, Canva Pro, Adobe Creative Cloud, Microsoft 365, Google One, Dropbox, GitHub Copilot, hosting, domain renewals, gym memberships, insurance, internet bills, phone bills, and more. UPGRADE TO PREMIUM Unlock unlimited subscriptions, premium widgets, cloud backup, advanced insights, and future premium features. YOUR PRIVACY MATTERS Your subscription data belongs to you. gSub is designed to help you stay organized while keeping your information secure and under your control. Download gSub today and take control of every subscription with confidence. Privacy Policy: https://greattechnical.com/gsub-privacy/ Terms of Use (EULA): https://greattechnical.com/gsub-end-user-license-agreement/ Need help or have a question? Contact us at support@greattechnical.com

Screenshots

Neocash Mobile4 screens
gSub4 screens

Verdict

The call

The clearest difference is review sentiment: gSub at 100% against Neocash Mobile's 14%. gSub also leads on rating (5.0 vs 3.7). Neocash Mobile's advantage is in-app purchases (none vs 5) and ratings volume (6 vs 2). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. gSub sells 5 in-app purchases, starting at $2.99 per month. Neocash Mobile asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

gSub holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 6 and 2 respectively. Written reviews point the same way: 14% of Neocash Mobile's written reviews are positive against 100% of gSub's.

UpkeepUpdate frequency

Neocash Mobile ships an update fortnightly, gSub every 9 days. The most recent releases landed on October 1, 2026 and September 30, 2026 respectively.

Scorecard5 real differences · 5 level
Neocash Mobile versus gSub: the parameters behind the verdict, then further details
ParameterNeocash MobilegSub
PriceFreeFree
Rating3.7 (6 ratings)5.0 (2 ratings) — better
Positive reviews14.3% of reviews100.0% of reviews — better
Number of ratings6 — better2
Update frequencyFortnightlyEvery 9 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationAd-supported — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.615.0 — better
Further details — not scored
Size129 MB70 MB
Age rating17+12+
DeveloperShephard Trust BankGreat Technical

Customer experience

Neocash Mobile

All ratings6 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews14 reviews
Positive14.3%
Neutral7.1%
Negative78.6%

gSub

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Neocash Mobile

No in-app purchases

5 purchases

gSub

Subscriptions5
  • gSub Pro7 Days trial$2.991 Month
  • 1 month free1 Month trial$2.991 Month
  • gSub Pro7 Days trial$6.993 Months
Show 2 more
  • Premium7 Days trial$19.991 Year
  • English1 Year trial$19.991 Year

Questions

Is Neocash Mobile free?
Neocash Mobile is free to download, with no in-app purchases.
Is gSub free?
gSub is free to download, with in-app purchases available.
Which has better reviews, Neocash Mobile or gSub?
gSub is rated higher. Neocash Mobile averages 3.7 out of 5 from 6 ratings, while gSub averages 5.0 from 2 ratings.
Do Neocash Mobile or gSub have ads?
Neither Neocash Mobile nor gSub shows ads.
Which is updated more often, Neocash Mobile or gSub?
Neocash Mobile ships an update fortnightly, and gSub every 9 days. Most recently, Neocash Mobile was updated on October 1, 2026 and gSub on September 30, 2026.

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