Comparison

小贝记账 vs Omi 记账

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

小贝记账

This app helps you manage your finances with AI-powered automatic categorization and a user-friendly interface. Track expenses, set budgets, and monitor your savings goals with various planning tools. It's designed to promote rational consumption and wealth accumulation.

Highlights
  • AI-powered chat-based expense recording
  • Automatic income and expense recognition
  • Comprehensive asset account management
  • Multiple savings plan options
  • Category-based budget control
  • Calendar view for income/expense tracking
  • Detailed consumption statistics
Features
Read full description

小贝记账,你的 AI 记账助手! 记账太麻烦?老是忘了记?预算又超了?存不了钱?钱都花哪了?小贝记账来帮你解决! 它提供多种记账方式和 AI 智能分析,每一笔收支都清晰记录,清楚了解每天、每月、每年的消费情况,发现不必要的支出,合理调整消费习惯,让每一分钱都花得更明白。无论是账本管理、资产管理,还是预算规划、存钱目标,小贝都能帮你轻松记录、清晰统计、合理规划,在精打细算中慢慢积累,找到属于自己的生活节奏和幸福感。 【特色功能】 多种记账方式 - AI记账:和AI助手聊天就能记账,智能识别金额、分类等信息,一句话快速完成记录 - 自动记账:智能识别收支信息,自动记录,减少重复操作,日常记账更轻松省心 - 拍照记账 & 截图记账:拍小票、截支付图,快速识别记账 - 语音记账:说一句话,自动记录收支 - 定时记账:房租、App订阅、会员、工资、生活缴费等周期性收支无需反复手动记录 多账本管理 - 支持创建多个账本,日常、旅行、家庭、生意、人情往来分开记 - 每个账本独立统计、独立预算,账目清晰不混淆 多人记账 & 共享记账 - 支持多人共同维护账本,情侣、夫妻、家庭、朋友都能一起记账 - 共享收支记录,账目变化及时查看 资产管理 - 银行卡、现金、微信、支付宝、充值卡等不同账户统一管理,资产变化和每笔收支清晰可查 预算管理 - 支持总预算和分类预算,灵活规划餐饮、购物、娱乐等消费额度,及时掌握预算使用情况 - 防剁手:设置消费提醒、消费金额、控制消费APP,冲动消费前多一点提醒,养成理性消费习惯 存钱罐 - 多种存钱方式:灵活存钱、定期存钱、52周存钱、12月存钱、365天存钱,一点点完成储蓄目标 查账 & 统计 - 记账日历:通过日历快速查看每天、每月、每年收支记录,查账、补账更方便 - 统计明细:多维度统计收入和支出,分类、趋势直观了解钱都花在了哪里 - 账单导入:支持导入已有账单,快速整理历史消费记录,换记账工具也能轻松延续账本 - 账单导出:支持导出保存,方便备份、整理、统计和查看历史收支记录 - AI账单分析:智能分析消费结构,帮你发现花钱盲区 趣味 & 个性化 - 小组件:预算、余额、今日收支放到桌面,打开手机即可快速查看,快捷进入记账 - 装扮小屋:解锁更多趣味内容,打造属于自己的温馨小屋 - 密码锁:支持隐私保护,为账本增加安全防护,守护个人资产和消费记录 - 桌面宠物:可以选择多种桌面宠物,它还可以帮你记账 - 多种字体:提供了多种个性化字体 【适合人群】 - 想养成记账习惯的记账新手 - 想规划好大学生活花销的学生 - 需要控制预算、想存钱的上班族 - 想共同管理家庭收支的情侣、夫妻、家庭 - 需要旅行、人情往来等多场景账本的用户 小贝记账,不只是记账工具,更是你的 AI 财务助手。 立即下载,开启轻松记账、明白消费、快乐存钱的美好生活! 【小贝记账自动续费服务说明】 * 付款方式:用户确认购买后,将通过用户的 iTunes 账户进行扣款; * 取消续订:如需取消自动续订,请至少在当前订阅周期到期前 24 小时,通过 Apple ID 订阅管理关闭自动续费功能; * 自动续订:Apple iTunes 账户将在当前订阅周期到期前 24 小时内进行扣款,扣款成功后会员服务将自动顺延至下一个订阅周期; * 小贝记账会员服务协议:http://doc.liangzemu.cn/xbeiAccount/zh/member_agreement_ios.html

About

Omi 记账

Effortlessly manage your finances with this AI-powered bookkeeping app. It offers automatic bill recognition, conversational AI for quick entries, and detailed financial overviews. Personalize your experience with custom icons and multiple ledgers for different needs.

Highlights
  • AI automatic bill recognition
  • Conversational AI for quick entries
  • Customizable expense categories
  • Comprehensive asset overview
  • Budget planning with alerts
  • Detailed income/expense charts
  • Multiple ledgers for different purposes
  • Secure app lock and iCloud sync
Features
Read full description

Omi 记账是一款高效便捷的智能记账软件,拥有多种快捷记账方式,助力你高效记账,更好的管理自己的财务。可爱的小仓鼠 Omi 将会作为你的首席财务管家,帮助你规划你的每一笔收支,让您清楚的了解每一笔钱都花在了哪儿,陪你一起养成记账好习惯~ 【功能亮点】 - 自动记账:手机付款后轻轻一点,AI 智能识别账单信息,自动帮你记录账单; - AI 聊天记账:支持语音和文字快速记账,边聊天边记账,还支持自定义虚拟角色哦,无论是专业的记账管家还是高冷的霸道总裁,亦或是温暖阳光的帅气男友,都能陪你一起记账,情绪价值满满~ - 自定义收支分类图标:预置多种风格主题的分类图标,也支持自己上传自定义的美美图标,你的 Omi 你做主! - 资产总览:支持创建多种类型帐户,随时随地一目了然的了解自己的财务状况; - 预算规划:预算超支实时提醒,抑制你的冲动消费,轻松掌握自己的花销节奏; - 收支统计图表:多种精美图表,清晰呈现你的收支趋势,帮助你全面掌握自己的开支情况,清楚的知道每一笔钱都花在了哪儿; - 多账本:无论是日常花销、旅游支出,还是情侣开销,都可以用不同账本分别管理,账目更清晰; - 应用密码锁:支持密码锁、指纹/面容解锁,账本数据更安心; - iCloud 自动同步:数据自动同步至iCloud,所有账单数据都稳稳保存,换手机也不怕; - 记账图片:记账时可添加照片,无论是发票、收据还是生活场景,一键上传,收支记录更完整; 【联系我们】 我们很希望听到大家关于 Omi 记账的反馈与建议,无论是使用中的问题、功能改进的想法,还是你对记账体验的期待,我们都非常重视。你可以通过以下方式随时与我们取得联系: 反馈邮箱:feedback@omicost.cn 小红书:Omi 记账 App 我们会认真阅读每一条你们的来信,和你们一起不断优化 Omi,只为给你带来更好的记账体验。 再次感谢你选择 Omi 记账~ 【订阅说明】 根据您选择的不同会员类型,您可在会员有效期内享有对应的会员权益,永久会员为一次性付费,开通后即可永久享受当前及后续更新的全部会员;购买确认后,付款将从你的苹果账户中扣除,你可以随时在 Apple ID 账户设置中管理,如不打算续订,请在当前计费周期结束24小时前手动关闭。 隐私政策:https://docs.omicost.cn/privacy 用户协议:https://docs.omicost.cn/termsofuse

Screenshots

小贝记账4 screens
Omi 记账4 screens

Verdict

The call

小贝记账 and Omi 记账 both sit at 5.0 stars, but that hides the real split: 76% of Omi 记账's written reviews are positive against 33% of 小贝记账's. Omi 记账 also leads on ads (none vs shown). 小贝记账's advantage is update cadence (weekly vs monthly). On price, rating, ratings volume and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 小贝记账 sells 14 in-app purchases, starting at $0.99 per 7 days and Omi 记账 sells 2 in-app purchases, starting at $3.99 per year. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for 小贝记账 against 5.0 for Omi 记账. Both are backed by a comparable volume of ratings — 3 and 2 respectively. Written reviews are what separate them: 33% of 小贝记账's written reviews are positive against 76% of Omi 记账's.

UpkeepUpdate frequency

小贝记账 ships an update weekly, Omi 记账 monthly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
小贝记账 versus Omi 记账: the parameters behind the verdict, then further details
Parameter小贝记账Omi 记账
PriceFreeFree
Rating5.0 (3 ratings)5.0 (2 ratings)
Positive reviews32.6% of reviews76.0% of reviews — better
Number of ratings3 — better2
Update frequencyWeekly — betterMonthly
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.614.0 — better
Further details — not scored
Size244 MB109 MB
Age rating4+4+
DeveloperChongqing LiangZeMu Technology Co., Ltd.梦含 吴

Customer experience

小贝记账

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews46 reviews
Positive32.6%
Neutral17.4%
Negative50.0%

Omi 记账

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews25 reviews
Positive76.0%
Neutral8.0%
Negative16.0%

In-app purchases

14 purchases

小贝记账

Subscriptions11
  • 周会员$0.997 Days
  • 小贝月度会员$3.991 Month
  • 月度会员1 Month trial$3.991 Month
Show 8 more
  • 免费试用三天包月会员3 Days trial$3.991 Month
  • 免费试用五天包月会员7 Days trial$3.991 Month
  • 免费试用七天包月会员7 Days trial$3.991 Month
  • 小贝记账-季度会员$5.993 Months
  • 季度会员$7.993 Months
  • 免费试用七天包年会员7 Days trial$7.991 Year
  • 小贝记账-包年会员1 Year trial$9.991 Year
  • 小贝记账-记账打卡报名费$9.991 Year
One-time3
  • 特惠永久会员$4.99
  • 限时促销永久会员$12.99
  • 小贝永久会员$14.99
2 purchases

Omi 记账

Subscriptions1
  • 年会员$3.991 Year
One-time1
  • Omi 记账永久会员$6.99

Questions

Is 小贝记账 free?
小贝记账 is free to download, with in-app purchases available.
Is Omi 记账 free?
Omi 记账 is free to download, with in-app purchases available.
Which has better reviews, 小贝记账 or Omi 记账?
小贝记账 and Omi 记账 are both rated 5.0 out of 5 on the App Store, from 3 and 2 ratings respectively.
Do 小贝记账 or Omi 记账 have ads?
小贝记账 shows ads; Omi 记账 does not.
Which is updated more often, 小贝记账 or Omi 记账?
小贝记账 ships an update weekly, and Omi 记账 monthly. Most recently, 小贝记账 was updated on October 25, 2026 and Omi 记账 on October 24, 2026.

Other comparisons